Payday Loans in Madison, California

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No payday loan companies in Madison, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
American AgCredit 448 Main St, Tulelake, CA 96134 +1 (530) 667 - 4236
Bank of America Financial Center 30 Broadway, Jackson, CA 95642 +1 (209) 223 - 0561
Tammy Hart Tax Consulting 229 N Villa Ave, Willows, CA 95988 +1 (530) 934 - 7554
Chico Auto Finance 70 Declaration Dr #102, Chico, CA 95973 +1 (530) 895 - 8321
TNL Car Title Loans 600 Central Ave Ste 470, Lake Elsinore, CA 92530 +1 (951) 256 - 4312
Paycheck Advance 361 Railroad Canyon Rd # B, Lake Elsinore, CA 92532 +1 (951) 245 - 3883
Fast Auto and Payday Loans, Inc. 200 W Kettleman Ln, Lodi, CA 95240 +1 (209) 367 - 8759
Dollar Loan Center 11752 Firestone Blvd, Norwalk, CA 90650 +1 (562) 888 - 8120
Cash Plus 656 Palomar St, Chula Vista, CA 91911 +1 (619) 476 - 2274
Faaast Cash 32158 Camino Capistrano, Suite A-178, San Juan Capistrano, CA 92675 +1 (949) 208 - 1536

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Madison, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in La Puente, CA, Payday Loans in La Quinta, CA, Payday Loans in La Verne, CA, Payday Loans in Laguna Hills, CA, Payday Loans in Laguna Niguel, CA, No Credit Check Loans in Lake Elsinore, CA, Same Day Loans in Lake Forest, CA and Quick Loan in Lakewood, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Madison, CA.

Payday Loans Available in Madison, CA By The Following ZIP Codes:

95653

Are Payday Loans Legal In Madison, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Madison, CA payday loan calculator

When it comes to borrowing money, there are a variety of options available, from credit cards to personal loans to payday loans. For those in need of quick cash, payday loans can seem like an attractive option. In Madison, California, payday loans are legal, and many people turn to them when they need funds in a hurry. But what exactly are payday loans, and how do they work?

What are Payday Loans?

A payday loan is a short-term loan that typically has a repayment term of two weeks. The borrower writes a postdated check or provides their bank information to the lender, who can then withdraw the loan amount plus fees on the borrower’s next payday. Payday loans are marketed as a fast and easy way to get cash, but they often come with high fees and interest rates.

Payday Loans in Madison, California

In Madison, California, payday loans are legal and regulated by the state. Lenders are required to be licensed by the California Department of Business Oversight and are limited in the amount of interest they can charge. The maximum loan amount is $300, and the maximum fee a lender can charge is 15% of the loan amount. For a $300 loan, the maximum fee would be $45.

The Pros and Cons of Payday Loans

  • Pros: Payday loans are easy to obtain and don’t require a credit check. They can be a quick solution for those in need of cash.
  • Cons: Payday loans often come with high fees and interest rates, which can make them difficult to repay. Borrowers can get trapped in a cycle of debt, where they must take out more loans to repay previous ones. Additionally, payday loans can be predatory, with lenders targeting vulnerable populations like low-income earners, seniors, and those with poor credit.

How to Apply for a Payday Loan

If you are considering a payday loan in Madison, California, it’s essential to do your research and weigh the pros and cons carefully. If you decide to move forward, here’s what you need to know:

  • Step 1: Find a Lender – There are numerous payday lenders in Madison, California. Make sure to choose a lender that is licensed by the California Department of Business Oversight and that has a good reputation.
  • Step 2: Gather Your Documents – You’ll need to provide proof of income, a valid ID, and a checking account.
  • Step 3: Apply – You can typically apply for a payday loan in person or online. The application process takes just a few minutes.
  • Step 4: Receive Your Funds – If you are approved for a payday loan, you can typically receive your funds the same day, either in cash or deposited into your bank account.

Interesting Facts about Payday Loans in Madison, California

  • The average APR on a payday loan in California is 372%, according to a study by the Pew Charitable Trusts.
  • According to the California Department of Business Oversight, there were 10.2 million payday loans issued in California in 2019, totaling $4.2 billion in loan volume.
  • The average payday loan amount in California is $250, according to the same Pew Charitable Trusts study.

Apply Now for a Payday Loan

If you need cash in a hurry and are considering a payday loan in Madison, California, look no further than TheGuaranteedLoans. Our website connects borrowers with potential lenders who can provide fast and easy payday loans. Simply fill out our online application, and we’ll work to connect you with a lender that fits your needs. Keep in mind – we’re a connector service, not a direct lender. We’re simply here to facilitate your connection with lenders in our network.

F.A.Q.

How much can I borrow with a payday loan in Madison, California?

The maximum amount that you can borrow with a payday loan in Madison, California depends on your income and the lender's policies. In general, payday loans in Madison, California range from $100 to $255.

What are the fees associated with payday loans in Madison, California?

The fees associated with payday loans in Madison, California vary depending on the lender and the amount borrowed. In general, lenders are allowed to charge a maximum fee of $17.65 for every $100 borrowed. This means that if you borrow $100, the maximum fee you will be charged is $17.65.

Look for Short-Term Loans in Other Cities:

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