Payday Loans in Creston, California

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No payday loan companies in Creston, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Plus Local - Chino 12209 Central Ave, Chino, CA 91710 +1 (909) 590 - 7160
Advance America 1948 N Main St, Salinas, CA 93906 +1 (831) 442 - 3191
TNL Car Title Loans 1601 Esplanade, Chico, CA 95926 +1 (530) 924 - 0569
Mechanics Bank - Buellton Branch 61 W Hwy 246, Buellton, CA 93427 +1 (805) 688 - 5571
Hanmi Bank Loan Center 4 Centerpointe Dr Ste 250, La Palma, CA 90623 +1 (562) 202 - 7029
Check n Go 2951A Harbor St, Pittsburg, CA 94565 +1 (925) 432 - 7000
Payday Advance 14217 Bellflower Blvd, Bellflower, CA 90706 +1 (562) 867 - 1400
PremierOne Credit Union 6640 Va Del Oro, San Jose, CA 95119 +1 (855) 500 - 7128
Hifive Financial 1810 El Camino Real, Redwood City, CA 94063 +1 (650) 364 - 2274
Gatl Auto Financing Folsom Ca 1750 Prairie City Rd Suite 130 781-F, Folsom, CA 95630 +1 (916) 542 - 6719

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Creston, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fresno, CA, Quick Loan in Fullerton, CA, Payday Loan Without a Credit Check in Garden Grove, CA, Short-term Loans in Gardena, CA, Payday Loans in Gilroy, CA, No Credit Check Loans in Glendale, CA, Payday Loans in Glendora, CA and No Credit Check Loans in Goleta, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Creston, CA.

Beautiful sights of Creston, CA

Payday Loans Available in Creston, CA By The Following ZIP Codes:

93432

Are Payday Loans Legal In Creston, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Creston, CA payday loan calculator

Understanding Payday Loans in Creston, California

Payday loans are short-term loans designed to help individuals manage unexpected financial needs. These types of loans come with high-interest rates, and in most cases, are due to be repaid within two weeks or until the borrower’s next paycheck.

In Creston, California, payday loans are legal, and borrowers are allowed to borrow an amount not exceeding $300. However, this is a highly regulated industry, and lenders must adhere to strict rules and regulations set out by the California Department of Financial Protection and Innovation (DFPI).

How to Qualify for a Payday Loan in Creston, California

Qualifying for a payday loan in Creston, California, requires that you meet specific criteria. First, you must be at least 18 years old, have a reliable source of income, and possess a valid government-issued ID. You must also have an active bank account and provide your contact details.

The loan amount you can qualify for depends on your level of income, and lenders in California are required to verify this information before approving your application.

The Cost of Payday Loans in Creston, California

Payday loans in Creston, California, come with a higher interest rate compared to other forms of credit. Lenders in California can charge a maximum fee of 15% of the total loan amount. For example, if you borrow $300, the lender can charge you up to $45 in fees. This means you would need to pay back a total of $345.

It is also important to note that if you are unable to repay your loan within the agreed time, you may be charged additional fees. In California, lenders can charge a maximum of $15 for every $100 borrowed in deferred deposit transactions. This fee is in addition to the original loan amount and fees, making it essential to repay your loan on time to avoid incurring additional debts.

The Application Process

To apply for a payday loan in Creston, California, you can visit a local lender or apply online. The application process involves providing basic personal information, including your name, address, date of birth, and contact details. You will also need to provide proof of income, employment details, and your checking account information.

Once you submit your application, the lender will verify your information and determine your eligibility for a loan. If approved, you will receive the loan amount in your checking account within a few days.

Interesting Facts about Payday Loans in Creston, California

  • The average APR for a payday loan in California is 372%
  • 80% of payday loans in California are rolled over or renewed within two weeks
  • In 2018, California residents took out more than 12 million payday loans, totaling over $4 billion in loans.
  • Creston, California, has several licensed payday lending companies, including Advance America, Check into Cash, and CashMax.

Applying for a Payday Loan with TheGuaranteedLoans

If you are interested in applying for a payday loan in Creston, California, TheGuaranteedLoans can help. We are a connector service that connects borrowers with potential lenders. We provide a platform for borrowers to submit their loan applications, and our system matches them with potential lenders who can offer them a loan.

Our service is free, and we don’t charge any fees for using our platform. We are committed to helping our clients find the best loan options available to them and ensuring that they are informed throughout the process.

To apply for a payday loan today, visit our website and fill out our online application form. We’ll connect you with potential lenders in Creston, California, who can offer you a loan that suits your financial needs and goals.

Conclusion

Payday loans in Creston, California, can help you manage unforeseen financial needs. However, it is important to understand the associated costs and risks before applying for a loan. Always ensure you read and understand the terms and conditions of the loan before signing any agreement.

At TheGuaranteedLoans, we are committed to providing you with all the information you need to make an informed decision. We hope this article has been helpful in understanding payday loans in Creston, California, and if you need further assistance, don’t hesitate to contact us.

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F.A.Q.

Can a payday lender require me to have a bank account in order to take out a loan in Creston, California?

Yes, a payday lender can require you to have a bank account in order to take out a loan in Creston, California. This is because most payday lenders require borrowers to provide a post-dated check or authorize an electronic withdrawal from their bank account in order to repay the loan.

Can a payday lender require me to provide collateral in order to take out a loan in Creston, California?

No, a payday lender cannot require you to provide collateral in order to take out a loan in Creston, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

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