Payday Loans in Biola, California

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No payday loan companies in Biola, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 7900 El Cajon Blvd Ste H, La Mesa, CA 91942 +1 (619) 337 - 2858
Bank of Stockton Brentwood 6590 Lone Tree Way, Brentwood, CA 94513 +1 (925) 420 - 3400
United Security Bank 145 E Durian Ave, Coalinga, CA 93210 +1 (559) 935 - 0862
Mundo Check Cashing 1 2186 N Fair Oaks Ave, Altadena, CA 91001 +1 (626) 797 - 9077
316 Lending 1936 Camden Ave, San Jose, CA 95124 +1 (408) 369 - 0316
Eden Jewelry & Loan Co. 22620 Mission Blvd, Hayward, CA 94541 +1 (510) 886 - 9474
Mechanics Bank - Coachella Branch 1491 South, 6th St, Coachella, CA 92236 +1 (760) 398 - 5000
Advance America 1600 Howard Rd, Madera, CA 93637 +1 (559) 673 - 6658
Logix - Stevenson Ranch Branch 25945 The Old Rd, Stevenson Ranch, CA 91381 +1 (800) 328 - 5328
Skyline Home Loans 27001 Agoura Rd 350, Agoura Hills, CA 91301 +1 (877) 995 - 1700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Biola, CA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Santee, CA, No Credit Check Loans in Saratoga, CA, Payday Loans in Seaside, CA, Online Loans in Simi Valley, CA, Guaranteed Loans in South Gate, CA, Payday Loans in South San Francisco, CA, Payday Loans in Stanton, CA and Payday Loans in Stockton, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Biola, CA.

Payday Loans Available in Biola, CA By The Following ZIP Codes:

93606

Are Payday Loans Legal In Biola, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Biola, CA payday loan calculator

Payday Loans in Biola, California: The Essentials

Are you in need of cash quickly? Do you live in Biola, California? If the answer to both of those questions is yes, then you might be considering a payday loan. These short-term loans provide you with the money you need to cover unexpected expenses and other emergency financial situations.

While payday loans are legal in California, it’s crucial to understand what you’re getting into before signing on the dotted line. Here’s what you need to know about payday loans in Biola, California.

What are Payday Loans?

Payday loans are a type of short-term loan, typically issued for a period of two weeks to a month. They are often taken out to cover unexpected expenses, such as car repairs or medical bills.

To qualify for a payday loan, you must have a steady income and a valid checking account. You will also need to provide proof of income and identification to the lender.

How do Payday Loans Work?

When you apply for a payday loan, you’ll typically be asked to post-date a check for the loan amount plus fees. The lender will then give you the cash you need, and they will cash the check on the due date.

Payday loans typically come with high fees and APRs, making them an expensive type of loan. As such, they should only be used as a last resort when all other options have been exhausted.

What are the Pros and Cons of Payday Loans?

Like any financial product, payday loans come with both advantages and disadvantages. Here are some of the pros and cons of payday loans:

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Can be useful in an emergency

Cons:

  • High fees and APRs
  • Can lead to a cycle of debt
  • Can damage your credit score if not repaid on time
  • May encourage financial irresponsibility

Are Payday Loans Legal in Biola, California?

Yes, payday loans are legal in Biola, California. The state of California regulates payday loans, and lenders must abide by certain rules and regulations.

For example, in California, the maximum loan amount for a payday loan is $300. Additionally, fees cannot exceed 15% of the face value of the check. Lenders are also prohibited from rolling over loans or issuing more than one loan to a borrower at a time.

How to Apply for a Payday Loan in Biola, California

If you decide to apply for a payday loan in Biola, California, you can do so online or in-person at a local lender’s office. To apply, you will need to provide your name, address, Social Security number, and employment information.

Once you’ve applied, the lender will review your application and determine whether to approve your loan. If approved, you will typically receive the funds within one business day.

Interesting Facts or Statistic about Payday Loans in Biola California

  • According to the California Department of Business Oversight, the average APR for a payday loan in California is 372%
  • As of 2021, there were over 1,400 licensed payday lenders operating in California.
  • In 2019, Californians took out over 10 million payday loans, totaling over $3 billion in loan volume.
  • Payday loans can trap borrowers in a cycle of debt. According to a study by the Consumer Financial Protection Bureau, 80% of payday loans are rolled over or followed by another loan within 14 days.

Apply Now

Ready to apply for a payday loan in Biola, California? TheGuaranteedLoans can help connect you with potential lenders in your area. Fill out our online application to get started, and remember that we are a connector service, not a direct lender.

Getting a payday loan can be a quick and easy solution to a financial emergency, but it’s important to remember that these loans come with high fees and APRs.

If you do decide to take out a payday loan, be sure to read the terms and conditions carefully and only borrow what you can afford to repay. With the right approach, a payday loan can help you get back on your feet and stay on track financially.

F.A.Q.

Are there any alternatives to payday loans in Biola, California?

in Biola, California, borrowers may be able to explore alternative lending options, such as credit unions, community banks, or small business loans. It is important for borrowers to carefully research and compare different options before making a decision.

Do I need to have good credit to get a payday loan in Biola, California?

No, payday loans in Biola, California do not require good credit. Lenders may still perform a credit check, but bad credit is not necessarily a disqualifying factor.

Look for Short-Term Loans in Other Cities:

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