Payday Loans in Campo, California

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No payday loan companies in Campo, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cathay Bank 809 S Atlantic Blvd 101, Monterey Park, CA 91754 +1 (626) 293 - 5100
Moneytree 2702 El Cajon Blvd, San Diego, CA 92104 +1 (619) 563 - 6669
Check Into Cash 2983 W Florida Ave, Hemet, CA 92545 +1 (951) 929 - 4142
Thrivent Financial 222 W Lockeford St, Lodi, CA 95240 +1 (209) 225 - 2462
Car Title Loans California 1035 Monterey St, San Luis Obispo, CA 93401 +1 (844) 209 - 5949
Advance Check Express 9473 Black Mountain Rd, San Diego, CA 92126 +1 (858) 527 - 1516
Bay Federal Credit Union 255 Mt Hermon Rd # C, Scotts Valley, CA 95066 +1 (831) 479 - 6000
Walmart Supercenter 235 E Dorset Dr, Dixon, CA 95620 +1 (707) 693 - 6505
CashMax 2160 El Camino Ave B, Sacramento, CA 95821 +1 (916) 649 - 1755
SESLOC Federal Credit Union 8380 El Camino Real, Atascadero, CA 93422 +1 (805) 543 - 1816

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Campo, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Delano, CA, 24-Hour Loan in Diamond Bar, CA, Payday Loans in Downey, CA, Payday Loans in Dublin, CA, Payday Loan Without a Credit Check in El Cajon, CA, Payday Loans in El Centro, CA, Payday Loans in El Dorado Hills, CA and Payday Loans in El Monte, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Campo, CA.

Beautiful sights of Campo, CA

Payday Loans Available in Campo, CA By The Following ZIP Codes:

91906

Are Payday Loans Legal In Campo, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Campo, CA payday loan calculator

Payday loans are a popular type of short-term loan that can be found throughout the United States, including Campo, California. These loans are designed to provide a fast and easy solution when you need money quickly, but they can also come with high fees and interest rates.

How Payday Loans Work

Payday loans are typically used for unexpected expenses, such as car repairs, medical bills, or emergency travel. They are also used by people who are experiencing a short-term cash flow issue and need to cover their bills until their next payday.

When you take out a payday loan, you typically provide a post-dated check or a pre-authorization for electronic withdrawal from your bank account. The lender will then give you the cash you need, and you’ll repay the loan on or before your next payday.

The loan will typically be due in two to four weeks and will be for an amount that is significantly less than your paycheck. In California, payday loans are regulated, and lenders are not permitted to lend customers more than $300 at a time. However, some lenders may offer installment loans that allow you to make payments over a longer period.

Payday Loan Fees

The fees and interest rates associated with payday loans can be quite high, and borrowers should carefully consider the true cost of these loans before taking one out. In California, lenders are allowed to charge $15 per $100 borrowed. This means that if you borrow $300, you would pay an additional $45 in fees. However, if you are unable to repay the loan on time, you could face additional fees and penalties, which can quickly add up.

The annual percentage rate (APR) for a payday loan in California can be as high as 460%, which is significantly higher than other types of loans. For this reason, it’s essential to only take out a payday loan if you are confident that you can repay it on time.

Benefits of Payday Loans

While payday loans can come with high fees and interest rates, they can also be a helpful resource for those who need money quickly and have no other options. Some benefits of payday loans include:

  • No credit check required – payday loans are available to people with all types of credit.
  • Fast approval process – many payday loan applications are approved within hours.
  • Flexible repayment options – some lenders offer installment loans that allow you to make payments over time.

Interesting Facts about Payday Loans in Campo, California

Did you know that:

  • The average payday loan borrower in California takes out 10 loans per year?
  • In 2019, California payday loan borrowers paid over $500 million in fees and interest?
  • California is home to more payday loan storefronts than McDonald’s, Starbucks, and 7-Eleven combined?

Apply Now

If you are in need of a payday loan in Campo, California, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we work with a network of trusted lenders who may be able to offer you a loan that fits your needs. Simply fill out our online application to get started, and we’ll work to match you with potential lenders who can help.

F.A.Q.

Can a payday lender require me to have a bank account in order to take out a loan in Campo, California?

Yes, a payday lender can require you to have a bank account in order to take out a loan in Campo, California. This is because most payday lenders require borrowers to provide a post-dated check or authorize an electronic withdrawal from their bank account in order to repay the loan.

Can a payday lender require me to provide collateral in order to take out a loan in Campo, California?

No, a payday lender cannot require you to provide collateral in order to take out a loan in Campo, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa