Payday Loans in Vista, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Vista, CA

Company nameAddressZip codePhone number
ACE Cash Express 950 E Vista Way Unit 1 92084 +1 (760) 732 - 3178
ACE Cash Express 950 E Vista Way 1 92084 +1 (760) 732 - 3178
Advance America 770 Sycamore Ave Ste. 123 92083 +1 (760) 734 - 3613
Check Center - Chula Vista 1090 3rd Ave, Unit B 91911 +1 (619) 407 - 4100
Check Center - Vista 836 N Santa Fe Ave # A 92083 +1 (760) 631 - 2380
Check Into Cash 510 Hacienda Dr Ste 111 92081 +1 (760) 806 - 9766
Checkmate 897 E Vista Way 92084 +1 (760) 941 - 9600
DolEx Dollar Express 280 Vista Village Dr 100 92083 +1 (888) 246 - 2527
Fast Auto Loans, Inc. 1421 N Santa Fe Ave 92084 +1 (442) 224 - 3989
Fast Auto Loans, Inc. 727 E Vista Way 92084 +1 (760) 542 - 2425
Frontera Cash And Loan 1839 W Vista Way 92083 +1 (760) 650 - 3841
Gems N' Loans - Vista 925 S Santa Fe Ave 92083 +1 (760) 732 - 3999
Payday Money Center 860 Third Ave 91911 +1 (619) 425 - 2424
Sun Cash 730 H St 91910 +1 (619) 357 - 4117
The Check Cashing Place 1337 Third Ave 91911 +1 (619) 585 - 3582
The Check Cashing Place 264 Vista Village Dr 92083 +1 (760) 758 - 7220
TNL Car Title Loans 2123 Industrial Ct 92083 +1 (619) 419 - 0494
USA Check Center formerly Check Center 836 North Santa Fe Avenue A A 92083 +1 (760) 631 - 2380
USA Checks Cashed & Payday Advance 201 Broadway 91910 +1 (619) 425 - 4700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Vista, CA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Walnut, CA, Payday Loan Companies in Walnut Creek, CA, Payday Loans in Watsonville, CA, Same Day Loans in West Covina, CA, No Credit Check Loans in West Hollywood, CA, Payday Loan Without a Credit Check in West Sacramento, CA, Payday Loans in Westminster, CA and Payday Loans in Whittier, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Vista, CA.

Beautiful sights of Vista, CA

Payday Loans Available in Vista, CA By The Following ZIP Codes:

92084, 92083, 92085

Are Payday Loans Legal In Vista, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Vista, CA payday loan calculator

Overview of Payday Loans in Vista, California

Are you looking for quick cash to cover an urgent expense in Vista, California? There’s a type of loan available specifically for such occasions—the payday loan. It’s important to understand what payday loans are, if they are legal in California, and if they are the right choice for you.

What Are Payday Loans?

Payday loans are short-term, high-interest loans typically backed by a post-date check or electronic withdrawal from the borrower’s bank account. Payday loans are often used by people with low credit scores who need quick cash to cover a financial emergency.

Are Payday Loans Legal in California?

Payday loans are legal in California. In order to protect consumers, California has several regulations in place for payday loans. These regulations include:

  • A maximum loan amount of $300
  • The loan must be repaid within 31 days
  • A maximum finance charge of 15 percent
  • Borrowers are allowed to take out more than one loan at a time

California law also requires that the loan term and fees must be clearly specified in the loan agreement, and that the lender must provide the borrower with a receipt and information about their rights under California law.

Should I Get a Payday Loan in Vista, California?

Although payday loans are legal in California, they are not the right choice for everyone. Payday loans come with a significant cost, as most lenders charge 15 percent or more in fees for a $300 loan. This means a borrower in Vista, California would have to pay $45 for a loan of that size.

Additionally, payday loans often lead to a cycle of debt, as borrowers cannot repay the loan in full on the due date, and so end up renewing or refinancing the loan, leading to additional fees and interest.

Alternatives to Payday Loans in Vista, California

If you’re looking for quick cash in Vista, California, you may want to consider alternatives to payday loans, such as:

  • Personal loans: Personal loans offer longer repayment terms and lower interest rates than payday loans and can be a more cost-effective option. In some cases, you may even be able to secure a personal loan with a poor credit score and few assets.
  • Credit card cash advances: Credit card cash advances come with lower fees than payday loans, and are a more cost-effective option if you can afford to pay them off quickly.
  • Borrowing from family or friends: Borrowing from family or friends can help you access a loan with little or no interest, and arrange for flexible repayment terms.
  • Layaway plans: Layaway plans can help you purchase items without borrowing money and without incurring debt.

Apply Now For Payday Loans in Vista, California

Payday loans can provide quick cash in Vista, California, but they come with a high cost. If you’re considering a payday loan, it’s important to understand the full cost of the loan and any potential alternatives that may be available to you.

At TheGuaranteedLoans, we can connect you with a lender to provide the necessary funds you need. We’ll help you compare lenders and payday loan offers in your area and provide you with the information you need to make an informed choice. To get started, fill out our free online application and we will work quickly to connect you with a lender.

F.A.Q. About Payday Loans in Vista, California

Q: Who can apply for a payday loan in Vista, California?

A: Anyone 18 years of age or older, who is a resident of Vista, California, with a valid bank account and a steady source of income, can apply for a payday loan.

Q: What is the maximum loan amount for a payday loan in Vista, California?

A: The maximum loan amount for a payday loan in Vista, California is $300.

Q: What fees are associated with a payday loan in Vista, California?

A: Payday lenders in Vista, California are limited to charging borrowers a maximum finance charge of 15 percent.

Q: Does TheGuaranteedLoans offer payday loans in Vista, California?

A: No, TheGuaranteedLoans is not a lender. We can help you compare lenders and payday loan offers in your area and provide you with the information you need to make an informed choice. To get started, fill out our free online application and we will connect you with a lender.

More F.A.Q.

What are the consequences of defaulting on a payday loan in Vista, California?

If you default on a payday loan in Vista, California, the lender may be able to sue you in court and obtain a judgment against you. This could result in wage garnishment, asset seizure, or other legal action. Additionally, defaulting on a payday loan can damage your credit score and make it more difficult to obtain credit in the future.

Can a payday lender in Vista, California charge me more than the maximum fees and interest rates allowed by law?

No, payday lenders in Vista, California are not allowed to charge more than the maximum fees and interest rates allowed by the California Deferred Deposit Transaction Law. If a lender attempts to charge you more than the legal limits, you can file a complaint with the California Department of Business Oversight (DBO).

How Many Cash Advance Companies are in Vista, CA?

With the help of our service, you will be able to find 19 cash advance companies in Vista, CA

What Cash Advance Companies in Vista, CA are the most popular?

You should check ACE Cash Express, Fast Auto Loans, Inc., and The Check Cashing Place. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa