Payday Loans in Santa Monica, California

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Payday Loan Companies in Santa Monica, CA

Company nameAddressZip codePhone number
Chris Check Cashing & Payday Loans 1606 Santa Monica Blvd 90404 +1 (310) 310 - 2479
First Republic Bank 431 Wilshire Blvd 90401 +1 (310) 393 - 8889
Loans 506 Santa Monica Blvd 90401 +1 (310) 451 - 8062
PayDay Loans Los Angeles Inc 500 Pico Blvd 90405
PayDay Loans Los Angeles Inc 510 Pico Blvd 90405 +1 (888) 539 - 0502
Rustic Canyon Partners 100 Wilshire Blvd 90401 +1 (310) 998 - 8000
Santa Monica Check Cashing/MoneyGram 1705 Pico Blvd 90405 +1 (310) 450 - 5002
Societe Generale Representatives Offices 233 Wilshire Blvd 400 90401 +1 (323) 373 - 3519
Ten Minute Title Loans 1705 Pico Blvd 90405
TFC Title Loans - Santa Monica 1427 Lincoln Blvd suite d 90401 +1 (844) 242 - 3543

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Santa Monica, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Santa Paula, CA, Bad Credit Loans in Santa Rosa, CA, Payday Loan for Santee, CA, Payday Loans in Saratoga, CA, No Credit Check Loans in Seaside, CA, Payday Loan Without a Credit Check in Simi Valley, CA, Short-term Loans in South Gate, CA and Guaranteed Loans in South San Francisco, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Santa Monica, CA.

Beautiful sights of Santa Monica, CA

Payday Loans Available in Santa Monica, CA By The Following ZIP Codes:

90401, 90410, 90411, 90408, 90405, 90402, 90406, 90421, 90403, 90404, 90409, 90407

Are Payday Loans Legal In Santa Monica, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Santa Monica, CA payday loan calculator

Introduction to Payday Loans in Santa Monica, California

Santa Monica, California is a beautiful, sunny city on the California coast that is full of energy, life, and opportunities. It’s a great place to visit or live, but if you need a quick loan, you may find yourself running into a few issues. Payday loans in Santa Monica can be hard to come by, because not many lenders offer the service. But, if you are in a financial bind and need a loan, you should know that payday loans in California are legal and easy to find.

What Are Payday Loans?

Payday loans, also known as cash advances or check advances, are short-term loans that are meant to help you with unexpected expenses or emergency situations. These loans are typically for amounts between $100 and $1,000 and must be paid back in full by the next time you get paid. Payday loans are known for having high interest rates, often in the triple digits, so it’s important to read the loan agreement carefully and ensure that you can pay back the loan on time.

Payday Loans in Santa Monica, California

While payday loans are not as prevalent in Santa Monica as in other parts of California, they are still available to residents of the city. Santa Monica requires all payday lenders to be licensed and they are regulated by the California Department of Business Oversight. The laws in Santa Monica protect borrowers from predatory lending practices and require lenders to clearly explain the terms of the loan before the customer signs the agreement.

If you’re looking for a payday loan in Santa Monica, it’s important to do your research and shop around to make sure you’re getting the best deal. The GuaranteedLoans website can help you compare lenders and find the best possible interest rate and terms for your loan.

How to Qualify for a Payday Loan in Santa Monica

Qualifying for a payday loan in Santa Monica is fairly straightforward. You must be at least 18 years old, a US citizen or permanent resident, have a valid checking account, and have a steady source of income to be approved for a loan. Lenders may also have other requirements, such as having a minimum credit score or a minimum amount of time on the job. It’s important to meet all the requirements of the lender, as it will increase your chances of being approved for a loan.

The Benefits of Payday Loans in Santa Monica

Payday loans in Santa Monica can be a great option for people who need quick cash for unexpected expenses. The fees and interest rates for payday loans are often much lower than other types of short-term loans and the application process is often much quicker. Moreover, most payday loans can be paid back in full on your next payday, so you don’t have to worry about carrying a balance or dealing with long-term debt.

The Risks of Payday Loans in Santa Monica

As great as payday loans can be, it’s important to understand the potential risks before taking out a loan. Payday loans can be incredibly expensive, with interest rates in the triple digits, so it’s important to read the terms of the loan agreement and ensure that you can make the payments on time. Additionally, many payday lenders will require you to provide information that would allow them to access your bank account, which can be a risk if the lender is not reputable.

Frequently Asked Questions about Payday Loans in Santa Monica

Q: Are payday loans legal in Santa Monica, California?
A: Yes, payday loans in Santa Monica, California are legal and regulated by the California Department of Business Oversight.

Q: How much can I borrow?
A: Most payday lenders in Santa Monica will loan between $100 and $1,000.

Q: How long will I have to pay back the loan?
A: Most payday loans in Santa Monica are due on your next payday, typically between two weeks and one month.

Q: Do I need to have good credit to be approved for a loan?
A: No, you don’t need to have good credit to be approved for a payday loan.

Conclusion

Payday loans in Santa Monica can be a great option for people who need quick cash for unexpected expenses. These loans are regulated by state laws and can help you get the money you need quickly and easily. However, it’s important to understand the potential risks of payday loans, such as the high interest rates and the potential for predatory lending practices. For more information about payday loans in Santa Monica, you can visit the website of TheGuaranteedLoans, where you can apply online to get connected with lenders and get the money you need.

More F.A.Q.

Can a payday lender require me to have a certain credit score to qualify for a loan in Santa Monica, California?

No, payday lenders in Santa Monica, California are not allowed to require a minimum credit score to qualify for a loan. This means that even if you have bad credit or no credit history, you may still be able to get a payday loan.

Can a payday lender charge me more than the maximum interest rate allowed by law in Santa Monica, California?

No, payday lenders in Santa Monica, California are not allowed to charge more than the maximum interest rate allowed by law, which is 15% per $100 borrowed. If a lender tries to charge you more than this, you may be able to dispute the charge and seek compensation.

How Many Cash Advance Companies are in Santa Monica, CA?

With the help of our service, you will be able to find 10 cash advance companies in Santa Monica, CA

What Cash Advance Companies in Santa Monica, CA are the most popular?

You should check PayDay Loans Los Angeles Inc, Chris Check Cashing & Payday Loans, and First Republic Bank. Also, you can start your application online on our website.

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