Payday Loans in Diablo, California

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No payday loan companies in Diablo, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Ted Miles Motors, Inc. 7380 El Camino Real 4629, Atascadero, CA 93422 +1 (805) 466 - 2411
Order Express 18615 Sonoma Hwy 12 Suite106, Sonoma, CA 95476 +1 (888) 666 - 1602
Fast Auto and Payday Loans 2440 S Mooney Blvd, Visalia, CA 93277 +1 (559) 733 - 3271
Advance America 158 Higuera St Ste. C, San Luis Obispo, CA 93401 +1 (805) 788 - 0824
Money Mart 11816 South Hawthorne, Hawthorne, CA 90250 +1 (310) 675 - 5377
P.V. Auto Finance Car Title Loans 2622 Artesia Blvd, Redondo Beach, CA 90278 +1 (310) 798 - 9333
Check 4 Cash 4149 Tweedy Blvd # A, South Gate, CA 90280 +1 (323) 569 - 8708
HAVANA CIGARS 9805 Prospect Ave, Santee, CA 92071 +1 (619) 631 - 9300
Fast Auto Loans, Inc. 1039 E Alisal St, Salinas, CA 93905 +1 (831) 540 - 1609
USA Properties Fund Inc 4500 Tynebourne St, Sacramento, CA 95834 +1 (916) 928 - 0672

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Diablo, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Pablo, CA, Payday Loan Companies in San Rafael, CA, Payday Loans in San Ramon, CA, 24-Hour Loan in Santa Ana, CA, Bad Credit Loans in Santa Barbara, CA, 24-Hour Loan in Santa Clara, CA, Payday Loans in Santa Clarita, CA and Payday Loans in Santa Cruz, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Diablo, CA.

Beautiful sights of Diablo, CA

Payday Loans Available in Diablo, CA By The Following ZIP Codes:

94528

Are Payday Loans Legal In Diablo, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Diablo, CA payday loan calculator

In California, payday loans are a common way for individuals to acquire extra cash for unexpected expenses or bills. However, many residents of Diablo find themselves hesitant to explore these loans due to legal concerns and the fear of falling into a “debt trap.”

It is important to note that payday loans are legal in California and can be a viable option for individuals under certain circumstances. In this article, we’ll break down what residents of Diablo should know about payday loans, how they work, and what to consider before taking one out.

What is a payday loan?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. In order to receive a payday loan, a borrower must show proof of income and typically provide a post-dated check or offer access to their bank account. The loan amount is usually a portion of the individual’s paycheck and is intended to cover unexpected expenses or bills that arise before the next payday.

How do payday loans work in California?

In California, payday loans are legal and are governed by the Deferred Deposit Transaction Law (2227 et seq.) Under these regulations, lenders are allowed to offer payday loans up to $300 for a maximum loan term of 31 days. The interest rate and fees for these loans are capped at 15% of the total amount borrowed.

It is important to note that some lenders may offer larger loan amounts and longer loan terms, but these loans fall under different regulations and should be carefully scrutinized before accepting any offers.

Additionally, under California law, individuals are only allowed to take out one payday loan at a time and must wait 24 hours after paying off a loan before they can take out another one.

What should Diablo residents consider before taking out a payday loan?

Before taking out a payday loan, individuals in Diablo should carefully consider the potential pros and cons. On the one hand, payday loans can provide immediate cash for unexpected expenses without the need for collateral or a credit check.

However, these loans come with high-interest rates and fees, making them a potentially expensive way to borrow money. Additionally, if an individual is unable to pay back the loan on time, they can fall into a debt trap, owing significantly more money than the original loan amount.

It is vital that anyone considering a payday loan fully understands the terms and conditions of the loan and has a reasonable plan for paying it back on time.

Applying for a payday loan through TheGuaranteedLoans

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. That’s why we offer a quick and simple online application process to connect individuals with potential lenders. Please note that while we are not a direct lender, we work with a network of trusted lenders to facilitate loan connections.

If you’re considering a payday loan, we encourage you to explore our website and fill out an online application today. We’ll work to connect you with a lender who can provide the funds you need for your unexpected expense.

Interesting Facts About Payday Loans in Diablo, California:

  • Payday loans are legal in all of California, and no additional regulations apply in Diablo specifically.
  • California has some of the strictest payday loan laws in the United States, including maximum loan amounts and interest rate caps.
  • In 2019, Californians took out over 10 million payday loans, totaling $2.9 billion in borrowing.
  • While payday loans can be a quick source of cash, they are not a long-term solution and should only be used in emergency situations.

In Conclusion

Payday loans can be a legal and accessible way for Diablo residents to acquire quick cash for unexpected expenses. However, due to their high-interest rates and fees, individuals considering these loans should carefully review their options and have a plan in place for paying back the loan on time.

If you are considering a payday loan, be sure to explore TheGuaranteedLoans’ website and fill out an online application today. Remember, payday loans should only be used as a last resort and not as a long-term financial solution.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a member of the military in Diablo, California?

in Diablo, California, payday lenders are prohibited from charging higher interest rates or fees to military members or their dependents. Military members and their dependents are entitled to the same maximum interest rate and finance charge as all other borrowers in Diablo, California.

Can I be charged a higher interest rate or fees if I am a senior citizen in Diablo, California?

in Diablo, California, payday lenders are prohibited from charging higher interest rates or fees to senior citizens. All borrowers, regardless of age, are entitled to the same maximum interest rate and finance charge.

Look for Short-Term Loans in Other Cities:

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