Payday Loans in Keeler, California

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No payday loan companies in Keeler, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Continental Currency Services 2532 Saviers Rd, Oxnard, CA 93033 +1 (805) 486 - 7337
Get Auto Car Title Loans Concord Ca 2151 Salvio St Ste A2-544, Concord, CA 94520 +1 (925) 326 - 6070
5 Star Car Title Loans 62 E 11th St, Tracy, CA 95376 +1 (209) 689 - 2302
E Z Loans 14795 Jeffrey Rd 210, Irvine, CA 92618 +1 (949) 653 - 2951
Rocky's Pawn Shop 691 S Palm Canyon Dr, Palm Springs, CA 92264 +1 (760) 322 - 5748
PAYDAY LOANS USA ONLINE 1125 E Broadway, Glendale, CA 91205 +1 (888) 775 - 0859
Check n Go 2550 Alta Arden Expy, Sacramento, CA 95825 +1 (916) 487 - 3836
RG Business Group Inc 4540 Campus Dr Suite 127, Newport Beach, CA 92660 +1 (949) 477 - 9600
Quick Cash Loans, Inc 7136 Pacific Blvd #255, Huntington Park, CA 90255 +1 (323) 588 - 1200
TitleMax Title Loans 14005 Hawthorne Blvd, Hawthorne, CA 90250 +1 (310) 263 - 1804

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Keeler, CA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in South San Francisco, CA, Payday Loan for Stanton, CA, Online Loans in Stockton, CA, Payday Loans in Sunnyvale, CA, Payday Loan for Temecula, CA, Short-term Loans in Temple City, CA, Payday Loan Without a Credit Check in Thousand Oaks, CA and Online Loans in Torrance, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Keeler, CA.

Beautiful sights of Keeler, CA

Payday Loans Available in Keeler, CA By The Following ZIP Codes:

93530

Are Payday Loans Legal In Keeler, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Keeler, CA payday loan calculator

Understanding Payday Loans in Keeler, California

If you are struggling with financial difficulties and find yourself in urgent need of cash, you may consider applying for a payday loan. Payday loans are a type of short-term loan that can help you cover unexpected expenses until your next paycheck arrives.

In Keeler, California, payday loans are legal and subject to regulations to protect consumers from being exploited by lenders. However, it is crucial to understand how payday loans work, their terms and conditions, and the potential risks associated with them.

What Is a Payday Loan?

A payday loan is a short-term loan that borrowers must repay by their next payday. The loan amount is usually small, ranging from $100 to $1,000, and the repayment period is typically two to four weeks.

To qualify for a payday loan, borrowers need to provide proof of income, a checking account, and a valid form of identification. The application process is simple and typically takes only a few minutes. Many lenders offer online applications, making it convenient to apply from anywhere.

How Do Payday Loans Work in Keeler, California?

In Keeler, California, payday loans are subject to regulations under the California Deferred Deposit Transaction Law. The law limits the amount of payday loans to $300 and caps the maximum fee at 15% of the loan amount. This means that if you take out a $100 payday loan in Keeler, California, the maximum fee you can be charged is $15.

The repayment period for payday loans in Keeler, California, must be between 31 and 60 days. Lenders cannot charge additional fees or renew or roll over a payday loan more than once. If you cannot repay your payday loan on time, the lender cannot take legal action against you, nor can they charge additional fees or interest.

What Are the Risks Associated with Payday Loans?

While payday loans can be useful in emergencies, they come with a high cost of borrowing. The annual percentage rate (APR) on payday loans can range from 200% to 700%, much higher than other types of loans.

Payday loans can also trap borrowers in a cycle of debt. If you cannot repay your payday loan on time, you may be charged additional fees and interest. This can make it difficult to pay off the loan and may lead to taking out another payday loan to cover the previous one.

Interesting Facts and Statistics

  • In 2019, over 10 million Americans took out payday loans, with an average loan of $350.
  • The total amount of payday loans borrowed in the United States was over $9 billion in 2020.
  • California has the highest number of payday loan stores, with over 1,650 stores in operation in the state.

Apply Now

If you are considering a payday loan in Keeler, California, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we can facilitate the loan application process and help you find a lender that meets your needs.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We simply connect borrowers with potential lenders who may offer them loans with varying terms and conditions. If you are approved for a loan, the lender will provide you with all the necessary information, including the loan amount, fees, and repayment terms.

To get started, simply fill out our online application form, and we’ll do the rest. Our application process is simple and fast, and you can get a decision in minutes. Apply now and get the cash you need to cover your unexpected expenses.

F.A.Q.

Can I be sued or have my wages garnished if I can't repay my payday loan in Keeler, California?

in Keeler, California, payday lenders are prohibited from suing or garnishing the wages of borrowers who are unable to repay their loans. However, the lender may still be able to collect on the loan through other means, such as by depositing the borrower's post-dated check or taking the borrower to court.

Can I be charged a higher interest rate or fees if I have bad credit or no credit history in Keeler, California?

in Keeler, California, payday lenders are prohibited from charging higher interest rates or fees based on a borrower's credit score or credit history. All borrowers must be charged the same maximum interest rate and finance charge, regardless of their credit history.

Look for Short-Term Loans in Other Cities:

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