Payday Loans in Alameda, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Alameda, CA

Company nameAddressZip codePhone number
California Check Cashing Stores 1602 Webster St 94501 +1 (510) 865 - 8844
Cash 1 650 Central Ave 94501 +1 (510) 337 - 3940
Check `n Go 811 Marina Village Pkwy 94501 +1 (510) 769 - 6700
Check Into Cash 2210-F S Shore Center 94501 +1 (510) 263 - 0267
One Hour Car Title Loans Alameda 1070 Marina Village Pkwy 94501 +1 (510) 671 - 1055
Peter Holmes - Welcome Home Funding Loan Officer NMLS 250031 885 Island Dr STE 205 94502 +1 (833) 596 - 7439
Provident Credit Union Alameda Community Branch 2250 S Shore Center unit c 94501 +1 (650) 508 - 0300
Trident Funding Corporation 1150 Ballena Blvd #110 94501 +1 (510) 749 - 0050

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alameda, CA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Alhambra, CA, Payday Loans in Aliso Viejo, CA, Payday Loans in Altadena, CA, Payday Loans in Anaheim, CA, Payday Loan Companies in Antelope, CA, Short-term Loans in Antioch, CA, Payday Loans in Apple Valley, CA and Payday Loans in Arcadia, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alameda, CA.

Beautiful sights of Alameda, CA

Payday Loans Available in Alameda, CA By The Following ZIP Codes:

94501, 94502

Are Payday Loans Legal In Alameda, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Alameda, CA payday loan calculator

Payday Loans in Alameda, California

Residents of Alameda, California have a wide range of loan options available to them, including payday loans. It is important for anyone considering taking out a loan to understand the ins and outs of payday loans, as well as their legal status in California.

What Are Payday Loans?

Payday loans are short-term loans that are used to help borrowers cover unexpected expenses or cover expenses until their next paycheck arrives. These loans come with high interest rates and can be difficult to pay off if not taken out with great caution.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California. However, the state has several laws in place to protect consumers from predatory lenders. The California Department of Business Oversight regulates payday lenders to ensure that all loans conform to the state’s regulations.

What Are the Regulations in California?

In California, payday loans can be up to $300. The loan term is limited to 31 days, and the annual percentage rate (APR) on the loan is limited to 460%. Borrowers also cannot take out more than one payday loan at a time, and lenders are restricted from rolling over loans.

Are All Payday Lenders the Same?

No. It is important to shop around and compare terms and conditions when taking out a loan to ensure the best possible deal. Payday loans can be a risky loan option, and it is important to make sure you are working with a reputable lender, especially if you live in a state that does not regulate payday lenders.

What Should I Look for in a Payday Loan Lender?

When shopping for a payday loan lender, it is important to look for a lender that is upfront about its fees and charges, is licensed in the state of California, and is transparent about its terms and conditions. It is also important to ensure that the lender is willing to work with you to create a payment plan that works for your budget.

How Do I Apply for a Payday Loan?

Most payday loan lenders will require you to provide proof of income, a valid ID, and a bank account. You will also need to fill out an application, which can be done online or in person. Once your application is approved, the funds will be deposited into your bank account.

What If I Can’t Pay Back the Loan?

If you are unable to pay back the loan, you should contact the lender and explain your situation. The lender may be willing to work with you and come up with a plan to pay back the loan, or the lender may be willing to extend the loan for an additional fee.

Apply Now

If you are considering taking out a payday loan in Alameda, California, TheGuaranteedLoans can help connect you with lenders who offer payday loans in your area. We are not a lender, but we can provide you with the resources and information you need to find the right loan for your needs.

Frequently Asked Questions (F.A.Q.)

  • What is a payday loan? A payday loan is a short-term loan used to help a borrower cover unexpected expenses or cover expenses until their next paycheck arrives. These loans come with high interest rates and can be difficult to pay off if not taken out with caution.
  • Are payday loans legal in California? Yes, payday loans are legal in California. The state has certain laws in place to protect consumers from predatory lenders.
  • What are the regulations for payday loans in California? In California, payday loans can be up to $300 with a loan term of up to 31 days. The APR on the loan is limited to 460%. There are also restrictions on the number of loans that can be taken out and rolled over.
  • What should I look for in a payday loan lender? It is important to look for a lender that is licensed in the state of California, is upfront about its fees and charges, and is transparent about its terms and conditions. It is also important to ensure that the lender is willing to work with you to create a payment plan that works for your budget.
  • What if I can’t pay back the loan? If you are unable to pay back the loan, you should contact the lender and explain your situation. The lender may be willing to work with you and come up with a plan to pay back the loan, or the lender may be willing to extend the loan for an additional fee.

Taking out a payday loan can be a risky decision, and it is important to understand the laws and regulations in your state, as well as the lender’s policy before signing a loan agreement. If you are considering taking out a payday loan in Alameda, California, TheGuaranteedLoans can help with connecting you to a reputable lender.

More F.A.Q.

Can I be charged extra fees for rolling over or renewing a payday loan in Alameda, California?

No, you cannot be charged extra fees for rolling over or renewing a payday loan in Alameda, California. Under the California Deferred Deposit Transaction Law, lenders are prohibited from rolling over or renewing payday loans, and borrowers are entitled to a 60-day cooling-off period between loans.

Can a payday lender in Alameda, California access my bank account or credit card without my permission?

No, a payday lender in Alameda, California cannot access your bank account or credit card without your permission. In order to obtain a payday loan in Alameda, California, you must provide the lender with a postdated check or authorize automatic debit from your bank account to repay the loan. The lender cannot withdraw funds from your account without your authorization.

How Many Cash Advance Companies are in Alameda, CA?

With the help of our service, you will be able to find 8 cash advance companies in Alameda, CA

What Cash Advance Companies in Alameda, CA are the most popular?

You should check California Check Cashing Stores, Cash 1, and Check Into Cash. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Adelanto Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa