Payday Loans in Thousand Oaks, California

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Payday Loan Companies in Thousand Oaks, CA

Company nameAddressZip codePhone number
Bank of America Financial Center 1440 N Moorpark Rd 91360 +1 (805) 379 - 5003
Bank of America Financial Center 2012 E Avenida De Los Arboles 91362 +1 (805) 493 - 5573
Bank of America Financial Center 152 W Hillcrest Dr 91360 +1 (805) 495 - 7044
CashStand/ Cash Express 1050 E Avenida De Los Arboles 91360 +1 (800) 944 - 9820
Chase Bank 2072 E Avenida De Los Arboles 91362 +1 (805) 492 - 7289
Chase Bank 148 W Hillcrest Dr 91360 +1 (805) 497 - 7559
CoastHills Credit Union 125 N Moorpark Rd 91360 +1 (805) 733 - 7600
Comerica Bank 2915 Townsgate Rd 91361 +1 (805) 381 - 4500
CONEJO CHECK CASHING 707 Thousand Oaks Blvd 7 91360 +1 (805) 379 - 9149
Erik Lundring - Thrivent 3255 Old Conejo Rd 201 91320 +1 (805) 375 - 3221
Lookout Loans 3285 Old Conejo Rd 91320 +1 (877) 566 - 5688
Los Robles Bank 33 W Thousand Oaks Blvd 91360 +1 (805) 373 - 6763
PennyMac Loan Services 112 Lakeview Canyon Rd Suite 130 91362 +1 (866) 549 - 3583
Title Loans Express 100 Thousand Oaks Blvd #101 91360 +1 (805) 749 - 0319
Union Bank 33 W Thousand Oaks Blvd 91360 +1 (805) 373 - 6019
Ventura County Credit Union - Thousand Oaks 18 W Thousand Oaks Blvd 91360 +1 (805) 477 - 4000
West Gem's Loan & Pawn Brokers 2539 Thousand Oaks Blvd 91362 +1 (805) 497 - 6167

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Thousand Oaks, CA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Torrance, CA, Payday Loan Companies in Tracy, CA, Payday Loans in Tulare, CA, Payday Loan Without a Credit Check in Turlock, CA, Bad Credit Loans in Tustin, CA, Payday Loans in Union City, CA, Payday Loans in Upland, CA and Guaranteed Loans in Vacaville, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Thousand Oaks, CA.

Beautiful sights of Thousand Oaks, CA

Payday Loans Available in Thousand Oaks, CA By The Following ZIP Codes:

91360, 91358, 91362

Are Payday Loans Legal In Thousand Oaks, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Thousand Oaks, CA payday loan calculator

What Are Payday Loans?

Payday loans are a type of short-term loan designed to provide you with quick access to cash. These loans are typically issued for amounts ranging from $50 to $1,000 and are to be repaid in full within a short period of time, usually within two weeks. Payday loans are a convenient and fast way to access cash in times of financial need, but it is important to make sure you are aware of the associated risks, including high interest rates, fees, and potential long-term financial issues.

Are Payday Loans Legal in Thousand Oaks, California?

Yes, payday loans are legal in Thousand Oaks, California. Although California law imposes certain limits on how much a borrower can take out in terms of payday loans, the state allows lenders to provide payday loans to potential customers. This means that borrowers in Thousand Oaks, California can access payday loans when they need them.

How Do I Get a Payday Loan in Thousand Oaks, California?

Getting a payday loan in Thousand Oaks, California is relatively straightforward. To apply for a payday loan, you will need to fill out an online application form and provide the necessary documentation such as a driver’s license, proof of income, and bank account information. Once you have submitted your application, the lender will then review your information and determine whether or not you are eligible for a loan.

What Are the Interest Rates and Fees Associated With Payday Loans in Thousand Oaks, California?

The interest rates and fees associated with payday loans in Thousand Oaks, California vary from lender to lender. Generally speaking, payday loans come with higher interest rates than traditional loans, as well as additional fees such as application fees and processing fees. It is important to compare the interest rates and fees between different lenders before deciding on which lender to go with.

Are there any Alternatives to Payday Loans in Thousand Oaks, California?

Yes, there are a few alternatives to payday loans in Thousand Oaks, California. These include credit unions, personal loans from banks, and online installment loans. Credit unions in Thousand Oaks, California offer payday alternative loans which may be a better option than a payday loan. Personal loans from banks typically come with lower interest rates than payday loans, but they may also be more difficult to qualify for. Online installment loans are similar to payday loans but are typically longer-term and may come with more affordable interest rates.

Apply Now

If you are in need of a payday loan in Thousand Oaks, California, the best thing to do is to apply online through TheGuaranteedLoans. We are not a lender, but we can connect you with lenders in your area who may be able to provide you with the financial help you need.

Frequently Asked Questions (FAQ)

Q: Is it easy to get a payday loan in Thousand Oaks, California?

A: Yes, payday loans are relatively easy to obtain. The application process is simple and you may be able to find a lender who is willing to offer you a loan in just a few days.

Q: What are the interest rates and fees associated with payday loans in Thousand Oaks, California?

A: The interest rates and fees associated with payday loans in Thousand Oaks, California vary from lender to lender. Generally, payday loans come with higher interest rates than traditional loans, as well as additional fees such as application fees and processing fees.

Q: Are there any alternatives to payday loans in Thousand Oaks, California?

A: Yes, there are some alternatives to payday loans in Thousand Oaks, California. These include credit unions, personal loans from banks, and online installment loans. Credit unions in Thousand Oaks, California offer payday alternative loans which may be a better option than a payday loan. Personal loans from banks typically come with lower interest rates than payday loans, but they may also be more difficult to qualify for. Online installment loans are similar to payday loans but are typically longer-term and may come with more affordable interest rates.

More F.A.Q.

What fees and interest rates can payday lenders charge in Thousand Oaks, California?

Payday lenders in Thousand Oaks, California are limited to charging a maximum fee of $17.65 per $100 borrowed. This fee is equivalent to an annual percentage rate (APR) of approximately 460%.

How long do I have to repay a payday loan in Thousand Oaks, California?

Payday loans in Thousand Oaks, California are typically due on the borrower's next payday, which is typically within two to four weeks of the loan being issued.

How Many Cash Advance Companies are in Thousand Oaks, CA?

With the help of our service, you will be able to find 17 cash advance companies in Thousand Oaks, CA

What Cash Advance Companies in Thousand Oaks, CA are the most popular?

You should check Bank of America Financial Center, Chase Bank, and CONEJO CHECK CASHING. Also, you can start your application online on our website.

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