Payday Loans in Chico, California

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Payday Loan Companies in Chico, CA

Company nameAddressZip codePhone number
Advance America 465 E 20th St Ste. 70 95928 +1 (530) 894 - 8472
Advance America 216 W East Ave Ste. A 95926 +1 (530) 894 - 1457
Allied Cash Advance 1380 East Ave Suite #100 95973 +1 (530) 343 - 8041
boostcreditline 123 Mission Ranch Blvd 95926 +1 (888) 612 - 9949
Butte Federal Credit Union 2201 Pillsbury Rd # 192 95926 +1 (530) 342 - 2955
California Check Cashing Stores 1456 Mangrove Ave 95926 +1 (530) 879 - 9500
California First Mortgage Co 2053 Forest Ave # 4 95928 +1 (530) 897 - 3777
Car Title Loans California 809 Oroville Ave 95928 +1 (530) 232 - 4620
Cash 1 809 Oroville Ave 95928 +1 (530) 899 - 0789
Cash Advance 95973
Check `n Go 118 W East Ave Suite G 95926 +1 (530) 343 - 4900
Check Into Cash 1354 East Ave Ste N 95926 +1 (530) 892 - 8252
Check Into Cash 2485 Notre Dame Blvd Suite 360 95928 +1 (530) 342 - 1701
Check Into Cash 1354 East Ave N 95926 +1 (530) 892 - 8252
Chico Auto Finance 70 Declaration Dr #102 95973 +1 (530) 895 - 8321
Chico Cash Exchange 1923 Park Ave 95928 +1 (530) 892 - 2222
Don Krause - Caliber Home Loans 2101 Forest Ave 95928 +1 (530) 894 - 6989
Evergreen Home Loans Chico NMLS 1585926 430 Broadway St 95928 +1 (530) 924 - 6605
Fast Auto Loans, Inc. 969 East Ave 95926 +1 (530) 924 - 4450
Golden Valley Bank 190 Cohasset Rd 95926 +1 (530) 894 - 1000
Highway Motors, Inc. 2961 Highway 32 71 95973 +1 (530) 895 - 5555
Lendmark Financial Services LLC 2033 Forest Ave Suite 104 95928 +1 (530) 343 - 2322
Mission Hills Mortgage Bankers 535 Wall St 95928 +1 (530) 894 - 5695
Network Mortgage 155 E 3rd Ave 95926 +1 (530) 899 - 1870
Northern California Natl Bank 1717 Mangrove Ave 100 95926 +1 (530) 879 - 5900
Payday Loan Today 1950 E 20th St 95928 +1 (530) 433 - 1392
RJ Laffins - Movement Mortgage. 1253 Mangrove Ave 95926 +1 (530) 321 - 9519
Self-Help Federal Credit Union 2201 Pillsbury Rd UNIT 192 95926 +1 (877) 369 - 2828
TNL Car Title Loans 1601 Esplanade 95926 +1 (530) 924 - 0569
Top Mortgage Loans Chico CA 1207 W Sacramento Ave 2C 95926 +1 (530) 487 - 0126
Tri Counties Bank 2483 Notre Dame Blvd 95928 +1 (530) 898 - 0370
Umpqua Bank 2025 Pillsbury Rd 95926 +1 (530) 332 - 2900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chico, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Chino, CA, Online Loans in Chino Hills, CA, Payday Loans in Chula Vista, CA, Payday Loans in Citrus Heights, CA, Online Loans in Claremont, CA, Payday Loan Companies in Clovis, CA, Short-term Loans in Coachella, CA and Quick Loan in Colton, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chico, CA.

Beautiful sights of Chico, CA

Payday Loans Available in Chico, CA By The Following ZIP Codes:

95927, 95976, 95926, 95928, 95929, 95973

Are Payday Loans Legal In Chico, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Chico, CA payday loan calculator

Payday Loans in Chico, California

The state of California allows payday loans, and Chico is no exception! Payday loans offer financial relief to those in need of quick cash and Chico provides several options for qualified individuals living in the city.

In this guide, you will learn about payday loans in Chico, what you need to qualify for a loan, and how to find a reputable lender. We’ll also discuss the legal requirements for payday loans in California and what you need to be aware of.

What is a Payday Loan?

A payday loan is a type of short-term cash advance given to borrowers with the intention of helping them cover any immediate financial needs they may have. Payday loans are usually due within a couple of weeks and are usually approved quickly, as they typically don’t require a credit check.

Who is eligible for a Payday Loan in Chico, California?

To be eligible for a payday loan in Chico, California, you must meet the following requirements:

  • You must be over 18 years of age.
  • You must be employed or have a verifiable source of income.
  • You must have an active checking account.
  • You must be a legal resident of Chico, California.

What are the legal requirements for payday loans in California?

In the state of California, payday lenders are required to follow certain rules and regulations regarding their loan products. The rules vary by state, but in general, lenders must perform a credit check before approving the loan and must abide by the maximum loan amount, the loan term length, and the fees associated with the loan.

Payday lenders in California must also comply with the state’s limits on fees and interest rates. California has set a maximum APR of 460% for payday loans.

In California, borrowers are allowed to have more than one loan at a time, but they must adhere to certain restrictions. For example, borrowers must wait seven days after paying off one loan before taking out a new loan.

What are the benefits of getting a payday loan in Chico, California?

Payday loans offer several advantages for those who choose to take one out. Here are some of the benefits of getting a payday loan in Chico, California:

  • Quick approval process – Loans are typically approved quickly, and you can expect to receive the funds within hours or a day.
  • No credit checks – Payday loans do not require a credit check, meaning that even those with bad credit can be approved.
  • Flexible terms – Payday loans are typically offered with flexible terms and can be tailored to fit the borrower’s needs.
  • Convenient repayment – Repayment is usually done through automatic deduction from the borrower’s checking account.

Where to find a reputable payday loan lender in Chico, California?

If you’re in need of a payday loan in Chico, it’s important to find a reputable lender. To find a lender you can trust, you’ll want to do the following:

  • Read reviews. Look for reviews from other customers to get an idea of the lender’s reputation.
  • Check for state licensing. Make sure the lender is licensed to operate in California.
  • Compare rates. Compare rates between lenders to make sure you’re getting the best deal.
  • Ask questions. Don’t be afraid to ask questions about the loan process, repayment terms, and fees.

F.A.Q.

Are payday loans legal in California?

Yes, payday loans are legal in California. Payday lenders must comply with the state’s regulations in order to operate legally.

What is the maximum amount I can borrow for a payday loan in Chico, California?

The maximum loan amount varies by state, but in California the maximum amount is $255. The loan amount must not exceed 25% of the borrower’s gross monthly income.

What is the repayment period for a payday loan in California?

The repayment period is usually up to 31 days, but it may vary depending on the lender. Most lenders in California have a minimum repayment period of 14 days.

Do I need to have good credit to be approved for a payday loan?

No, you do not need to have good credit to be approved for a payday loan. Payday loans typically don’t require a credit check, so even those with bad credit can be approved.

Apply Now!

If you are in need of quick cash and you meet the eligibility requirements for a payday loan in Chico, California, then you may be able to receive the funds you need quickly.

You can apply for a loan directly on TheGuaranteedLoans website and we will connect you with a lender. Please note that TheGuaranteedLoans is not a lender and we do not provide any loan funds.

More F.A.Q.

What are the consequences of defaulting on a payday loan in Chico, California?

If a borrower defaults on a payday loan in Chico, California, the lender may take legal action to recover the outstanding debt. This may include wage garnishment or a lien on the borrower's property. In addition, defaulting on a payday loan can damage the borrower's credit score and make it difficult to obtain credit in the future.

Can a payday lender garnish a borrower's wages in Chico, California?

Yes, if a borrower defaults on a payday loan in Chico, California, the lender may be able to garnish their wages to recover the outstanding debt. However, the lender must first obtain a court order authorizing the wage garnishment.

How Many Cash Advance Companies are in Chico, CA?

With the help of our service, you will be able to find 32 cash advance companies in Chico, CA

What Cash Advance Companies in Chico, CA are the most popular?

You should check Check Into Cash, Advance America, and Allied Cash Advance. Also, you can start your application online on our website.

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