Payday Loans in Goleta, California

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Payday Loan Companies in Goleta, CA

Company nameAddressZip codePhone number
Advance America 159 N Fairview Ave 93117 +1 (805) 683 - 1964
American Riviera Bank Goleta Branch 5880 Calle Real 93117 +1 (805) 965 - 5942
Community West Bank 5827 Hollister Ave 93117 +1 (805) 683 - 4944
Community West Bank-Administrative Office 445 Pine Ave 93117 +1 (805) 692 - 5821
KeyPoint Credit Union 7062 Market Pl Dr 93117 +1 (888) 255 - 3637
Kinecta Federal Credit Union - Goleta 145 Santa Felicia Dr 93117 +1 (800) 854 - 9846
Mechanics Bank - Credit Administration 110 Castilian Dr 101 93117 +1 (800) 797 - 6324
Mechanics Bank - Goleta Branch 5956 Calle Real 93117 +1 (805) 967 - 0451
Montecito Bank & Trust 5658 Calle Real 93117 +1 (805) 963 - 7511
Pacific Coast Advance 5801 Calle Real 93117 +1 (805) 964 - 3764
Pacific Western Bank 197 N Fairview Ave 93117 +1 (805) 692 - 1888
Santa Barbara Bank & Trust 299 N Fairview Ave 93117 +1 (805) 683 - 1403
Union Bank 299 N Fairview Ave 93117 +1 (805) 683 - 1404
Wells Fargo Bank 195 N Fairview Ave 93117 +1 (805) 967 - 1242

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goleta, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Hacienda Heights, CA, Payday Loans in Hanford, CA, Quick Loan in Hawthorne, CA, Online Loans in Hayward, CA, Online Loans in Hemet, CA, Payday Loans in Hesperia, CA, Short-term Loans in Highland, CA and Payday Loans in Hollister, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goleta, CA.

Beautiful sights of Goleta, CA

Payday Loans Available in Goleta, CA By The Following ZIP Codes:

93117, 93118, 93199, 93116

Are Payday Loans Legal In Goleta, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Goleta, CA payday loan calculator

What Are Payday Loans in Goleta, California?

Payday loans in Goleta, California are a type of short-term loan, which are also known as cash advances. These loans are a safe and regulated form of loan available throughout California and are provided by specialized lenders. Payday loans are meant to be used as a form of emergency credit, when individuals need cash quickly.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. The California Deferred Deposit Transaction Law, which regulates payday lenders, provides for reasonable and reasonable terms for payday loans. Filing for a payday loan is similar to filing for any other loan product, in that applicants must meet certain criteria in order to be approved.

How Do Payday Loans Work in Goleta, California?

Payday loans in Goleta, California work the same as payday loans in other areas of the state. Borrowers must provide proof of identity and evidence of income in order to qualify for a loan. Once approved, borrowers are given an amount of money and a repayment schedule. If the loan is not repaid as per the schedule, the lender may charge additional fees.

The maximum amount of money that can be borrowed is based on the borrower’s income and ability to pay back the loan. California caps the amount of fees and interest that can be charged on payday loans, so borrowers should take the time to compare lenders and the terms of their loans in order to find the best deal.

What Are the Benefits of Payday Loans in Goleta, California?

Payday loans in Goleta, California offer several benefits to borrowers. Firstly, these loans can provide individuals with quick access to cash during times of financial hardship. Secondly, as previously mentioned, payday loans are regulated by the state and are offered at reasonable rates. Thirdly, since the loan is repaid over a short period of time, borrowers can avoid the interest charges associated with longer-term loans. Finally, payday loans can help improve an individual’s credit rating, as long as the loan is repaid on time.

How Can I Get a Payday Loan in Goleta, California?

If you are looking for a payday loan in Goleta, California, you can apply online on TheGuaranteedLoans website. Our website connects borrowers with lenders, so you are able to compare lenders and their terms before deciding which one to choose. We require applicants to provide proof of identity and evidence of their income in order to qualify for a loan.

F.A.Q.

Q: How much can I borrow from a payday loan in Goleta, California?

A: The maximum amount you can borrow from a payday loan in Goleta, California will depend on your income and ability to pay the loan back. California caps the amount of fees and interest that can be charged on payday loans, so be sure to compare lenders and the terms of their loans in order to find the best deal.

Q: How long do I have to repay a payday loan?

A: Generally, you have between two and four weeks to repay a payday loan. It is important to make sure you can afford to repay the loan in the time frame provided by the lender.

Q: What happens if I can’t repay my payday loan on time?

A: If you are unable to repay your payday loan on time, most lenders will allow you to extend the repayment schedule. However, it is important to understand that you will likely be charged additional fees for the extension.

Apply Now

If you’re in need of a payday loan in Goleta, California, you can apply today on TheGuaranteedLoans website. We will connect you with lenders who may be able to provide you with a loan. Please note that TheGuaranteedLoans is not a lender and does not make any decisions regarding loans. Any such decision must be made by the lender.

More F.A.Q.

Can payday lenders in Goleta, California require me to have direct deposit as a condition of the loan?

No, payday lenders in Goleta, California cannot require you to have direct deposit as a condition of the loan. However, they may require you to have a checking or savings account in order to receive the loan funds and make payments.

Can payday lenders in Goleta, California charge a higher interest rate if I have bad credit?

No, payday lenders in Goleta, California are not allowed to charge a higher interest rate based on your credit score. The maximum interest rate is 15% per $100 borrowed, regardless of your credit history.

How Many Cash Advance Companies are in Goleta, CA?

With the help of our service, you will be able to find 14 cash advance companies in Goleta, CA

What Cash Advance Companies in Goleta, CA are the most popular?

You should check Advance America, American Riviera Bank Goleta Branch, and Community West Bank. Also, you can start your application online on our website.

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