Payday Loans in Laguna Hills, California

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Payday Loan Companies in Laguna Hills, CA

Company nameAddressZip codePhone number
American Pacific Mortgage - Laguna Hills 23422 Mill Creek Dr #125 92653 +1 (949) 209 - 9231
AS IS Lending 23332 Mill Creek Dr 235 92653 +1 (949) 480 - 3443
California Bank & Trust 24012 Calle De La Plata # 140 92653 +1 (949) 830 - 7440
Coastal Loans Inc 23547 Moulton Pkwy # 204 92653 +1 (949) 716 - 5333
Envision Capital Group LLC 23422 Mill Creek Dr #200 92653 +1 (949) 225 - 1700
Executive Loan Center 23030 Lake Forest Dr 92653 +1 (949) 209 - 1610
Fast Money Car Title Loans 23034 Lake Forest Dr suite f 92653 +1 (949) 335 - 5391
GoodLife Home Loans 23032 Mill Creek Dr Suite 62 92653 +1 (866) 840 - 0279

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Laguna Hills, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Laguna Niguel, CA, Payday Loan for Lake Elsinore, CA, Bad Credit Loans in Lake Forest, CA, Payday Loan for Lakewood, CA, No Credit Check Loans in Lancaster, CA, Payday Loan Without a Credit Check in Lawndale, CA, Payday Loans in Lincoln, CA and Quick Loan in Livermore, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Laguna Hills, CA.

Beautiful sights of Laguna Hills, CA

Payday Loans Available in Laguna Hills, CA By The Following ZIP Codes:

92635, 92653, 92654

Are Payday Loans Legal In Laguna Hills, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Laguna Hills, CA payday loan calculator

Payday Loans in Laguna Hills, California

Payday loans in California are considered a form of short-term financing that can be used to cover an emergency expense or other short-term financial need. While payday loans are legal in California, it’s important to understand the rules and regulations that govern these loans before you take on one. This article will walk you through an overview of payday loans in Laguna Hills, California, including the types of payday loans available, how to qualify for a loan, and how to use them responsibly.

What Are Payday Loans?

Payday loans are short-term loan products that offer borrowers a fast and easy way to access money when they need it most. These loans are typically secured with a post-dated check and are typically due on the borrower’s next payday. California has specific laws in place to regulate the terms, costs, and duration of payday loans.

Types of Payday Loans in Laguna Hills, California

In Laguna Hills, California, there are two types of payday loans available: single payment loans and installment loans. Single payment loans are the traditional type of payday loan and require the borrower to repay the full amount due in a lump sum or a single payment. Installment loans, on the other hand, allow borrowers to repay the loan balance over multiple payments.

How to Qualify for a Payday Loan in Laguna Hills, California

In order to qualify for a payday loan in Laguna Hills, California, you must meet certain qualifications. Generally, lenders require that you have a steady source of income and a valid checking or savings account. You must also be at least 18 years old and reside in California. Depending on the lender, additional qualifications may apply.

How to Use Payday Loans Responsibly in Laguna Hills, California

Using payday loans responsibly is essential when relying on these products as a form of financing. Before taking out a loan, it’s important to understand all of the terms and conditions associated with the loan, as well as any associated fees or interest rates. Be sure to only borrow what you can realistically afford to repay and only use payday loans in a situation where you truly require the funds.

What to Consider Before Applying for a Payday Loan in Laguna Hills, California

Before applying for a payday loan in Laguna Hills, California, it’s important to consider all of your options. Ask yourself if you’ve exhausted all other avenues before taking out a payday loan. Additionally, consider the cost of the loan and make sure you understand the repayment terms, including any fees or interest that may apply.

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If you’re in need of a payday loan, TheGuaranteedLoans can help. We can connect you with reputable lenders who offer payday loans in Laguna Hills, California. Fill out an online application and we’ll connect you with a lender in minutes.

Frequently Asked Questions

What is a payday loan?

A payday loan is a short-term loan product that allows borrowers to access money when they need it most. These loans are typically secured with a post-dated check and are typically due on the borrower’s next payday.

Are payday loans legal in California?

Yes, payday loans are legal in California. However, it’s important to understand the rules and regulations that govern these loans before you take one on.

What do I need to qualify for a payday loan?

Generally, lenders require that you have a steady source of income and a valid checking or savings account. You must also be at least 18 years old and reside in California. Depending on the lender, additional qualifications may apply.

Are payday loans expensive?

Payday loans can be expensive. Before taking out a loan, it’s important to understand all of the terms and conditions associated with the loan, as well as any associated fees or interest rates. Be sure to only borrow what you can realistically afford to repay and only use payday loans in a situation where you truly require the funds.

More F.A.Q.

Can I file for bankruptcy to discharge a payday loan in Laguna Hills, California?

Yes, you can file for bankruptcy to discharge a payday loan in Laguna Hills, California. However, this may have negative consequences on your credit score and ability to borrow in the future.

Are there any limits on the number of payday loans I can take out in a year in Laguna Hills, California?

No, there are no limits on the number of payday loans you can take out in a year in Laguna Hills, California. However, state law does require a cooling-off period of one business day between loans.

How Many Cash Advance Companies are in Laguna Hills, CA?

With the help of our service, you will be able to find 8 cash advance companies in Laguna Hills, CA

What Cash Advance Companies in Laguna Hills, CA are the most popular?

You should check AS IS Lending, American Pacific Mortgage - Laguna Hills, and California Bank & Trust. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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