Payday Loans in Antioch, California

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Payday Loan Companies in Antioch, CA

Company nameAddressZip codePhone number
Advance America 2900 Delta Fair Blvd 94509 +1 (925) 755 - 7830
AIRBANQ 5005 Lone Tree Way, Antioch, CA 94531 94531 +1 (925) 706 - 0700
Buckeye Check Cashing 3692 Delta Fair Blvd 94509 +1 (925) 776 - 1300
California Check Cashing Stores 2954 Delta Fair Blvd 94509 +1 (925) 778 - 6600
Cash 1 3692 Delta Fair Blvd 94509 +1 (925) 776 - 1300
Check `n Go 3341 Deer Valley Rd 94531 +1 (925) 753 - 1900
Check Into Cash 2773 Lone Tree Way 94509 +1 (925) 777 - 0827
Family Car Title Loans 204 Rossi Ave 94509 +1 (925) 718 - 7444
Fast Auto and Payday Loans 2615 Somersville Rd 94509 +1 (925) 281 - 3535
Fast Money Car Title Loans 1900 A St 94509 +1 (925) 583 - 6475
Lendmark Financial Services LLC 4049 Lone Tree Way B 94531 +1 (925) 757 - 9250
Montana Capital Car Title Loans 1921 Verne Roberts Cir 94509 +1 (925) 727 - 3280
Quick Check Cashing Stores 1848 A St 94509 +1 (925) 706 - 9400
TNL Car Title Loans 94531 +1 (925) 526 - 4358
Travis Credit Union 2721 Lone Tree Way 94509 +1 (707) 449 - 4000
Umpqua Bank 3700 Lone Tree Way 94509 +1 (925) 778 - 6700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Antioch, CA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Apple Valley, CA, Short-term Loans in Arcadia, CA, 24-Hour Loan in Azusa, CA, Payday Loans in Bakersfield, CA, Bad Credit Loans in Baldwin Park, CA, Payday Loans in Banning, CA, No Credit Check Loans in Beaumont, CA and Payday Loans in Bell, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Antioch, CA.

Beautiful sights of Antioch, CA

Payday Loans Available in Antioch, CA By The Following ZIP Codes:

94509, 94531

Are Payday Loans Legal In Antioch, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Antioch, CA payday loan calculator

Payday Loans in Antioch, California

Payday loans are short-term loans designed to help you cover emergency expenses between paychecks. While payday loans have become increasingly popular as a way to cover unexpected costs, they may carry high interest rates and fees, as well as stricter repayment terms than other types of loans.

If you’re looking for payday loan options in Antioch, California, you’ll be glad to know that payday loans are legal in the state – although their regulation varies between different counties. In this article, we’ll cover what you need to know about payday loans in Antioch, California.

How Does a Payday Loan Work?

Payday loans work by allowing borrowers to borrow against their future earnings in order to cover immediate expenses. Generally, lenders require you to write a post-dated check or authorize them to withdraw funds from your bank account on your next payday.

The amount of the loan is dependent on a variety of factors, such as your income, the amount of money you have in your bank account and other factors.

It’s important to note that since payday loans are small, short-term loans, they often come with high interest rates and fees. Be sure to read all of the terms and conditions of the loan carefully before signing and make sure you understand the total cost of the loan, including interest and fees.

Are Payday Loans Legal in Antioch, California?

Payday loans are legal in California – although the specific regulation of payday loans varies between different counties. In Antioch, California, payday lenders are required to follow local ordinances that limit the number of payday loan lenders allowed in the city.

Additionally, California state law imposes certain limits on the amount of money that can be loaned, the fees that can be charged, and the length of the loan’s repayment period. Be sure to read all of the details of your loan carefully in order to understand the total cost of the loan, including interest and fees, as well as the repayment terms.

Risks of Payday Loans

Payday loans can be helpful in certain situations, but it’s important to understand the risks associated with them. Payday loans tend to carry very high interest rates and fees, which can lead to an ever-growing debt cycle. Additionally, because payday loans are short-term, you may find yourself needing to take out another payday loan to cover the cost of the previous one.

It’s important to remember that payday loans should only ever be used as a last resort. Before taking out a payday loan, consider other options such as borrowing from a friend or family member, or getting a loan from a credit union or traditional bank.

Alternative to Payday Loans in Antioch, California

If you’re looking for an alternative to payday loans in Antioch, California, you might consider applying for a title loan. Title loans are secured loans that use your vehicle’s title as collateral. Generally, title loans have lower interest rates and fees than payday loans, and longer repayment periods.

However, it’s important to note that if you default on your loan, the lender may repossess your vehicle. Be sure to understand all of the terms and conditions of the loan before signing, and make sure you can afford to make the payments on time.

Apply Now for Payday Loans in Antioch, California

If you’re in need of a payday loan in Antioch, California, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who offer payday loans in your area. Just fill out the online application form on our website and we’ll do the rest.

Frequently Asked Questions About Payday Loans in Antioch, California

Q: Are payday loans legal in Antioch, California?
A: Yes, payday loans are legal in Antioch, California. However, local ordinances limit the number of payday loan providers in the city, and state law imposes certain limits on the amount of the loan and the length of the repayment period.

Q: What are the risks of taking out a payday loan?
A: Payday loans carry very high interest rates and fees, which can lead to an ever-growing debt cycle if not paid on time. Additionally, if you default on your loan, the lender may take legal action against you.

Q: Are there any alternatives to payday loans in Antioch, California?
A: Yes, you may consider applying for a title loan – a secured loan that uses your vehicle’s title as collateral. Generally, title loans have lower interest rates and fees than payday loans, and longer repayment periods. However, it’s important to understand all of the terms and conditions of the loan before signing and make sure you can afford to make the payments on time.

More F.A.Q.

Can I be charged a fee for failing to repay my payday loan in Antioch, California?

Yes, you can be charged a fee for failing to repay your payday loan in Antioch, California. Under the California Deferred Deposit Transaction Law, lenders are allowed to charge a fee of up to $15.50 for each unsuccessful attempt to withdraw funds from your bank account.

Can I be charged a fee for requesting a payment plan on my payday loan in Antioch, California?

No, you cannot be charged a fee for requesting a payment plan on your payday loan in Antioch, California. Under the California Deferred Deposit Transaction Law, borrowers are entitled to request a payment plan if they are unable to repay their loan in full. Lenders are required to offer a payment plan without charging any additional fees.

How Many Cash Advance Companies are in Antioch, CA?

With the help of our service, you will be able to find 16 cash advance companies in Antioch, CA

What Cash Advance Companies in Antioch, CA are the most popular?

You should check AIRBANQ, Advance America, and Buckeye Check Cashing. Also, you can start your application online on our website.

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