Payday Loans in Napa, California

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Payday Loan Companies in Napa, CA

Company nameAddressZip codePhone number
1-800-Loanmart 1613 F St 94558 +1 (707) 287 - 9497
Advance America 2401 California Blvd 94558 +1 (707) 254 - 8946
Apoyo Financiero Napa 2987 Jefferson St 94558 +1 (707) 492 - 1022
Bank of Stockton Napa 1505 2nd St 94559 +1 (707) 492 - 3750
Car Title Loans California 2401 California Blvd 94558 +1 (707) 682 - 1814
Fairway Independent Mortgage Corporation 2045 Jefferson St Suite I, Suite I 94559 +1 (707) 337 - 1069
First Republic Bank 1753 Trancas St 94558 +1 (707) 254 - 8600
Mobile Magic 2800 Jefferson St # 6 94558 +1 (707) 226 - 9936
Mobile Magic 2025 Redwood Rd 6 94558 +1 (707) 226 - 9936
Oportun 2412 Jefferson St 94558 +1 (707) 200 - 6941
Redwood Credit Union 1705 1st St 94559 +1 (707) 545 - 4000
Travis Credit Union 3263 Claremont Way 94558 +1 (707) 449 - 4000
Umpqua Bank 1500 Soscol Ave 94559 +1 (707) 257 - 8585
Westamerica Bank River Park Shopping Center, 1507 W Imola Ave 94559 +1 (707) 258 - 3120

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Napa, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in National City, CA, Guaranteed Loans in Newark, CA, Guaranteed Loans in Newport Beach, CA, Quick Loan in North Highlands, CA, Payday Loans in Norwalk, CA, Bad Credit Loans in Novato, CA, Payday Loan for Oakland, CA and Payday Loans in Oakley, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Napa, CA.

Beautiful sights of Napa, CA

Payday Loans Available in Napa, CA By The Following ZIP Codes:

94581, 94558, 94559

Are Payday Loans Legal In Napa, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Napa, CA payday loan calculator

Payday Loans in Napa, California

California is a state with a population of over 39 million people, making it the most populous state in the United States. Despite these numbers, payday loans remain relatively uncommon in California compared to other states. The legal environment around payday loans in California is highly regulated, although payday loans are still legal in the state. In this article, we’ll take a look at the rules and regulations surrounding payday loans in Napa, California.

What Are Payday Loans?

Payday loans are a type of short-term loan that can help borrowers cover expenses in between paychecks. Payday loans can be used for a variety of purposes, including covering medical bills, groceries, or other unexpected expenses. The loans are typically repaid when the borrower receives their next paycheck.

Payday Loans in California

The state of California has some of the most restrictive laws around payday loans in the United States. Specifically, payday loans are limited to a maximum amount of $300, and the loan term must be no longer than 31 days. California also caps the interest rate on payday loans at 15%, which is lower than the interest rate you’d find in many other states.

Are Payday Loans Legal in Napa, California?

Yes, payday loans are legal in Napa, California. As mentioned above, California has laws in place to protect borrowers from predatory lending practices. The laws are designed to ensure that lenders adhere to responsible lending practices and that borrowers are not taken advantage of.

How Do I Apply for a Payday Loan in Napa, California?

If you’re looking for a payday loan in Napa, California, the process is fairly straightforward. Many lenders have an online application process to make it easier for borrowers to apply for a loan. Alternatively, you can visit a lender in person to apply for a payday loan. Most lenders will require you to provide proof of income, such as a pay stub or bank statement, to show that you can afford to repay the loan.

What Are the Risks of Taking out a Payday Loan?

While payday loans can be a fast and convenient way to access cash in a pinch, there are certain risks to consider. Payday loans often come with high interest rates and can lead to a cycle of debt if you’re unable to repay the loan on time. Additionally, many payday lenders charge hefty fees for late payments or other violations of the loan agreement.

How Can I Find the Best Payday Loan for Me in Napa, California?

If you’re looking for the best payday loan in Napa, California, it’s important to do your research. Compare loan terms, fees, and interest rates to find the best loan for your needs. It may also be helpful to speak to a financial counselor before taking out a payday loan to make sure you understand all the risks and responsibilities associated with the loan.

Apply Now

If you’re looking for a payday loan in Napa, California, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders in your area who offer payday loans. Simply complete our online application and we’ll start the process to help you find the best loan for your needs.

Frequently Asked Questions

  • Are payday loans legal in California? Yes, payday loans are legal in California. However, they are subject to certain restrictions and regulations that are designed to protect borrowers.
  • What is the maximum amount I can borrow?The maximum amount you can borrow in California is $300.
  • What is the interest rate on a payday loan?In California, the maximum interest rate for a payday loan is 15%.
  • Do I need to provide documentation to apply for a payday loan?Yes, most lenders will require proof of income, such as a pay stub or bank statement, to verify that you can afford to repay the loan.

More F.A.Q.

Can I get a payday loan if I am on disability in Napa, California?

Yes, you may be eligible for a payday loan in Napa, California if you are receiving disability benefits. The lender will consider your income and ability to repay the loan before making a decision.

Can I get a payday loan if I am a senior citizen in Napa, California?

Yes, you may be eligible for a payday loan in Napa, California if you are a senior citizen. The lender will consider your income and ability to repay the loan before making a decision.

How Many Cash Advance Companies are in Napa, CA?

With the help of our service, you will be able to find 14 cash advance companies in Napa, CA

What Cash Advance Companies in Napa, CA are the most popular?

You should check Mobile Magic, 1-800-Loanmart, and Advance America. Also, you can start your application online on our website.

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