Payday Loans in Irvine, California

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Payday Loan Companies in Irvine, CA

Company nameAddressZip codePhone number
American Finance Lenders 2301 Campus Dr 100a 92612 +1 (877) 877 - 4078
Auto Finance Solutions 17702 Mitchell N 250 92614 +1 (949) 558 - 2558
California Title Loans 2102 Business Center Dr STE 130 92612 +1 (213) 867 - 4911
Cash in a Snap 6789 Quail Hill Pkwy #845 92603 +1 (949) 800 - 5186
ClearPath Lending, Inc. 15615 Alton Pkwy 300 92618 +1 (855) 866 - 5363
Comfort Keepers Home Office 1 Park Plaza 300 92614 +1 (800) 387 - 2415
Donnelley Financial Solutions 19200 Von Karman Ave 700 92612 +1 (949) 476 - 0505
E Z Loans 14795 Jeffrey Rd 210 92618 +1 (949) 653 - 2951
JED Financial 16808 Armstrong Ave 215 92606 +1 (888) 308 - 6140
KwikCash 9150 Irvine Center Dr 92618 +1 (800) 478 - 6230
Loan Advisors Inc 9870 Research Dr 92618 +1 (949) 435 - 5500
Loantopia 15271 Barranca Pkwy 92618 +1 (877) 714 - 7514
Personal Lending Group 16842 Von Karman Ave 300 92606 +1 (855) 575 - 3822
RSVP Loans 15271 Barranca Pkwy Suite C 92618 +1 (866) 472 - 0505
SpringboardAuto Acquired by Oportun, Inc. 46 Discovery 200 92618 +1 (844) 267 - 1670
Title Loans Express 5405 Alton Pkwy #312 92604 +1 (949) 214 - 4422
Upfc Auto Financing Corporation 18191 Von Karman Ave 300 92612 +1 (949) 224 - 1245
Wells Fargo Dealer Services 15750 Alton Pkwy 92618 +1 (949) 754 - 7001

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Irvine, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in La Habra, CA, Payday Loans in La Mesa, CA, No Credit Check Loans in La Mirada, CA, Payday Loans in La Puente, CA, Payday Loans in La Quinta, CA, Payday Loan for La Verne, CA, Payday Loan Companies in Laguna Hills, CA and Payday Loans in Laguna Niguel, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Irvine, CA.

Beautiful sights of Irvine, CA

Payday Loans Available in Irvine, CA By The Following ZIP Codes:

92709, 92616, 92604, 92710, 92603, 92623, 92697, 92614, 92602, 92606, 92620, 92618, 92612, 92619

Are Payday Loans Legal In Irvine, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Irvine, CA payday loan calculator

Payday Loans in Irvine, California

Payday loans are short-term, high-cost loans that are typically due on your next payday, hence the name. They are legal in California and can be a financial lifeline for those with few other options. This guide will help you understand payday loans in Irvine, California and the laws that regulate them.

What Is a Payday Loan?

A payday loan is a type of short-term loan which is also known as a cash advance. It typically involves borrowing a small amount of money for a time period of two to four weeks with the expectation of paying it back on your next payday, hence the name. The loan is secured against your paycheck, and if you can’t repay it on time you risk going into debt.

Payday loans are usually more expensive than other types of loans. The interest rates are usually very high, and the fees and charges can add up quickly. Additionally, payday loans often come with other demands, such as the requirement that you provide a postdated check or access to your bank account.

Are Payday Loans Legal in Irvine, California?

Yes, payday loans are legal in Irvine, California. The state of California has set limits on the amount of interest and fees that can be charged on these types of loans. According to the California Department of Business Oversight, a payday lender must not charge more than 15% of the total amount of the loan in fees and interest.

Under California law, payday lenders must provide borrowers with all loan details, including the loan amount, interest rate, and fees before the loan is made. Borrowers must also receive a repayment schedule and any additional payment requirements from the lender.

What Are the Risks of Taking Out a Payday Loan?

Payday loans can be an expensive form of borrowing and are not suitable for long-term borrowing needs. They should only be used as a last resort when you are in need of immediate funds and all other options have been exhausted.

Before taking out a payday loan, consider all of the risks involved. Payday loans come with high interest rates and fees, so the cost of borrowing is usually very high. Additionally, it can be difficult to pay back the loan on time and you may be charged additional fees or penalties if you are unable to do so.

Finally, payday loans can be a dangerous cycle of debt as it can be hard to escape the debt once you have taken out the loan. This is why it is important to consider all of your options before taking out a payday loan.

Alternatives to Payday Loans in Irvine, California

If you are considering taking out a payday loan in Irvine, California, consider all of the other options available to you first. There are many types of short-term loans available, including installment loans, personal loans, and lines of credit.

The best option for you will depend on your individual circumstances, so it is important to compare the costs and terms of each type of loan before making a decision. Additionally, be sure to have a plan in place for repayment so that you can avoid getting stuck in a cycle of debt.

How to Apply for a Payday Loan in Irvine, California

If you decide that a payday loan is the best option for you, then you can apply for one through a payday lender. Payday lenders are typically located in shopping centers, convenience stores, and online. Before taking out a payday loan, be sure to shop around for the best terms and conditions.

Once you have found a payday lender that you are comfortable with, you will need to provide the lender with proof of income and other relevant documents. You will then be able to review and sign the loan agreement and receive your funds.

Apply Now

If you’re looking for a payday loan in Irvine, California, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who may be able to provide you with the funds you need. So don’t wait, apply now and get the funds you need quickly and easily.

Frequently Asked Questions

What is a payday loan?
A payday loan is a type of short-term loan which is also known as a cash advance. It typically involves borrowing a small amount of money for a time period of two to four weeks with the expectation of paying it back on your next payday, hence the name.

Are payday loans legal in Irvine, California?
Yes, payday loans are legal in Irvine, California. The state of California has set limits on the amount of interest and fees that can be charged on these types of loans.

What are the risks of taking out a payday loan?
Payday loans can be an expensive form of borrowing and are not suitable for long-term borrowing needs. They should only be used as a last resort when you are in need of immediate funds and all other options have been exhausted.

What alternatives to payday loans are available in Irvine, California?
There are many types of short-term loans available, including installment loans, personal loans, and lines of credit. The best option for you will depend on your individual circumstances, so it is important to compare the costs and terms of each type of loan before making a decision.

More F.A.Q.

Can payday lenders in Irvine, California require me to sign a contract that waives my right to a trial by jury or class action lawsuit?

No, payday lenders in Irvine, California are not allowed to require you to sign a contract that waives your right to a trial by jury or class action lawsuit.

Can payday lenders in Irvine, California require me to sign a contract that waives my rights to dispute the loan or seek legal remedies?

No, payday lenders in Irvine, California are not allowed to require you to sign a contract that waives your rights to dispute the loan or seek legal remedies.

How Many Cash Advance Companies are in Irvine, CA?

With the help of our service, you will be able to find 18 cash advance companies in Irvine, CA

What Cash Advance Companies in Irvine, CA are the most popular?

You should check American Finance Lenders, Auto Finance Solutions, and California Title Loans. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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