Payday Loans in Hacienda Heights, California

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Payday Loan Companies in Hacienda Heights, CA

Company nameAddressZip codePhone number
Payday Express 1251 S Hacienda Blvd 91745 +1 (626) 321 - 9643
Quicker Loan Funding 16404 Colima Rd 91745 +1 (626) 369 - 0851
TNL Car Title Loans 2219 S Hacienda Blvd Ste 380 91745 +1 (562) 645 - 4550

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hacienda Heights, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hanford, CA, Payday Loans in Hawthorne, CA, Payday Loan Without a Credit Check in Hayward, CA, Payday Loans in Hemet, CA, Short-term Loans in Hesperia, CA, Payday Loans in Highland, CA, Payday Loan Without a Credit Check in Hollister, CA and Payday Loans in Huntington Beach, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hacienda Heights, CA.

Beautiful sights of Hacienda Heights, CA

Payday Loans Available in Hacienda Heights, CA By The Following ZIP Codes:

91745

Are Payday Loans Legal In Hacienda Heights, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Hacienda Heights, CA payday loan calculator

Payday loans are short-term loans offering borrowers a quick financial solution for everyday expenses. Located in Hacienda Heights, California, these loans provide people in need of quick financial assistance with a way to get the money they need with few qualifications and quick approval. Payday loans are legal in California, however, due to their high interest rates and fees, they should be used only as a last resort.

What You Need to Know About Payday Loans in Hacienda Heights, California

A payday loan is a cash advance, based on a borrower’s income, that is typically repaid within two weeks or until the borrower’s next payday. Payday loans are commonly used to cover everyday expenses such as rent, food, utilities, and medical bills. Payday loans are typically for small amounts of money, usually up to $500 in California. Payday lenders usually require verification of income and a post-dated check.

Payday loans are often advertised as a quick and convenient financial solution for people who are in need of immediate cash. However, their ease of use also comes with a price. Payday loans have significantly higher fees and interest rates than most other types of credit, typically running about 400 percent APR. For this reason, it is important for Hacienda Heights, California borrowers to understand the terms and conditions of payday loans to be sure that they are making an informed decision.

Under California law, payday loans are governed by the California Deferred Deposit Transaction Law. This law sets limits on payday lenders such as the maximum loan amount ($500), maximum loan term (31 days or fewer), and the maximum fees and interest rates that can be charged. Lenders must also provide borrowers with a written agreement that discloses all of the terms and conditions of the loan. There are also additional laws that protect borrowers from predatory practices, such as the requirement that payday lenders must provide borrowers with a 60-day grace period if they are unable to make their loan payments on time.

How to Apply for a Payday Loan

Applying for a payday loan in Hacienda Heights is simple. In order to apply for a loan, borrowers must provide the lender with proof of income, a valid form of identification, and a blank check or pre-authorized debit form. The lender will then review the borrower’s information and, if approved, provide them with a loan agreement that outlines the terms and conditions of the loan. It is important to read the agreement carefully and make sure that the borrower understands the terms and conditions before signing.

Frequently Asked Questions About Payday Loans

  • What should I do if I am unable to repay my loan?

    If you are unable to make your loan payment on time, contact your lender immediately and inquire about their repayment options. Under California law, lenders must provide borrowers with a 60-day grace period if they are unable to make their payments.

  • What happens if I default on my loan?

    If you default on your loan, the lender has the right to seize any assets that were used as collateral for the loan, as well as take legal action to collect the debt. Defaulting on a payday loan can also have a negative impact on your credit score.

  • Are there any restrictions on how I can use my loan proceeds?

    No. Payday loan proceeds can be used for any purpose.

Apply Now

If you need quick access to cash and are considering a payday loan, TheGuaranteedLoans can help. We are not a direct lender, but we are a loan connection service that can connect you with a lender who can offer you a payday loan with competitive fees and interest rates. To get started, simply fill out our online loan application and one of our experienced loan representatives will be in touch to complete your loan application.

More F.A.Q.

Can payday lenders in Hacienda Heights, California require me to provide personal or financial information?

Yes, payday lenders in Hacienda Heights, California may require you to provide personal and financial information as part of the loan application process. This may include your name, address, income, employment status, and bank account information.

Can payday lenders in Hacienda Heights, California access my bank account or withdraw funds without my consent?

No, payday lenders in Hacienda Heights, California are not allowed to access your bank account or withdraw funds without your consent. You must authorize any withdrawal from your account in writing or electronically.

How Many Cash Advance Companies are in Hacienda Heights, CA?

With the help of our service, you will be able to find 3 cash advance companies in Hacienda Heights, CA

What Cash Advance Companies in Hacienda Heights, CA are the most popular?

You should check Payday Express, Quicker Loan Funding, and TNL Car Title Loans. Also, you can start your application online on our website.

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