Payday Loans in La Quinta, California

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Payday Loan Companies in La Quinta, CA

Company nameAddressZip codePhone number
Balboa Thrift and Loan 79440 Corporate Centre Dr 92253 +1 (619) 397 - 7700
Bank of America with Drive-thru ATM 78-400 CA-111 92253 +1 (760) 399 - 9482
Bank of Southern California 47000 Washington St 92253 +1 (760) 771 - 0654
Car Title Loans California 78680 CA-111 UNIT 40 92253 +1 (760) 239 - 9583
Chase Bank 78805 CA-111 92253 +1 (760) 564 - 0351
Mechanics Bank - La Quinta Branch 51290 Avenida Bermudas 92253 +1 (760) 564 - 1857
OneWest Bank 78-010 Main St Suite 100 92253 +1 (760) 771 - 3498
Raymond James Financial Services 81-225 Golf View Dr 1 92253 +1 (760) 771 - 6060
U.S. Bank Branch 78435 CA-111 92253 +1 (760) 564 - 6661
Union Bank 79670 CA-111 92253 +1 (760) 863 - 1865

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in La Quinta, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in La Verne, CA, Same Day Loans in Laguna Hills, CA, Payday Loan for Laguna Niguel, CA, Payday Loans in Lake Elsinore, CA, Payday Loans in Lake Forest, CA, Payday Loans in Lakewood, CA, Payday Loans in Lancaster, CA and Payday Loans in Lawndale, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in La Quinta, CA.

Beautiful sights of La Quinta, CA

Payday Loans Available in La Quinta, CA By The Following ZIP Codes:

92253

Are Payday Loans Legal In La Quinta, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

La Quinta, CA payday loan calculator

Payday Loans in La Quinta, California

Residents of La Quinta, California, have access to payday loans when an unexpected expense arises. Payday loans are legal in California, and when used responsibly, they can provide valuable short-term support. That makes them a good option when you don’t have the resources to cover an emergency expense and have to wait until your next paycheck to pay the bill. It’s important to understand the terms and conditions of payday loans though, and to borrow responsibly.

What Are Payday Loans?

Payday loans are short-term loans that you have to pay back within a few weeks or on your next payday. The loan amount is usually around $500- $1500, and you may be able to extend the loan to cover the entire cost of your emergency expense. Since payday loans are a quick and easy option, you can often get the money you need straight away. However, if you don’t make your payments, the loan can roll over to the next month, leading to high interest rates and additional fees.

What Are the Requirements for Payday Loans in La Quinta, California?

In order to get payday loans in La Quinta, California, you need to meet the following requirements:

  • You must be at least 18 years old
  • You must have a valid ID
  • You must have an active bank account
  • You must have proof of address
  • You must have a verifiable source of income

These requirements vary from lender to lender, so be sure to check with your lender before you apply.

What Are the Benefits of Payday Loans?

Payday loans have several benefits:

  1. Fast funding – With payday loans, you can get the money you need right away, which can be invaluable in an emergency situation.
  2. No collateral required – Payday loans don’t require any collateral, meaning you don’t have to put any of your belongings at risk to get a loan.
  3. Easy to qualify – As long as you meet the basic requirements, you should be able to get a payday loan without any credit score or income verification.

What Are the Drawbacks of Payday Loans?

Payday loans do have some drawbacks, such as:

  • High interest rates – Payday loans usually come with high interest rates, so it’s important to understand the terms and conditions before you apply.
  • Short repayment period – Payday loans are short-term loans, which means you have to pay them back in a few weeks or on your next payday.
  • Potential to rollover – If you don’t make your payments, the loan can roll over to the next month, leading to high interest rates and additional fees.

Should You Get a Payday Loan?

It’s up to you to decide if a payday loan is the right option for you. Before you apply, be sure to do your research, compare lenders, and make sure you understand the terms of the loan. Payday loans can be a good option when you need quick funds and don’t have the resources to cover an emergency expense, but they should always be used responsibly.

Apply Now

If you’re ready to take out a payday loan in La Quinta, California, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders that offer payday loans. Simply fill out the application form on our website and we’ll match you with the best lender for your needs.

Frequently Asked Questions

What are the requirements for payday loans in La Quinta, California?

In order to get payday loans in La Quinta, California, you need to be at least 18 years old, have a valid ID, an active bank account, proof of address, and a verifiable source of income.

What are the benefits of payday loans?

Payday loans have several benefits, including fast funding, no collateral required, and easy qualification.

What are the drawbacks of payday loans?

The drawbacks of payday loans include high interest rates, short repayment periods, and the potential to rollover.

More F.A.Q.

Are there any restrictions on the amount of fees and interest that payday lenders in La Quinta, California can charge?

Yes, state law regulates the fees and interest rates that payday lenders in La Quinta, California can charge. The maximum interest rate is 15% per $100 borrowed, and there is a one-time fee of $17.65 for every $100 borrowed.

Can payday lenders in La Quinta, California require me to provide proof of income or employment as part of the loan application process?

Yes, payday lenders in La Quinta, California may require you to provide proof of income or employment as part of the loan application process. This is typically used to verify that you have the ability to repay the loan.

How Many Cash Advance Companies are in La Quinta, CA?

With the help of our service, you will be able to find 10 cash advance companies in La Quinta, CA

What Cash Advance Companies in La Quinta, CA are the most popular?

You should check Balboa Thrift and Loan, Bank of America with Drive-thru ATM, and Bank of Southern California. Also, you can start your application online on our website.

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