Payday Loans in Placentia, California

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Payday Loan Companies in Placentia, CA

Company nameAddressZip codePhone number
Bank of America Financial Center 160 Yorba Linda Blvd 92870 +1 (714) 524 - 4712
SchoolsFirst Federal Credit Union - Placentia 377 E Chapman Ave 92870 +1 (800) 462 - 8328
Title Loans Express 377 E Chapman Ave #205 92870 +1 (657) 444 - 6422

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Placentia, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pleasant Hill, CA, Payday Loans in Pleasanton, CA, Payday Loans in Pomona, CA, Payday Loan Companies in Porterville, CA, Payday Loan Companies in Poway, CA, Short-term Loans in Rancho Cordova, CA, Bad Credit Loans in Rancho Cucamonga, CA and Payday Loans in Rancho Palos Verdes, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Placentia, CA.

Beautiful sights of Placentia, CA

Payday Loans Available in Placentia, CA By The Following ZIP Codes:

92870, 92670, 92871

Are Payday Loans Legal In Placentia, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Placentia, CA payday loan calculator

What Are Payday Loans and How Do They Work?

Payday loans are short-term, high-cost loans designed to cover unexpected expenses between paychecks. They’re secured with the borrower’s post-dated check or electronic access to the borrower’s deposit account. In Placentia, California, payday loans are legal, and borrowers must meet certain requirements before they can access payday loan services.

What Are the Requirements to Access Payday Loans in Placentia, California?

In Placentia, California, payday lenders must follow state law requirements, as well as federal regulations and state laws. Before a borrower can be approved for a payday loan, the following requirements must be met:

  • The borrower must be at least eighteen (18) years old.
  • The borrower must provide proof of income, such as a recent paystub or bank statement.
  • The borrower must have a valid email address and phone number.
  • The borrower must have an open and active bank account.

Along with these requirements, Placentia, California payday lenders must follow certain disclosure laws and provide borrowers with a written disclosure that contains certain information about the loan, including the amount and terms, the total cost of the loan, and any fees and other charges associated with the loan.

How Much Do Payday Loans Cost?

The cost of a payday loan in Placentia, California can vary greatly depending on the loan amount, the lender, and the borrower. Generally, payday loans in Placentia, California must have a maximum Annual Percentage Rate (APR) of 460%. This means that for every $100 borrowed, the borrower must pay $460 in interest and fees over the course of the loan. In addition to the APR, payday lenders can charge up to 15% of the total loan amount in fees.

It is important to note that payday loans are only meant to be used as a short-term solution and should be paid back on time in order to avoid additional fees and charges.

How Do I Apply for a Payday Loan in Placentia, California?

Applying for a payday loan in Placentia, California is easy and straightforward. All you need to do is visit TheGuaranteedLoans website, fill the online application form, and submit the required documents. Our team of experienced financial professionals will then connect you with a lender in Placentia, California. After approval, the funds can be deposited directly into your bank account.

At TheGuaranteedLoans, we understand that unexpected expenses can strike at any time. That’s why we are committed to providing our customers with quick, reliable, and secure payday loan services.

Frequently Asked Questions

Q: Can I get a payday loan in Placentia, California if I have bad credit?

A: Yes, payday loans are available to borrowers with bad credit. However, lenders may require proof of income and other qualifications before approving the loan.

Q: How quickly will I receive my loan?

A: The amount of time it takes to receive your loan depends on the lender, but typically, you can receive the loan within one business day.

Q: How long do I have to repay a payday loan?

A: Generally, payday loans in Placentia, California must be repaid within 14-30 days.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can strike at any time. That’s why we are committed to providing our customers with quick, reliable, and secure payday loan services. To get started, all you need to do is fill the online application form on our website, and we will connect you with a lender in Placentia, California. After approval, the funds can be deposited directly into your bank account. Apply now!

More F.A.Q.

Can I renew or extend a payday loan in Placentia, California?

Yes, you can renew or extend a payday loan in Placentia, California if you are unable to make the required payments on time. However, there may be additional fees associated with renewing or extending the loan, and you should carefully consider whether this is the best option for you.

What are my rights as a borrower of a payday loan in Placentia, California?

As a borrower of a payday loan in Placentia, California, you have the right to receive clear and concise information about the loan terms and conditions, including the interest rate, fees, and repayment schedule. You also have the right to receive information about any changes to the loan terms, and to cancel the loan within three days of signing the agreement.

How Many Cash Advance Companies are in Placentia, CA?

With the help of our service, you will be able to find 3 cash advance companies in Placentia, CA

What Cash Advance Companies in Placentia, CA are the most popular?

You should check Bank of America Financial Center, SchoolsFirst Federal Credit Union - Placentia, and Title Loans Express. Also, you can start your application online on our website.

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