Payday Loans in Simi Valley, California

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Payday Loan Companies in Simi Valley, CA

Company nameAddressZip codePhone number
1 800 Title Loan 2760 Tapo Canyon Rd #9 93063 +1 (805) 335 - 8900
5 Star Car Title Loans 1791 Erringer Rd UNIT 201 93065 +1 (805) 716 - 6371
800 Loan Mart 93065 +1 (805) 426 - 5070
Aaa Century Check Cashing 2321 Tapo St # B 93063 +1 (805) 584 - 2038
ACE Cash Express 1177 E Los Angeles Ave A 93065 +1 (805) 522 - 5823
ACE Cash Express 1177A E Los Angeles Ave 93065 +1 (805) 522 - 5823
Advance America 2941 Cochran St Ste. 2A-7 93065 +1 (805) 578 - 3413
America's Lending Group 2245 First St 93065
Check `n Go 2549 North Sycamore Drive 93065 +1 (805) 581 - 4800
Check 'n Go 2549 Sycamore Dr 93065 +1 (805) 581 - 4800
Check Into Cash 3977 Cochran St Ste B 93063 +1 (805) 583 - 4047
Checkmate 3998 Cochran St #3 93063 +1 (805) 581 - 3799
Checkmate 3998 Cochran St 3 93062 +1 (805) 581 - 3799
Continental Currency Services 2832 Cochran St 93065 +1 (805) 582 - 1839
D L Mortgage Inc 2572 Tapo St A 93063 +1 (805) 583 - 0735
Fast Auto and Payday Loans 1543 E Los Angeles Ave 93065 +1 (805) 582 - 1725
Fernando's Check Cashing 2950 Cochran St 93065 +1 (805) 749 - 0318
Fernando's Check Cashing 2950 Cochran St D 93065 +1 (805) 522 - 0043
Greenback Funding 2139 Tapo St 93063 +1 (805) 582 - 9400
Greenback Funding 2139 Tapo St 115 93063 +1 (805) 582 - 9400
Logix - Simi Valley Cochran Branch 1855 Cochran St 108 93065 +1 (800) 328 - 5328
Montana Capital Car Title Loans 1736 E Los Angeles Ave 93065 +1 (805) 716 - 6136
Simi Valley Check Cashing 1592 E Los Angeles Ave 93065 +1 (805) 520 - 6443
Title Loans Express 1975 First St 93065 +1 (805) 491 - 4986
TitleMax Title Loans 1472 E Los Angeles Ave 93065 +1 (805) 527 - 2193
TNL Car Title Loans 690 E Los Angeles Ave Ste 7a 93065 +1 (805) 259 - 3421
Top Auto Car Loans lenders Simi Valley Ca 1792 Erringer Rd suite 1012-a 93065 +1 (818) 960 - 1990
Until Payday 1656 E Los Angeles Ave 93065 +1 (805) 522 - 0939

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Simi Valley, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in South Gate, CA, Payday Loans in South San Francisco, CA, Payday Loan Companies in Stanton, CA, Payday Loans in Stockton, CA, Payday Loans in Sunnyvale, CA, Emergency Loan in Temecula, CA, No Credit Check Loans in Temple City, CA and No Credit Check Loans in Thousand Oaks, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Simi Valley, CA.

Beautiful sights of Simi Valley, CA

Payday Loans Available in Simi Valley, CA By The Following ZIP Codes:

93099, 93065, 93094, 93063, 93062, 93093

Are Payday Loans Legal In Simi Valley, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Simi Valley, CA payday loan calculator

What are Payday Loans in Simi Valley, California?

Payday loans are short-term, high-interest loans designed to bridge the gap between paydays. Due to the high-interest rates, it is usually considered a last resort loan and should only be used in times of financial emergency. Payday loans are legal in California and can be used to cover short-term expenses, such as basic living expenses, unexpected medical bills, temporary car repairs, etc.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. The California Deferred Deposit Transaction Law governs the licensing and regulation of payday lenders. This law requires lenders to be licensed, and it also sets a maximum interest rate of 15%. Additionally, the law requires lenders to provide borrowers with clear terms and conditions, as well as information on other types of loan options that may be available.

What Are the Types of Payday Loans Available in Simi Valley?

In Simi Valley, payday loans are available in two forms: in-store and online. In-store payday loans are available at various payday loan locations throughout Simi Valley. In order to apply for an in-store loan, applicants must bring a valid form of identification, proof of income, and their latest bank account statement. Online payday loans are available through various online lenders, and they are typically processed more quickly than in-store loans.

How Much Can I Borrow with a Payday Loan in Simi Valley?

The amount you can borrow with a payday loan in Simi Valley depends on your income and financial situation. Typically, you can borrow up to $500 with a payday loan.

How Can I Get a Payday Loan in Simi Valley?

If you are looking for a payday loan in Simi Valley, you can apply for one online or at a local payday lender. For an online loan, you will need to provide the lender with your personal information, proof of income, and bank account information. For an in-store loan, you will need to bring a valid form of identification, proof of income, and a bank account statement.

What Do I Need to Qualify for a Payday Loan in Simi Valley?

In order to qualify for a payday loan in Simi Valley, you will need to meet the following requirements:

  • You must be at least 18 years old.
  • You must have a valid form of identification.
  • You must have an active checking account.
  • You must have an income of at least $1,000/month.

What Are the Costs and Fees of Payday Loans in Simi Valley?

The costs and fees associated with payday loans in Simi Valley vary from lender to lender. It is important to compare fees and interest rates between lenders before taking out a loan. Generally, payday loans have fees of up to 15% of the loan amount and an APR of 300%. Additionally, there may be additional fees for late payments or non-payment.

Are There Alternatives to Payday Loans in Simi Valley?

Yes, there are alternatives to payday loans in Simi Valley, such as line of credit loans, credit union loans, and loan options from community organizations. Additionally, some employers may offer emergency loans to employees.

F.A.Q.

Q: What is the maximum amount I can borrow with a payday loan in Simi Valley?

A: The maximum loan amount is typically $500.

Q: What is the interest rate on a payday loan in Simi Valley?

A: The interest rate typically ranges from 15% to 300%.

Q: Are there any alternatives to payday loans in Simi Valley?

A: Yes, there are alternatives to payday loans in Simi Valley, such as line of credit loans, credit union loans, and loan options from community organizations. Additionally, some employers may offer emergency loans to employees.

Apply Now

If you’re looking for a payday loan in Simi Valley, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders that can provide you with the loan you need. Simply fill out our online application and we’ll do the rest.

More F.A.Q.

Can a payday lender require me to pay a fee if I want to cancel my loan after it has been approved in Simi Valley, California?

Yes, payday lenders in Simi Valley, California are allowed to charge a fee if you want to cancel your loan after it has been approved. This fee is known as a "cancellation fee" and is intended to cover the cost of processing the cancellation. However, the fee cannot exceed $15.

Can a payday lender require me to pay a fee if I want to prepay my loan in full in Simi Valley, California?

No, payday lenders in Simi Valley, California are not allowed to charge a fee if you want to prepay your loan in full. This means that you have the right to repay your loan in full at any time without incurring any additional costs.

How Many Cash Advance Companies are in Simi Valley, CA?

With the help of our service, you will be able to find 28 cash advance companies in Simi Valley, CA

What Cash Advance Companies in Simi Valley, CA are the most popular?

You should check ACE Cash Express, Check `n Go, and Checkmate. Also, you can start your application online on our website.

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