Payday Loans in Richvale, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Richvale, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Oak Valley Community Bank 20 Plaza Cir, Patterson, CA 95363 +1 (209) 892 - 5757
Merchant Cash Masters 19350 Business Center Drive 100, Northridge, CA 91324 +1 (888) 507 - 2958
Payday Advance 3528 State St, Santa Barbara, CA 93105 +1 (805) 682 - 8419
Moo Loans, Car Title Loans North Hollywood 6631 Lankershim Blvd, North Hollywood, CA 91606 +1 (800) 445 - 9148
Redwood Credit Union 1129 S Cloverdale Blvd Suite A, Cloverdale, CA 95425 +1 (800) 479 - 7928
ACE Cash Express 2694 E Vineyard Ave, Oxnard, CA 93036 +1 (805) 981 - 3548
Cheap Money Check Cashing 4123 West Ln, Stockton, CA 95204 +1 (209) 594 - 0733
Community West Bank-Administrative Office 445 Pine Ave, Goleta, CA 93117 +1 (805) 692 - 5821
Commercial Capital Financial 8403 Waterfield Dr, Bakersfield, CA 93312 +1 (661) 214 - 5250
Western Capital Funding 26025 Mureau Rd #220, Calabasas, CA 91302 +1 (866) 404 - 1818

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Richvale, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Antioch, CA, Emergency Loan in Apple Valley, CA, Payday Loans in Arcadia, CA, Payday Loans in Azusa, CA, Quick Loan in Bakersfield, CA, Payday Loans in Baldwin Park, CA, Short-term Loans in Banning, CA and Bad Credit Loans in Beaumont, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Richvale, CA.

Beautiful sights of Richvale, CA

Payday Loans Available in Richvale, CA By The Following ZIP Codes:

95974

Are Payday Loans Legal In Richvale, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Richvale, CA payday loan calculator

Payday Loans in Richvale, California: What You Need to Know

If you’re facing a financial emergency in Richvale, California, you may be considering a payday loan. These short-term loans can be a helpful way to cover unexpected expenses, but it’s important to understand the ins and outs of payday lending before you take the plunge.

Here’s what you need to know about payday loans in Richvale, California.

How do payday loans work?

Payday loans are short-term loans that are typically due on your next payday. In Richvale, California, payday lenders can loan up to $300 and charge a maximum fee of 15% of the loan amount. So if you borrow $100, the maximum fee you can be charged is $15.

When you take out a payday loan, you’ll write a post-dated check for the loan amount plus the fee. The lender will cash the check on your next payday unless you make arrangements to pay off the loan before then.

Are payday loans legal in California?

Yes, payday loans are legal in California. However, the state has enacted strict regulations to protect borrowers from predatory lending practices. For example, payday lenders cannot charge more than 15% of the loan amount as a fee, and they must give borrowers the option to repay the loan in installments.

What are the risks of payday loans?

Payday loans can be costly and can lead to a cycle of debt if you’re not careful. Because the fees are so high, it can be difficult to repay the loan in full by your next payday, which can lead to rolling over the loan and incurring even more fees.

Additionally, payday lenders don’t typically report to the credit bureaus, so taking out a payday loan won’t help you build credit. If you’re looking to establish or improve your credit score, there may be better options available to you.

How can I get a payday loan in Richvale?

To get a payday loan in Richvale, you’ll need to meet the following requirements:

  • You must be at least 18 years old
  • You must have a steady source of income
  • You must have a valid ID
  • You must have an active checking account

If you meet these requirements, you can apply for a payday loan either online or in-person at a payday lending storefront. The application process typically takes just a few minutes, and you’ll receive a decision on your loan within a matter of hours.

Interesting Facts and Statistics about Payday Loans in Richvale, California

  • The average payday loan amount in California is $250, with a maximum loan amount of $300.
  • In California, payday lenders are required to give borrowers a 24-hour cooling-off period after they take out a loan, during which time the borrower can cancel the loan without penalty.
  • In 2019, the California legislature passed a bill that would have capped the interest rate on payday loans at 36%, but the bill was ultimately withdrawn due to industry pressure.

Apply Now

Ready to apply for a payday loan in Richvale? Fill out our online application to get started. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We’ll help facilitate your connection with potential lenders so you can find the right loan for your needs.

Please borrow responsibly and only borrow what you can afford to repay.

F.A.Q.

How much can I borrow with a payday loan in Richvale, California?

in Richvale, California, the maximum amount that can be borrowed with a payday loan is $300.

How much does a payday loan cost in Richvale, California?

The cost of a payday loan in Richvale, California varies depending on the lender and the amount borrowed. However, payday loans in Richvale, California are subject to a maximum interest rate of 15% and a maximum finance charge of $45 per $100 borrowed.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa