Payday Loans in Lodi, California

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Payday Loan Companies in Lodi, CA

Company nameAddressZip codePhone number
5 Star Car Title Loans 508 E Lodi Ave 95240 +1 (209) 439 - 8080
Advance America 2414 W Kettleman Ln Suite 200 95242 +1 (209) 367 - 4496
Bank of Stockton Lodi Kettleman Ln. 1102 W Kettleman Ln 95240 +1 (209) 340 - 2370
Bank of Stockton Lodi Walnut St. 120 W Walnut St 95240 +1 (209) 340 - 2300
California Check Cashing Stores 550 S Cherokee Ln A 95240 +1 (209) 369 - 7296
California Check Cashing Stores 550 S Cherokee Ln ste a 95240 +1 (209) 369 - 7296
Car Title Loans California 100 Pine St 95240 +1 (844) 209 - 5949
Check `n Go 207 W Lodi Ave 95240 +1 (209) 333 - 3444
Check Into Cash 720 S Cherokee Ln Suite C 95240 +1 (209) 333 - 3320
Evergreen Home Loans Lodi NMLS 95242 1806 W Kettleman Ln Suite G 95242 +1 (209) 452 - 3309
Fast Auto and Payday Loans, Inc. 200 W Kettleman Ln 95240 +1 (209) 367 - 8759
Loanmart 2, 49 Pine St 95242 +1 (209) 710 - 1376
Montana Capital Car Title Loans 730 Beckman Rd E 95240 +1 (209) 395 - 1105
Oportun 620 S Cherokee Ln 95240 +1 (209) 263 - 0807
Raymond James Financial Services 121 W Pine St 95240 +1 (209) 367 - 2452
Sam Bellestri - Raymond James 215 W Oak St 95240 +1 (209) 333 - 4500
Thrivent Financial 222 W Lockeford St 95240 +1 (209) 225 - 2462
TNL Car Title Loans 1101 W Tokay St Ste 290 95242 +1 (209) 292 - 2115
Umpqua Bank 89 Lakewood Mall 95242 +1 (209) 339 - 3054
Variety Bad Credit Loans 924 W Lodi Ave 95240 +1 (209) 231 - 7189

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lodi, CA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Lompoc, CA, Payday Loans in Long Beach, CA, Same Day Loans in Los Altos, CA, Payday Loan for Los Angeles, CA, Payday Loans in Los Banos, CA, Bad Credit Loans in Los Gatos, CA, Payday Loans in Lynwood, CA and Payday Loans in Madera, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lodi, CA.

Beautiful sights of Lodi, CA

Payday Loans Available in Lodi, CA By The Following ZIP Codes:

95240, 95242, 95241

Are Payday Loans Legal In Lodi, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lodi, CA payday loan calculator

What are Payday Loans?

Payday loans are short-term, high-interest loans that are available to borrowers with bad credit, no credit, or low income. Put simply, payday loans are quick and easy loans meant to help people manage their short-term financial needs until their next payday arrives.

Are Payday Loans Legal in Lodi, California?

Yes, payday loans are legal in Lodi, California, provided that they adhere to the state’s rules and regulations. California law requires payday lenders to abide by certain restrictions that are designed to protect consumers. As with all loans, it is important to use caution when taking out a payday loan as interest rates can be high, and the loan may have to be repaid on a short timeframe.

How Do I Apply for a Payday Loan in Lodi, California?

If you’re looking for a payday loan in Lodi, California, it’s important to do your research to find a reputable lender. You can apply for a payday loan online or in person, but keep in mind that online applications are typically faster and more reliable.

When applying for a payday loan, you will need to provide the lender with your name, address, contact information, income information, and banking information. Once your application is approved, the lender will typically deposit the funds directly into your bank account.

What Are the Interest Rates on Payday Loans in Lodi, California?

The interest rates on payday loans in Lodi, California, vary depending on the lender and the specific loan. Generally, lenders are allowed to charge a maximum interest rate of 15% on all loans in the state of California. However, some lenders may offer higher or lower interest rates. Before taking out a payday loan, carefully research the loan’s terms and conditions to make sure that you are aware of the total cost of the loan.

What Are the Benefits of Taking Out a Payday Loan in Lodi, California?

Payday loans offer several benefits for individuals in Lodi, California. First, payday loans are available to borrowers even with bad credit scores, so they can provide a quick and easy solution for individuals with poor credit who may not be able to access other types of financing.

Secondly, payday loans are typically quick and easy to apply for and are usually processed and disbursed within one or two business days. Finally, payday loans can also help borrowers avoid late fees or penalties on outstanding bills or debts.

What Are the Risks of Taking Out a Payday Loan in Lodi, California?

Like any loan, payday loans come with a certain amount of risk. First, the interest rates on payday loans are usually quite high, so borrowers may find themselves paying more in interest in the long-term. Secondly, the short repayment period means that borrowers must be sure to repay their loan on time in order to avoid late fees and potential damage to their credit. Finally, borrowers should understand the loan’s terms and conditions before signing, as some lenders may include additional fees or penalties that could increase the overall loan cost.

F.A.Q.

What is the maximum loan amount I can receive with a payday loan in Lodi, California?

The maximum loan amount you can receive with a payday loan in Lodi, California is $255, though lenders may have different limits.

Do I need to have a credit check to get a payday loan in Lodi, California?

No, you do not need to have a credit check to get a payday loan in Lodi, California.

How quickly can I receive a payday loan in Lodi, California?

Payday loans can typically be received within one or two business days after approval.

Are there any restrictions on how I can use my payday loan in Lodi, California?

No, there are no restrictions on how you can use your payday loan in Lodi, California.

More F.A.Q.

Can payday lenders in Lodi, California require me to provide references or contact information for my friends or family?

No, payday lenders in Lodi, California are not allowed to require you to provide references or contact information for your friends or family.

Can payday lenders in Lodi, California require me to undergo a credit check or background check as part of the loan application process?

No, payday lenders in Lodi, California are not allowed to require you to undergo a credit check or background check as part of the loan application process.

How Many Cash Advance Companies are in Lodi, CA?

With the help of our service, you will be able to find 20 cash advance companies in Lodi, CA

What Cash Advance Companies in Lodi, CA are the most popular?

You should check California Check Cashing Stores, 5 Star Car Title Loans, and Advance America. Also, you can start your application online on our website.

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