Payday Loans in Odell, Texas

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Odell, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Speedy Cash 11217 Leopard St Ste 1, Corpus Christi, TX 78410 +1 (361) 241 - 2370
AFC Automotive Finance Corp. 4526 North Sam Houston Pkwy W, Houston, TX 77086 +1 (281) 580 - 7755
Advance America 2612 N Belt Line Rd, Irving, TX 75062 +1 (972) 252 - 5990
First National Bank 709 Padre Blvd, South Padre Island, TX 78597 +1 (956) 761 - 7958
City Finance 1330 N McDonald St STE 205, McKinney, TX 75071 +1 (972) 548 - 0092
Jora Credit 7701 Las Colinas Ridge 650, Irving, TX 75063 +1 (888) 256 - 6083
Sun Loan Company 730 E Expy 83 Ste 3, La Joya, TX 78560
Western Finance 1111 W Dickinson Blvd Suite B, Fort Stockton, TX 79735 +1 (432) 336 - 7701
Wells Fargo Bank 2100 S Washington St, Kaufman, TX 75142 +1 (972) 932 - 2131
Security Finance 805 Hillcrest Dr, Vernon, TX 76384 +1 (940) 552 - 2088

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Odell, TX, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Lubbock, TX, Payday Loans in Lufkin, TX, Emergency Loan in Mansfield, TX, Payday Loans in McAllen, TX, Payday Loans in McKinney, TX, Payday Loans in Mesquite, TX, Payday Loan Companies in Midland, TX and Emergency Loan in Mission, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Odell, TX.

Useful Articles

Are Payday Loans Legal In Odell, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Odell, TX payday loan calculator

Advise to read before applying

Payday Loans in Odell, Texas – Everything You Need to Know

If you live in Odell, Texas, and find yourself in a financial bind, a payday loan might provide the short-term solution you need to get back on track. Understanding payday loans in Odell, Texas, will help you decide if a payday loan is right for you and how to use one wisely.

What is a Payday Loan?

A payday loan is a small, high-interest loan that is typically repaid on the borrower’s next payday. In Odell, Texas, payday loans are legal and regulated by the Texas Office of Consumer Credit Commissioner (OCCC).

Payday loans are designed to provide short-term financial relief for unexpected expenses. These expenses may include car repairs, medical bills, or other emergency expenses that cannot wait until the borrower’s next paycheck.

How Do Payday Loans Work in Odell, Texas?

In Odell, Texas, payday lenders are required to be licensed and registered with the OCCC. Borrowers who apply for a payday loan must provide the lender with proof of income, identification, and a post-dated check or authorization for an electronic debit from their bank account.

Payday loans typically range from $100 to $1,000, with repayment terms of up to 31 days. The borrower’s income and expenses are evaluated to determine their ability to repay the loan and the fees associated with it. If approved, the borrower receives the loan funds immediately.

What Are the Fees and Interest Rates for Payday Loans in Odell, Texas?

Payday lenders in Odell, Texas, are allowed to charge up to 10% of the loan amount as an origination fee. For example, if a borrower takes out a $500 loan, the lender can charge up to $50 as an origination fee. Payday lenders are also allowed to charge a monthly maintenance fee of up to $30.

Payday loans in Texas have high-interest rates compared to other types of loans. The average annual percentage rate (APR) for a payday loan in Texas is around 662%. It’s important to understand the high cost of these loans and use them only for short-term emergencies.

What Are the Alternatives to Payday Loans in Odell, Texas?

If you need money to cover unexpected expenses, consider these alternatives to payday loans in Odell, Texas:

  • Saving for emergencies: Building an emergency fund can help you avoid taking out loans in the future.
  • Credit counseling: A credit counselor can help you build a budget and manage your finances.
  • Credit cards: Consider using a credit card with a lower interest rate instead of a payday loan.
  • Personal loans: Personal loans typically have lower interest rates and longer repayment terms than payday loans.

Interesting Facts about Payday Loans in Odell, Texas

  • According to the Texas Office of Consumer Credit Commission, about 10% of Texans have taken out a payday loan in the past year.
  • Payday lenders in Texas made over $1.4 billion in fees in 2019 alone.
  • The average payday loan amount in Texas is $500.

Apply Now

If you’re in need of a payday loan in Odell, Texas, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to help you find the right loan for your needs. Fill out our quick and easy online application to get started today. Remember to use payday loans responsibly and only for short-term emergencies.

F.A.Q.

Are there any restrictions on how I can use the funds from a payday loan in Odell, Texas?

No, borrowers are free to use the funds from a payday loan in Odell, Texas for any purpose. However, it is important to remember that these loans should only be used for short-term financial emergencies and not for long-term financial planning.

What are the consequences of defaulting on a payday loan in Odell, Texas?

If a borrower defaults on a payday loan in Odell, Texas, the lender may pursue collection efforts, including contacting the borrower's employer, contacting third-party debt collectors, or taking the borrower to court. Defaulting on a payday loan can also have a negative impact on the borrower's credit score.

Look for Short-Term Loans in Other Cities:

Abilene Alice Allen Amarillo Arlington Austin Baytown Beaumont Bedford Brownsville Bryan Burleson Carrollton Cedar Hill Cedar Park Channelview College Station Conroe Coppell Copperas Cove Corpus Christi Dallas DeSoto Deer Park Del Rio Denton Duncanville Edinburg El Paso Euless Farmers Branch Flower Mound Fort Worth Friendswood Frisco Galveston Garland Georgetown Grand Prairie Grapevine Haltom City Harlingen Houston Humble Huntsville Hurst Irving Keller Killeen Kyle La Porte Lancaster Laredo League City Leander Lewisville Little Elm Longview Lubbock Lufkin Mansfield McAllen McKinney Mesquite Midland Mission Missouri City Nacogdoches New Braunfels North Richland Hills Odessa Pasadena Pearland Pflugerville Pharr Plano Port Arthur Richardson Rockwall Rosenberg Round Rock Rowlett San Angelo San Antonio San Juan San Marcos Schertz Sherman Socorro Southlake Spring Sugar Land Temple Texarkana Texas City The Colony Tyler Victoria Waco Waxahachie Weslaco Wichita Falls Wylie
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.