Payday Loans in Ahwahnee, California

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No payday loan companies in Ahwahnee, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
West Valley Financial 1543 E Palmdale Blvd, Palmdale, CA 93550 +1 (661) 947 - 6430
First Republic Bank 10297 S De Anza Blvd, Cupertino, CA 95014 +1 (408) 973 - 8881
Walmart Money Center 250 Wildcat Dr, Brawley, CA 92227 +1 (760) 351 - 0186
Associated Home Loans 4835 Soquel Dr, Soquel, CA 95073 +1 (831) 479 - 7777
Mercer 687 Shatto Pl 101, Los Angeles, CA 90005 +1 (323) 329 - 5402
Commerce Home Mortgage 3130 Crow Canyon Pl Ste. 300, San Ramon, CA 94583 +1 (800) 995 - 2595
Cash in a Snap 6789 Quail Hill Pkwy #845, Irvine, CA 92603 +1 (949) 800 - 5186
California Check Cashing Stores 12801 Crenshaw Blvd, Hawthorne, CA 90250 +1 (310) 263 - 7676
Advance Cash 2125 Winterhaven Dr., Winterhaven, CA 92283 +1 (760) 572 - 4000
Champion Financial Services 73954 CA-111, Palm Desert, CA 92260 +1 (760) 321 - 4000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ahwahnee, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ceres, CA, Emergency Loan in Cerritos, CA, Same Day Loans in Chico, CA, Payday Loans in Chino, CA, Payday Loans in Chino Hills, CA, Bad Credit Loans in Chula Vista, CA, Payday Loan Companies in Citrus Heights, CA and Online Loans in Claremont, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ahwahnee, CA.

Payday Loans Available in Ahwahnee, CA By The Following ZIP Codes:

93601

Are Payday Loans Legal In Ahwahnee, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Ahwahnee, CA payday loan calculator

Payday Loans in Ahwahnee, California: A Comprehensive Guide

Are you facing a financial emergency in Ahwahnee, California and need cash ASAP? Payday loans are a viable solution when you need urgent funds. While these short-term loans often come with high interest rates and fees, they can be a helpful financial tool when used responsibly. Read on to discover everything you need to know about payday loans in Ahwahnee, California.

What is a Payday Loan?

A payday loan is a short-term loan that typically must be paid back with your next paycheck. These loans are intended to provide borrowers with a sudden influx of cash for unexpected expenses, such as a medical bill or car repair. To obtain a payday loan, you need to provide the lender with proof of income, government-issued identification, and a personal check or bank account information.

Payday Loans in Ahwahnee, California: Legal Framework

Payday loans are legal in California, but the state has strict regulations in place to protect consumers from predatory lending practices. California law imposes a maximum borrowing limit of $300 and a maximum interest rate of 15% on every $100 borrowed. Additionally, lenders are not allowed to charge more than $15 in fees for every $100 loaned. Borrowers can take out a payday loan for a maximum of 31 days and are only allowed to have one outstanding loan at a time.

Applying for a Payday Loan in Ahwahnee, California

Applying for a payday loan in Ahwahnee, California is a straightforward process. You can apply online or in-person at a local lender. To be eligible for a payday loan, you must have a steady source of income, a valid government ID, and an active checking account. The application process usually takes less than 30 minutes, and lenders will typically deposit the funds into your account on the same day or the next business day.

Alternatives to Payday Loans in Ahwahnee, California

Payday loans can be expensive and may not be the best solution for everyone. If you are looking to borrow money, consider these alternatives:

  • Credit Unions: Credit Unions offer small-dollar loans at lower interest rates than payday loans.
  • Personal Installment Loans: These loans are available from banks, credit unions, or online lenders. They have lower interest rates than payday loans and can be paid back in fixed installments over time.
  • Cash Advances on Credit Cards: If you have a credit card, you can access cash by taking out a cash advance. This option is usually less expensive than a payday loan but can still come with high fees and interest rates.
  • Requesting assistance: If you are experiencing financial difficulties and need assistance, consider reaching out to local non-profit organizations, religious institutions, or community programs that may offer aid.

Interesting Facts and Statistics about Payday Loans in Ahwahnee, California

  • 56% of Californians believe payday loans should be illegal, according to a 2018 survey by the California Reinvestment Coalition.
  • The number of payday lenders in California has declined by 24% from 2011 to 2018, according to a report by the California Department of Business Oversight.
  • The average payday loan in California is for $250, and the average borrower takes out 10 loans per year, according to the California Department of Business Oversight.

Apply Now for a Payday Loan in Ahwahnee, California

Are you in need of a payday loan in Ahwahnee, California? You can apply now on TheGuaranteedLoans website – a reliable connector service for payday loans in California. We will help connect you with potential lenders who can provide you with the cash you need in a timely and responsible manner. Remember, we are not a direct lender and will only connect you with lenders who meet our strict lending criteria. Fill out our online application form now and get the funds you need as soon as possible.

F.A.Q.

Can a payday lender require me to provide collateral in order to take out a loan in Ahwahnee, California?

No, a payday lender cannot require you to provide collateral in order to take out a loan in Ahwahnee, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Can a payday lender require me to take out credit insurance in order to take out a loan in Ahwahnee, California?

No, a payday lender cannot require you to take out credit insurance in order to take out a loan in Ahwahnee, California. This type of insurance is optional and the decision to purchase it is up to the borrower.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa