Payday Loans in Campbell, California

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Payday Loan Companies in Campbell, CA

Company nameAddressZip codePhone number
7 DAY LOAN SERVICE 1999 S Bascom Ave 700 95008 +1 (888) 531 - 1777
Abingdon Business Capital 901 Campisi Way Suite 240 95008 +1 (408) 377 - 1843
AFC Automotive Finance Corp. 1475 S Bascom Ave UNIT 205 95008 +1 (408) 260 - 2761
Ameritrust Mortgage Group 267 E Campbell Ave 200 95008 +1 (408) 374 - 1370
Bay Area Title Loans 152-A N, San Tomas Aquino Rd 95008 +1 (408) 915 - 2012
BMT Money Market 831 Union Ave 95008 +1 (408) 371 - 4122
Check `n Go 1575 Winchester Blvd Suite D 95008 +1 (408) 866 - 8000
Check 'n Go 1575 S Winchester Blvd Suite D 95008 +1 (408) 866 - 8000
Check 2 Cash 152 San Tomas Aquino Rd 95008 +1 (408) 866 - 4257
Check 2 Cash 152 N San Tomas Aquino Rd A 95008 +1 (408) 866 - 4257
Checks To Cash 2345 Winchester Blvd # B 95008 +1 (408) 374 - 2424
Patelco Credit Union 1790 S Bascom Ave 110 95008 +1 (800) 358 - 8228
Provident Payday Loans/Notary 1645 S Bascom Ave 95008 +1 (408) 559 - 3333
Security Loans 450 E Hamilton Ave 95008 +1 (408) 341 - 0303
Stearns Lending Inc 51 E Campbell Ave # 130 95008 +1 (408) 448 - 4000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Campbell, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Carlsbad, CA, Online Loans in Carmichael, CA, Payday Loans in Carson, CA, No Credit Check Loans in Castro Valley, CA, Payday Loans in Cathedral City, CA, Bad Credit Loans in Ceres, CA, Payday Loans in Cerritos, CA and Payday Loan for Chico, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Campbell, CA.

Beautiful sights of Campbell, CA

Payday Loans Available in Campbell, CA By The Following ZIP Codes:

95009, 95008, 95011

Are Payday Loans Legal In Campbell, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Campbell, CA payday loan calculator

Payday Loans in Campbell, California

Payday loans offer a convenient way for borrowers to access short-term cash advances to cover urgent expenses. They are also known as cash advances, and are becoming more popular among consumers in Campbell, California. Payday loans have been legal in the state of California since 1993.

How Payday Loans Work

Payday loans are typically small loans with very high interest rates. They are usually issued for a short period of time – typically two weeks or until the borrower’s next paycheck. In Campbell, payday loan lenders are required to follow California’s rules and regulations regarding payday loans.

Borrowers can apply for a payday loan online or in person, and the process is usually very quick and easy. The borrower must provide proof of a regular income, provide a valid driver’s license or state-issued ID, and submit a signed agreement that outlines the terms of the loan.

Fees and Interest Rates

California payday lenders may charge up to 15% of the face value of the check for loans up to $300. For loans over $300, payday lenders may charge up to 10% of the face value of the check. This means that a $400 loan can carry fees up to $40.

The interest rate for a payday loan in Campbell, California can range from 260% to 400%. Although this is considerably higher than the standard interest rate associated with other consumer loans, the state of California has placed limits on the interest rates determined by lenders.

Repaying a Payday Loan

In Campbell, payday loans are typically due on the borrower’s next payday. Borrowers can choose to repay the loan in full on the due date, or they may opt to rollover the loan, extending the repayment period and incurring additional fees.

It is important to note that borrowers should only use payday loans as a last resort and should only borrow what they can afford to pay back. Rolling over a loan or taking out a new loan to cover the cost of an existing loan can result in a cycle of debt.

FAQ

What is a payday loan?

A payday loan is a short-term loan with very high interest rates. Payday loans are typically due on the borrower’s next payday, but can be extended through a rollover if necessary.

How much can I borrow?

The amount you can borrow in Campbell, California depends on your income and other factors. Generally, payday loans are offered in amounts up to $300.

What are the fees and interest rates associated with payday loans?

California payday lenders may charge up to 15% of the face value of the check for loans up to $300. For loans over $300, payday lenders may charge up to 10% of the face value of the check. The interest rate for a payday loan in California can range from 260% to 400%.

How do I repay a payday loan?

Payday loans are typically due on the borrower’s next payday. Borrowers can choose to repay the loan in full on the due date, or they may opt to rollover the loan, extending the repayment period and incurring additional fees.

Apply Now

If you are in need of a payday loan in Campbell, California, TheGuaranteedLoans can help. We are not a lender, but we can connect you with a lender in your area who can assist you with your loan needs. Simply fill out the application form on our website, and we will do the rest.

Remember, payday loans should only be used as a last resort and should only be borrowed if you are certain you can afford to repay the loan.

More F.A.Q.

Are there any consumer protections in place for payday loan borrowers in Campbell, California?

Yes, California has several consumer protection laws in place to protect borrowers from predatory lending practices. For example, payday lenders must disclose all loan terms and fees to borrowers in writing, and they are not allowed to roll over or renew a payday loan without the borrower's express consent.

What should borrowers do if they are unable to repay their payday loan on time in Campbell, California?

If a borrower is unable to repay their payday loan on time, they should contact the lender as soon as possible to discuss their options. In some cases, the lender may be able to offer an extension or other repayment plan. Borrowers should also be aware that failure to repay a payday loan may result in legal action.

How Many Cash Advance Companies are in Campbell, CA?

With the help of our service, you will be able to find 15 cash advance companies in Campbell, CA

What Cash Advance Companies in Campbell, CA are the most popular?

You should check Check 2 Cash, Check `n Go, and 7 DAY LOAN SERVICE. Also, you can start your application online on our website.

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