Payday Loans in Earp, California

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No payday loan companies in Earp, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
CashMax 7340 Greenback Ln #3, Citrus Heights, CA 95621 +1 (916) 723 - 0488
CIT Group Inc 300 S Grand Ave, Los Angeles, CA 90071 +1 (213) 613 - 2400
Bank of America with Drive-thru ATM 502 Healdsburg Ave, Healdsburg, CA 95448 +1 (707) 431 - 4150
Yosemite Farm Credit - Patterson Office 345 W Las Palmas Ave, Patterson, CA 95363 +1 (209) 892 - 6136
Advance America 7909 Walerga Rd Ste. 106, Antelope, CA 95843 +1 (916) 722 - 1806
Advance America 10200 Venice Blvd Ste. 104, Culver City, CA 90232 +1 (310) 280 - 0324
1st Capital Bank 432 Broadway St, King City, CA 93930 +1 (831) 385 - 8900
Nu Loan 26000 Avenida Aeropuerto 2, San Juan Capistrano, CA 92675 +1 (949) 547 - 1031
Fast Auto Loans, Inc. 1445 N Hacienda Blvd, La Puente, CA 91744 +1 (626) 261 - 4468
ACE Cash Express 38050 47th St. E, Unit B-1, Palmdale, CA 93552 +1 (661) 533 - 9643

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Earp, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Lompoc, CA, Payday Loans in Long Beach, CA, Payday Loan for Los Altos, CA, Payday Loans in Los Angeles, CA, Payday Loan Companies in Los Banos, CA, Payday Loans in Los Gatos, CA, Payday Loans in Lynwood, CA and Payday Loans in Madera, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Earp, CA.

Beautiful sights of Earp, CA

Are Payday Loans Legal In Earp, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Earp, CA payday loan calculator

Understanding Payday Loans in Earp, California

Payday loans are a type of short-term, high-interest loan that is designed to cover unexpected expenses and emergencies. These loans are Legal in California, including Earp, and can provide a quick and easy solution to those in need of financial assistance. However, it is important to understand the terms and conditions associated with these loans, as well as the potential risks involved.

How Do Payday Loans Work?

Payday loans allow borrowers to take out cash loans with the expectation of repaying them on their next payday. To qualify for a payday loan, borrowers must have a valid ID, proof of income, and an active checking account. Once approved, borrowers receive the loan amount in cash or deposited directly into their bank accounts.

The terms of a payday loan may differ slightly based on the lender, but generally, borrowers are expected to repay the loan within two weeks to a month. This repayment includes the loan amount plus interest and fees, which can be significant. In California, the maximum loan amount for payday loans is $300.

The Pros and Cons of Payday Loans in Earp, California

Payday loans can provide a quick and easy solution to those in need of cash, but there are potential risks involved.

Pros:

  • Quick and easy application process
  • No credit check required
  • Access to cash when traditional loans are not an option

Cons:

  • High interest rates and fees
  • Short repayment terms
  • May lead to a cycle of debt if loans are not repaid on time

It is important for borrowers to carefully consider the terms of the loan and their ability to repay it on time before taking out a payday loan.

Interesting Facts and Statistics About Payday Loans in Earp, California

  • According to the California Statewide Poverty Action Network, the average interest rate for payday loans in California is 372%.
  • The California Department of Business Oversight reported that payday loans made up $3.5 billion in loans in 2018.
  • In a 2016 report, the Pew Charitable Trusts found that 12 million Americans take out payday loans each year, spending an average of $520 in interest and fees.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service that can help connect borrowers with potential payday loan lenders in Earp, California. Our online application process is quick and easy, and we work with a network of trusted lenders to help borrowers find the best loan terms for their needs. Please note that we are not a direct lender and cannot guarantee loan approval.

If you are in need of a payday loan in Earp, California, fill out an application with TheGuaranteedLoans today. Our friendly and knowledgeable team is here to assist you throughout the entire loan process.

F.A.Q.

Can a payday lender require me to provide personal information, such as my social security number, in order to take out a loan in Earp, California?

Yes, a payday lender can require you to provide personal information, such as your social security number, in order to take out a loan in Earp, California. This information is used to verify your identity and determine your eligibility for a loan.

Can a payday lender require me to provide references in order to take out a loan in Earp, California?

Yes, a payday lender can require you to provide references in order to take out a loan in Earp, California. This is to help the lender assess your creditworthiness and determine whether or not you are a good candidate for a loan.

Look for Short-Term Loans in Other Cities:

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