Payday Loans in Lompoc, California

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Payday Loan Companies in Lompoc, CA

Company nameAddressZip codePhone number
Advance America 736 N H St 93436 +1 (805) 737 - 9900
Bank of the Sierra 705 W Central Ave 93436 +1 (805) 737 - 4064
Check `n Go 703 N H St Unit 57-10 93436 +1 (805) 735 - 6735
Check Into Cash 1321-A N H St 93436 +1 (805) 736 - 9801
CoastHills Credit Union 1320 N H St 93436 +1 (805) 733 - 7600
CoastHills Wealth Management 3880 Constellation Rd 93436 +1 (805) 733 - 7899
Greater Suburban Mortgage 820 N H St 93436 +1 (805) 735 - 2789
Mechanics Bank - Lompoc Branch 828 N H St 93436 +1 (805) 735 - 3777
Payday Loan Today 640 N H St 93436 +1 (805) 430 - 4374
RPM Lenders 205 W Pine Ave 93436 +1 (805) 736 - 0087
Speedy Cash 93436 +1 (805) 291 - 4743
Union Bank 805 N H St 93436 +1 (805) 736 - 6503
Valley Financial 820 N H St d 93436 +1 (805) 737 - 4999

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lompoc, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Long Beach, CA, Payday Loans in Los Altos, CA, Payday Loans in Los Angeles, CA, Quick Loan in Los Banos, CA, 24-Hour Loan in Los Gatos, CA, Quick Loan in Lynwood, CA, Payday Loans in Madera, CA and Quick Loan in Manhattan Beach, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lompoc, CA.

Beautiful sights of Lompoc, CA

Payday Loans Available in Lompoc, CA By The Following ZIP Codes:

93436, 93438, 93437

Are Payday Loans Legal In Lompoc, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lompoc, CA payday loan calculator

Payday Loans in Lompoc, California

Do you live in or near Lompoc, California and are in need of some quick cash? Payday loans in Lompoc, California are legal and they can provide you with fast access to cash. Whether you need to cover an emergency expense or consolidate debt, a payday loan can help. In this article, we’ll provide an overview of payday loan rules in Lompoc and explain when and why you should consider using one.

What Are Payday Loans?

A payday loan is a type of short-term loan that is designed to help you cover expenses between paychecks. Payday loans have high interest rates, so it is important to borrow responsibly and only as a last resort. Depending on your lender, you may be able to borrow up to $255 in California with a payday loan.

Are Payday Loans Legal in Lompoc, California?

Yes, payday loans are legal in Lompoc, California. The California Department of Business Oversight is responsible for enforcing laws and regulations related to payday loans in California. They provide oversight and guidance to payday lenders to ensure borrowers are treated fairly and their rights are protected.

What Are the Requirements for a Payday Loan in Lompoc?

To qualify for a payday loan in Lompoc, you must meet the following requirements:

  • Be at least 18 years old and a legal resident of California
  • Show proof of income with your most recent paystub or bank statement
  • Provide a valid ID such as a driver’s license or state ID card
  • Provide a valid checking or savings account in your name with a valid debit card

What Are the Benefits of a Payday Loan?

Payday loans can provide you with quick access to cash when you need it. Here are a few of the benefits of using a payday loan:

  • Fast Cash – You can get the cash you need quickly, often in as little as one business day.
  • Convenience – You can apply for and receive a payday loan quickly and easily from the comfort of your own home.
  • Flexible Repayment Terms – You can tailor your repayment terms to make the loan more affordable for your budget.

Are There any Disadvantages to Payday Loans in Lompoc?

There are a few drawbacks to payday loans in Lompoc. Here are a few of the most common:

  • High Interest Rates – Payday loans typically come with high interest rates, so you should be sure to borrow responsibly.
  • Short Repayment Terms – Payday loans typically have short repayment terms, so you should be sure you can afford the full amount before taking out the loan.
  • No Long-term Solutions – Payday loans should not be used as a long-term solution to financial challenges.

When Should I Consider Getting a Payday Loan?

Payday loans can be a great way to get quick access to cash when you need it. However, it is important to remember that payday loans should only be used as a last resort. If you are considering taking out a payday loan in Lompoc, you should consider the following:

  • Do you have any other options? Before taking out a payday loan, you should explore other options such as asking friends or family for help, or applying for a traditional loan.
  • Can you afford the loan? Be sure to consider the full cost of the loan and make sure you can afford the repayment terms.
  • Do you need the money immediately? If the money you need can wait, you may be able to save money by exploring other options.

Apply Now

If you are in need of quick cash and you meet the qualifications for a payday loan in Lompoc, California, you can apply for a payday loan with TheGuaranteedLoans. We have a network of lenders who can provide you with cash fast. There are no hidden fees and you can get the cash you need in as little as one business day.

Frequently Asked Questions

Q: How long does it take to get a payday loan in Lompoc, California?

A: The process typically takes only a few minutes. Once you apply, you will receive an instant decision and cash can be deposited into your account in as little as one business day.

Q: Are there any fees to apply for a payday loan in Lompoc?

A: No, there are no fees to apply and no hidden charges. All fees and interest rates will be clearly outlined in the loan agreement.

Q: What happens if I can’t pay back my payday loan?

A: It is important to contact your lender as soon as possible if you cannot make your loan payments. Your lender may be willing to extend your loan or work with you on alternative repayment plans.

More F.A.Q.

Can I get a payday loan in Lompoc, California if I am a student or do not have a regular income?

Yes, you can get a payday loan in Lompoc, California if you are a student or do not have a regular income. The lender will consider your income and employment status, but may require additional documentation or verification.

Can payday lenders in Lompoc, California require me to provide a post-dated check or automatic debit authorization as a condition of the loan?

Yes, payday lenders in Lompoc, California can require you to provide a post-dated check or automatic debit authorization as a condition of the loan. This allows the lender to automatically withdraw the loan amount and any fees from your bank account on the due date.

How Many Cash Advance Companies are in Lompoc, CA?

With the help of our service, you will be able to find 13 cash advance companies in Lompoc, CA

What Cash Advance Companies in Lompoc, CA are the most popular?

You should check Advance America, Bank of the Sierra, and Check Into Cash. Also, you can start your application online on our website.

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