Payday Loans in Ceres, California

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Payday Loan Companies in Ceres, CA

Company nameAddressZip codePhone number
5 Star Car Title Loans 3641 Mitchell Rd d 95307 +1 (209) 546 - 6912
ACE Cash Express 2517 Mitchell Rd Ste B 95307 +1 (209) 537 - 6900
ACE Cash Express 2517 Mitchell Rd Suite B 95307 +1 (209) 537 - 6900
Allied Cash Advance 1515 Mitchell Rd Suite 4 95307 +1 (209) 531 - 2300
Check Into Cash 2531-K E Whitmore Ave 95307 +1 (209) 538 - 1752
Check Into Cash 2531 E Whitmore Ave 95307 +1 (209) 538 - 1752
Fairway Independent Mortgage Corporation 2920 3rd St 95307 +1 (209) 604 - 1824
Fast Auto and Payday Loans, Inc. 2913 E Whitmore Ave 95307 +1 (209) 531 - 1616
Montana Capital Car Title Loans 1941 Mitchell Rd suite e 95307 +1 (209) 222 - 6566
TNL Car Title Loans 2009 Central Ave 95307 +1 (209) 262 - 3027

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ceres, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Cerritos, CA, Payday Loans in Chico, CA, Same Day Loans in Chino, CA, Payday Loan Without a Credit Check in Chino Hills, CA, Payday Loans in Chula Vista, CA, Payday Loans in Citrus Heights, CA, Payday Loans in Claremont, CA and Payday Loans in Clovis, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ceres, CA.

Beautiful sights of Ceres, CA

Payday Loans Available in Ceres, CA By The Following ZIP Codes:

95307

Are Payday Loans Legal In Ceres, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Ceres, CA payday loan calculator

What Are Payday Loans and Are They Legal In California?

Payday loans are short-term loans designed to help people who need cash fast. Unlike traditional loans, payday loans are unsecured, meaning that you don’t need to provide collateral. Payday loans offer a simple application process and quick access to cash.

The amount of the loan is usually a percentage of your next paycheck, and repayment is expected when you receive your next paycheck. The interest rates for payday loans can be very high, even up to 400%.

The good news is that payday loans are legal in California. The state of California has set regulations in place to help protect consumers from exploitation, and lenders must adhere to those regulations before they can offer payday loans. So while it’s legal to take out a payday loan in California, it’s important to understand the consequences of taking out such a loan and to only take one out if you’re sure that you can pay it back on time.

What Are the Requirements to Get a Payday Loan in California?

In order to qualify for a payday loan in California, you must meet certain criteria. You must:

  • Be 18 years or older
  • Have a valid ID
  • Have a job
  • Have a checking account
  • Be a permanent resident or citizen of the United States

Once you meet the criteria, you can apply for a payday loan and receive the cash that you need.

Are There Any Payday Loan Options Available In The Town Of Ceres, California?

Yes, there are payday loan options available in the town of Ceres, California. There are a few payday loan lenders that offer their services in this small town. These lenders offer competitive interest rates and terms, as well as quick access to cash.

If you live in the area and are considering taking out a payday loan, it’s important to compare different offers and make sure you understand the terms and conditions of each loan. Be sure to read the fine print and ask questions if you have any doubts.

Are There Alternatives To Payday Loans In Ceres, California?

Yes, there are alternative options to payday loans in the town of Ceres, California. Some banks and credit unions may offer short-term loans with lower interest rates than payday loans. You may also be able to get a loan from family or friends, or apply for a home equity loan. If you’re a veteran, you may qualify for a VA loan.

Before you take out a payday loan, it’s important to explore all of your options and make sure that the loan you choose is the right one for you.

F.A.Q.

Q: What is a payday loan?

A: A payday loan is a short-term loan designed to provide quick access to cash. The amount of the loan is typically a percentage of your next paycheck, and repayment is expected when you receive your next paycheck. Payday loans can have very high interest rates, so it’s important to understand the consequences of taking out such a loan.

Q: Is it legal to take out a payday loan in California?

A: Yes, payday loans are legal in California. The state has put regulations in place to help protect consumers, and lenders must adhere to those regulations before they can offer payday loans.

Q: What are the requirements to get a payday loan in California?

A: In order to qualify for a payday loan in California, you must be 18 years or older, have a valid ID, have a job, have a checking account, and be a permanent resident or citizen of the United States.

Q: Are there any payday loan options available in Ceres, California?

A: Yes, there are payday loan options available in the town of Ceres, California. There are a few lenders that offer competitive terms and quick access to cash.

Q: Are there alternatives to payday loans in Ceres, California?

A: Yes, there are alternative options to payday loans in Ceres, California. You may be able to get a loan from a bank, credit union, family or friends, or apply for a home equity loan. If you’re a veteran, you may qualify for a VA loan.

Apply Now

If you’re in need of a payday loan, TheGuaranteedLoans can help. We can connect you with a lender who can provide the cash you need, quickly and easily. All you need to do is fill out the online application form and we’ll take care of the rest.

Remember, TheGuaranteedLoans is not a lender – we simply connect you with a lender that can help you get the loan you need.

More F.A.Q.

Are there any organizations that offer assistance to borrowers who are struggling to repay their payday loans in Ceres, California?

Yes, there are several organizations in Ceres, California that offer assistance to borrowers who are struggling to repay their payday loans. These organizations can provide counseling, advice, and other forms of support to help borrowers get back on track.

Can borrowers file complaints against payday lenders in Ceres, California if they believe they have been treated unfairly?

Yes, borrowers who believe they have been treated unfairly by a payday lender in Ceres, California can file a complaint with the state's Department of Business Oversight. The department will investigate the complaint and take appropriate action if necessary.

How Many Cash Advance Companies are in Ceres, CA?

With the help of our service, you will be able to find 10 cash advance companies in Ceres, CA

What Cash Advance Companies in Ceres, CA are the most popular?

You should check ACE Cash Express, Check Into Cash, and 5 Star Car Title Loans. Also, you can start your application online on our website.

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