Payday Loans in Elmira, California

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No payday loan companies in Elmira, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
USA Online Payday Loans 9000 Plummer St, Northridge, CA 91343 +1 (877) 320 - 9473
Pap Machinery Agriculture & Turf 3119 Twin View Blvd, Shasta Lake, CA 96019 +1 (530) 226 - 9226
Union Bank 1678 S Mission Rd, Fallbrook, CA 92028 +1 (760) 723 - 0611
Community First Credit Union 963 Eleventh St, Lakeport, CA 95453 +1 (707) 468 - 0161
Bank of Marin 345 California St STE 1150, San Francisco, CA 94104 +1 (415) 289 - 8702
Express Bad Credit Loans 1634 N Main St, Salinas, CA 93906 +1 (831) 713 - 2834
Advance America 1013 Eleventh St, Lakeport, CA 95453 +1 (707) 263 - 1316
Farm Credit West 485 Business Pkwy, Imperial, CA 92251 +1 (760) 355 - 0291
Pomilia Financial Inc 1058 Redwood Highway Frontage Rd, Mill Valley, CA 94941 +1 (415) 381 - 1309
Bank of America Financial Center 5085 Main St, American Canyon, CA 94503 +1 (707) 643 - 7300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elmira, CA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Walnut, CA, Payday Loans in Walnut Creek, CA, Payday Loans in Watsonville, CA, Online Loans in West Covina, CA, Payday Loans in West Hollywood, CA, Payday Loans in West Sacramento, CA, Payday Loan Without a Credit Check in Westminster, CA and Payday Loan for Whittier, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elmira, CA.

Payday Loans Available in Elmira, CA By The Following ZIP Codes:

95625

Are Payday Loans Legal In Elmira, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Elmira, CA payday loan calculator

Understanding Payday Loans in Elmira, California

Emergencies are unpredictable, and no matter how much we try to plan for them, sometimes, they catch us off-guard. Most times, these unforeseen circumstances require quick cash, and without a stable financial plan, you might be left stranded.
If you reside in Elmira, California, and find yourself in a similar situation, you might want to consider taking a payday loan. In this article, we will guide you through the process, legal requirements, and other related information about payday loans in Elmira, California.

What are Payday Loans?

A payday loan is a type of short-term loan that typically lasts for two weeks or until the next payday. It is usually meant for individuals who require quick cash and are willing to pay a higher interest rate than regular loans to receive the amount. The process of obtaining a payday loan is simple, and it involves borrowing a specific amount of money, with the promise to pay it back plus interest and fees on your next payday.

Are Payday Loans Legal in Elmira, California?

Yes, payday loans are legal in California, including Elmira. However, there are legal requirements put in place to protect both the lender and the borrower.

Legal Requirements for Taking a Payday Loan in Elmira, California

Before you can take a payday loan, you must meet the following requirements:

  • You must be at least 18 years old
  • You must have a reliable source of income (job, social security, pension, etc.)
  • You must have a government-issued ID or driver’s license.
  • You must have an active checking account in a bank or a credit union

It is essential to note that payday loans in Elmira come with a high-interest rate and additional fees, so it is vital to understand the terms and conditions before taking the loan.

What to Consider before Taking a Payday Loan in Elmira, California

Before you take out a payday loan, it is important to consider several factors. One of these factors is the high interest rate. The average interest rate for a payday loan is between 300% to 400%. This means that if you borrow $100, you could be charged between $15 to $30 as fees.

Another factor to consider is the repayment period. With payday loans, you are required to repay the loan on your next payday. This could be challenging, especially if you have a tight budget. It is essential to ensure that you can repay the loan on time to avoid additional fees and high-interest rates.

You should also compare different lenders and their rates to determine the most suitable option for you. TheGuaranteedLoans offers a platform that allows you to compare different lenders and select the most suitable one. Remember that taking a payday loan, no matter how much you need the cash, should not be a long-term financial solution.

Interesting Facts about Payday Loans in Elmira, California

  • The state of California has the highest number of payday lenders in the country, with over 2,000 licensed payday lenders.
  • The average payday loan in California is $250.
  • Elmira, California, is one of the cities in California with the highest number of payday loan lenders per capita.
  • The total amount of payday loans borrowed in California is over $3 billion annually.

Apply Now

If you live in Elmira, California, and require a payday loan, TheGuaranteedLoans is here to assist. We are a connector service, helping you connect with potential lenders. Our platform allows you to compare different loan options and select the most suitable one for you. Apply now, and let us help you navigate your way to financial stability.

Remember, a payday loan should only be taken when necessary, and it is important to repay on time to avoid additional fees and high-interest rates.

At TheGuaranteedLoans, we prioritize our client’s financial needs, and we are available to assist you whenever you need us. Contact us today, and let us help you find a suitable payday loan lender.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a borrower who has defaulted on a payday loan in the past in Elmira, California?

in Elmira, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who have defaulted on a payday loan in the past. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their borrowing history.

What is the maximum number of payday loans I can take out in Elmira, California at one time?

in Elmira, California, borrowers are limited to taking out no more than two payday loans at a time.

Look for Short-Term Loans in Other Cities:

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