Payday Loans in Tokeland, Washington

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No payday loan companies in Tokeland, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples Bank 10900 NE 4th St Suite 2250, Bellevue, WA 98004 +1 (425) 889 - 4060
BECU ATM 18805U S. 2, Monroe, WA 98272
US Bank Mortgage 514 9th St, Benton City, WA 99320 +1 (509) 588 - 3416
Chase Bank 205 N Grand Ave, Pullman, WA 99163 +1 (509) 332 - 3561
North Cascades Bank 106 W Locust St, Waterville, WA 98858 +1 (509) 745 - 8541
Umpqua Bank 9921 Hwy 12 SW, Rochester, WA 98579 +1 (360) 273 - 5509
Great NorthWest Federal Credit Union 705 Pacific Ave S, Long Beach, WA 98631 +1 (800) 533 - 8396
Banner Bank 1221 Jadwin Ave, Richland, WA 99352 +1 (509) 946 - 6191
Umpqua Bank 10705 NE Fourth Plain Blvd, Vancouver, WA 98662 +1 (360) 699 - 4371
Banner Bank 500 NE 139th St, Vancouver, WA 98685 +1 (360) 213 - 0568

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tokeland, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lacey, WA, Payday Loans in Lake Stevens, WA, Payday Loan Companies in Lakewood, WA, Payday Loan for Longview, WA, Payday Loans in Lynnwood, WA, Quick Loan in Marysville, WA, Payday Loans in Mount Vernon, WA and Payday Loan Without a Credit Check in Olympia, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tokeland, WA.

Beautiful sights of Tokeland, WA

Payday Loans Available in Tokeland, WA By The Following ZIP Codes:

98590

Are Payday Loans Legal In Tokeland, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Tokeland, WA payday loan calculator

Payday Loans in Tokeland, Washington: Everything You Need to Know

Life can be unpredictable, and unexpected expenses can arise at any time. When you need quick cash, one option is a payday loan. In Tokeland, Washington, payday loans are legal, but lenders must have a small loan license from the state.

What is a Payday Loan?

A payday loan is a short-term loan that typically must be repaid within two weeks or by your next payday. These loans are often used to cover emergency expenses or bills that you can’t afford to pay with your regular income.

Payday loans are known for their high interest rates and fees, making them a controversial option for borrowing money. It’s important to understand the terms and costs associated with a payday loan before applying.

The Requirements for Obtaining a Payday Loan in Tokeland, Washington

In Tokeland, Washington, to obtain a payday loan, you must meet certain requirements. You must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income
  • Have an active checking account

If you meet these requirements, you can apply for a payday loan at a lender that holds a small loan license. It’s important to note that payday lenders are not allowed to harass or intimidate borrowers in Washington State.

The Pros and Cons of Payday Loans

Before taking out a payday loan, it’s essential to weigh the pros and cons. Here are some advantages and disadvantages of payday loans:

Pros:

  • Quick access to cash
  • Easy application process
  • No credit check required

Cons:

  • High interest rates and fees
  • Short repayment terms
  • Risks of debt cycle
  • Potential for predatory lending

If you decide to take out a payday loan, make sure you have a plan to repay it on time and avoid falling into a debt cycle. It’s important to consider all of your options and only borrow what you can afford to repay.

Interesting Facts and Statistics about Payday Loans in Tokeland, Washington

  • A study found that the average payday loan borrower in Washington State takes out eight loans per year.
  • The maximum loan amount for a payday loan in Washington State is $700 or 30% of the borrower’s gross monthly income, whichever is less.
  • Washington State has some of the strictest payday lending regulations in the country.

Apply Now

If you need a payday loan in Tokeland, Washington, TheGuaranteedLoans is here to help. As a connector service, we can facilitate your connection with potential lenders who hold a small loan license in Washington State.

Our online application is quick and easy, and we work with a network of trusted lenders. Fill out our application today to get started and receive the cash you need!

Remember, a payday loan should only be used as a last resort when other options are not available.

F.A.Q.

Are there any restrictions on the interest rates that payday lenders can charge in Tokeland, Washington?

Yes, the maximum interest rate that payday lenders can charge in Tokeland, Washington is 15% per $100 borrowed.

Can I take out multiple payday loans in Tokeland, Washington at the same time?

No, Washington state law only allows consumers to have one outstanding payday loan at a time.