Payday Loans in Pacifica, California

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Payday Loan Companies in Pacifica, CA

Company nameAddressZip codePhone number
800 Loan Mart 94044 +1 (650) 557 - 2892
Advance America 765 Hickey Blvd 94044 +1 (650) 557 - 0397
Check Cashing & Loans 687 Manor Dr 94044 +1 (650) 738 - 3000
Check Into Cash 1329 Linda Mar Shopping Center 94044 +1 (650) 557 - 9711
Mike Ervin at Supreme Lending 235 Rockaway Beach Ave 4 94044 +1 (650) 766 - 8500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pacifica, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Pala, CA, Payday Loans in Palm Desert, CA, Bad Credit Loans in Palm Springs, CA, Payday Loans in Palmdale, CA, Quick Loan in Palo Alto, CA, Payday Loans in Paramount, CA, Payday Loans in Pasadena, CA and Payday Loans in Paso Robles, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pacifica, CA.

Beautiful sights of Pacifica, CA

Payday Loans Available in Pacifica, CA By The Following ZIP Codes:

94045, 94044

Are Payday Loans Legal In Pacifica, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Pacifica, CA payday loan calculator

Payday Loans in Pacifica, California

Living in Pacifica, California, comes with its share of financial burdens like unexpected expenses, bills, car repairs and more. If you find yourself in need of some quick cash to make ends meet, you may be wondering if you have any borrowing options. Fortunately, payday loans are legal in California, meaning you can apply for and receive a loan within a day, without needing a credit score.

What is a Payday Loan?

A payday loan is a type of short-term borrowing that is often used to cover emergency expenses or bills. Typically, payday lenders offer small loans that can range anywhere from $100 to $1,000, but the loan amount will be based on a borrower’s individual circumstances. The loan term can last anywhere from two weeks to one month. The loans are secured against the borrower’s next paycheck.

How do Payday Loans Work?

Payday loans are very straightforward and easy to understand. They work by you applying for a loan through a lender. You’ll need to provide them with some basic personal and financial information, such as your name, date of birth, address, and proof of income. The lender will then review your application and approve or deny it based on their criteria.

If approved, the lender will typically deposit the funds into your bank account within one business day. You are then expected to pay the loan back by your next payday. It’s important to note that payday loans usually come with high fees and interest rates.

What are the Benefits of a Payday Loan?

Though payday loans can come with high fees and interest rates, they do have some benefits. One of the biggest advantages is that payday loans are easily accessible for people with no or poor credit. Since it’s a short-term loan, lenders don’t typically require a credit check. This means that even if you have poor credit, you can still get a loan.

Another benefit of payday loans is that they are quick and convenient. Since the application process is relatively simple, you can get your loan within one business day. This makes them very useful for people who need cash fast.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California, as long as they are offered by a licensed lender. In California, any lender offering a payday loan must be licensed and must follow all of the state’s lending regulations. This ensures that borrowers are protected from high fees and interest rates.

Where Can I Get a Payday Loan in Pacifica, California?

If you’re looking for a payday loan in Pacifica, California, you can apply online through TheGuaranteedLoans. We offer fast, secure loans with competitive rates and terms that meet your individual needs. Plus, we don’t require a credit check, meaning even if you have poor credit, you can still get a loan.

Apply Now!

Now that you know more about payday loans in Pacifica, California, you can apply for a loan through TheGuaranteedLoans. We offer secure, fast loans with competitive rates and terms that meet your individual needs. Plus, we don’t require a credit check, meaning even if you have poor credit, you can still get a loan. Just fill out the application form and submit it to us. We’ll then connect you with an appropriate lender to get the money you need.

Frequently Asked Questions

What is a payday loan?

A payday loan is a type of short-term borrowing that is often used to cover emergency expenses or bills. Typically, payday lenders offer small loans that can range anywhere from $100 to $1,000.

Are payday loans legal in California?

Yes, payday loans are legal in California, as long as they are offered by a licensed lender.

Where can I get a payday loan in Pacifica, California?

If you’re looking for a payday loan in Pacifica, California, you can apply online through TheGuaranteedLoans. We offer fast, secure loans with competitive rates and terms that meet your individual needs.

Do I need a credit check to get a payday loan?

No, you do not need a credit check to get a payday loan. TheGuaranteedLoans does not require a credit check for a payday loan.

More F.A.Q.

Can I renew or extend my payday loan in Pacifica, California?

in Pacifica, California, lenders are not allowed to renew or extend payday loans. If you are unable to repay the loan on time, you may be able to work out a payment plan with the lender.

What happens if I can't repay my payday loan in Pacifica, California?

If you are unable to repay your payday loan in Pacifica, California, the lender may attempt to collect the debt through phone calls, letters, or legal action. This could result in additional fees, damage to your credit score, and possible legal action.

How Many Cash Advance Companies are in Pacifica, CA?

With the help of our service, you will be able to find 5 cash advance companies in Pacifica, CA

What Cash Advance Companies in Pacifica, CA are the most popular?

You should check 800 Loan Mart, Advance America, and Check Cashing & Loans. Also, you can start your application online on our website.

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