Payday Loans in El Dorado Hills, California

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Payday Loan Companies in El Dorado Hills, CA

Company nameAddressZip codePhone number
Bank of America Financial Center 3901 Park Dr Bldg A 95762 +1 (916) 933 - 7900
Chase Bank 2215 Francisco Dr Ste 110 95762 +1 (916) 939 - 2071
Davis & Amaral Mortgage Inc 1200 Suncast Ln Ste 3 95762 +1 (916) 933 - 9343
El Dorado Savings Bank 3963 Park Dr 95762 +1 (916) 933 - 3002
Evergreen Home Loans El Dorado Hills NMLS 1791055 4359 Town Center Blvd Ste. 112 95762 +1 (916) 850 - 2507
Fairway Independent Mortgage Corporation 4357 Town Center Blvd Suite 220, Suite 220 95762 +1 (707) 592 - 9680
Mechanics Bank - El Dorado Hills Branch 4354 Town Center Blvd 110 95762 +1 (916) 939 - 2085
Premier Business Lending 5170 Golden Foothill Pkwy 95762 +1 (916) 400 - 9001
Tom Pifer 3880 El Dorado Hills Blvd 100 95762 +1 (916) 300 - 0769
Umpqua Bank 3880 El Dorado Hills Blvd #100 95762 +1 (916) 939 - 3017
Western Heritage Financial 4949 Windplay Dr #125 95762 +1 (800) 656 - 2693

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in El Dorado Hills, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in El Monte, CA, Short-term Loans in Elk Grove, CA, Payday Loan Without a Credit Check in Encinitas, CA, Short-term Loans in Escondido, CA, Payday Loans in Fair Oaks, CA, Emergency Loan in Fairfield, CA, 24-Hour Loan in Fallbrook, CA and Emergency Loan in Folsom, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in El Dorado Hills, CA.

Beautiful sights of El Dorado Hills, CA

Payday Loans Available in El Dorado Hills, CA By The Following ZIP Codes:

95762

Are Payday Loans Legal In El Dorado Hills, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

El Dorado Hills, CA payday loan calculator

What are Payday Loans in El Dorado Hills, California?

Payday loans are short-term loans designed to help people in El Dorado Hills, California who have an immediate need for cash. Typically, payday loans offer quick access to funds, allowing borrowers to access the money they need fast. The loans are usually intended for use until the borrower’s next paycheck, but they can also be used for other expenses or emergencies.

In California, payday loans are legal and regulated by the state. The maximum loan amount is $300, with a loan term of 31 days or less. The maximum fee that can be charged is 15% of the loan amount, with a cap of $45.

Who can Apply for Payday Loans?

In El Dorado Hills, payday loans are available to anyone who is a legal resident of California, is at least 18 years old, and has a source of income. Typically, payday loan lenders do not require a credit check, so borrowers with poor credit can usually still qualify for a loan.

Are Payday Loans Expensive?

Payday loans can be expensive if not properly evaluated and used. Typically, payday loans have a high interest rate and short repayment period, which can make them difficult to pay off. It’s important to read over the loan terms carefully and make sure you can comfortably pay back the loan on time.

How can I apply for a Payday Loan in El Dorado Hills?

Applying for a payday loan in El Dorado Hills is easy. You can find payday loan lenders online or in local financial stores. When you apply, you will need to provide some information, such as your name, address, phone number, and bank account information. You will also need to provide proof of income and agree to the loan terms.

The loan process usually only takes a few minutes and you can get your funds the same day.

Frequently asked questions

What is the maximum amount I can borrow?

The maximum amount you can borrow for a payday loan in El Dorado Hills, California is $300.

How long do I have to repay the loan?

The loan term for payday loans in El Dorado Hills, California is 31 days or less.

What fees are associated with payday loans?

The maximum fee that can be charged on a payday loan in El Dorado Hills, California is 15% of the loan amount, with a cap of $45.

Apply Now

At TheGuaranteedLoans, we understand that sometimes it is hard to make ends meet. That’s why we are here to help. We offer up to $1000 in payday loans, with a fast and easy online application process. All you need to do is fill out the application and we will connect you with lenders who can offer you the funds you need.

Remember, TheGuaranteedLoans is not a lender, but can help connect you with lenders. We are here to give you the financial assistance that you need, whenever you need it. Apply now and let us help you get the loan you need.

More F.A.Q.

Is there a limit to the number of payday loans I can have in El Dorado Hills, California at one time?

Yes, there is a limit to the number of payday loans you can have in El Dorado Hills, California at one time. Under California state law, an individual is only allowed to have one outstanding payday loan at a time. If you currently have a payday loan and want to take out another one, you must first repay the original loan before you can take out a new one.

Are there any alternatives to payday loans in El Dorado Hills, California?

Yes, there are several alternatives to payday loans in El Dorado Hills, California that you may want to consider before taking out a payday loan. These include borrowing money from friends or family, applying for a small personal loan from a bank or credit union, or using a credit card to cover the cost of your emergency expenses.

How Many Cash Advance Companies are in El Dorado Hills, CA?

With the help of our service, you will be able to find 11 cash advance companies in El Dorado Hills, CA

What Cash Advance Companies in El Dorado Hills, CA are the most popular?

You should check Bank of America Financial Center, Chase Bank, and Davis & Amaral Mortgage Inc. Also, you can start your application online on our website.

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