Payday Loans in Kapowsin, Washington

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No payday loan companies in Kapowsin, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Condon Carole 13 E Main St, Walla Walla, WA 99362 +1 (509) 340 - 1963
Timberland Bank 714 W Main St, Chehalis, WA 98532 +1 (360) 740 - 0770
Union Bank 10900 NE 8th St 100, Bellevue, WA 98004 +1 (425) 453 - 0302
Columbia Bank 23924 225th Way SE, Maple Valley, WA 98038 +1 (425) 413 - 8200
Chase Bank 733 E St, Washougal, WA 98671 +1 (360) 835 - 2118
Spokane Conservation District 210 N Havana St, Spokane, WA 99202 +1 (509) 535 - 7274
Montana Capital Car Title Loans 10516 Bridgeport Way SW, Lakewood, WA 98499 +1 (253) 352 - 2800
Eric Henning American Pacific Mortgage 5151 Borgen Blvd 101c, Gig Harbor, WA 98332 +1 (253) 576 - 4949
Feist Jennifer 421 W Riverside Ave # 820, Spokane, WA 99201 +1 (509) 747 - 0113
KeyBank 90 SE Pioneer Way, Oak Harbor, WA 98277 +1 (360) 679 - 4595

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kapowsin, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Auburn, WA, Payday Loans in Bellevue, WA, No Credit Check Loans in Bellingham, WA, Payday Loans in Bothell, WA, Payday Loans in Bremerton, WA, Payday Loan Companies in Edmonds, WA, Same Day Loans in Everett, WA and Payday Loans in Federal Way, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kapowsin, WA.

Payday Loans Available in Kapowsin, WA By The Following ZIP Codes:

98344

Are Payday Loans Legal In Kapowsin, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Kapowsin, WA payday loan calculator

Payday Loans in Kapowsin, Washington: What You Need to Know

Kapowsin, Washington residents have access to payday loans, short-term loans that are typically due on the borrower’s next payday. In Washington, payday loans are legal, but they must be issued by a licensed lender and have a small loan maximum of $700 or 30% of the borrower’s gross monthly income, whichever is less.

  • To qualify for a payday loan in Kapowsin, you must be at least 18 years old, have a steady source of income, and have a valid checking account.
  • The lender will require proof of income and will also run a credit check to determine your creditworthiness.
  • Interest rates on payday loans in Kapowsin can be high, so it’s important to carefully consider if a payday loan is the right choice for your financial situation.
  • Payday loans are intended to be a short-term solution for unexpected expenses, such as car repairs or medical bills.

The Benefits of Payday Loans in Kapowsin

Payday loans can be a good option for people who need quick cash to cover unexpected expenses. Here are some benefits of payday loans:

  • They can be obtained quickly and easily, often with same-day approval and funding.
  • Credit history is not a major factor in approval, so people with poor credit can still qualify.
  • The maximum loan amount is limited, which can help borrowers avoid taking on too much debt.

The Risks of Payday Loans in Kapowsin

While payday loans can be useful in some situations, they also have risks that borrowers should be aware of, such as:

  • High interest rates and fees can add up quickly and make it difficult for borrowers to pay off the loan.
  • Rolling over the loan can result in additional fees and lead to a cycle of debt.
  • If the borrower defaults on the loan, the lender can take legal action against them and report the delinquency to credit bureaus, which can negatively impact their credit score.

Interesting Facts and Statistics about Payday Loans in Kapowsin, Washington

  • In 2020, the average payday loan in Washington was $380.
  • Washington residents took out over 1.6 million payday loans in 2020.
  • The average interest rate on payday loans in Washington is 391%.
  • The average payday loan takes 3.5 months to pay off.
  • Over 80% of payday loans in Washington are rolled over or renewed.

Apply Now with TheGuaranteedLoans

If you decide that a payday loan is the right choice for your financial situation, TheGuaranteedLoans can help. We are a connector service that works with a large network of lenders who may be able to offer you a loan. Fill out our online application to get started. Please note that we are not a direct lender and our service is completely free to use.

Remember to carefully consider the risks and benefits of payday loans in Kapowsin, Washington before making a decision. Only take out a payday loan if you can afford to pay it back in full on your next payday.

F.A.Q.

Are there any limits on the number of payday loans that a single lender can issue in Kapowsin, Washington?

No, there are no limits on the number of payday loans that a single lender can issue in Kapowsin, Washington. However, the lender must follow all state laws and regulations and must not engage in predatory lending practices.

Can I get a payday loan in Kapowsin, Washington if I have a criminal record?

Yes, individuals with a criminal record are eligible to apply for payday loans in Kapowsin, Washington. However, the lender may consider your criminal history as part of the loan decision process.