Payday Loans in Newcastle, California

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No payday loan companies in Newcastle, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Farm Credit West 3755 Atherton Rd, Rocklin, CA 95765 +1 (916) 780 - 1166
Transpacific Currency Services- TCS - Santa Ana 1212 S Bristol St 11, Santa Ana, CA 92704 +1 (714) 549 - 4367
Westamerica Bank 1172 E Shaw Ave, Fresno, CA 93710 +1 (559) 243 - 4370
Aloha Blue Payday Advance 1543 W Grand Ave, Grover Beach, CA 93433 +1 (805) 489 - 9258
Oportun 14433 Ramona Blvd, Baldwin Park, CA 91706 +1 (626) 768 - 9734
Nix Neighborhood Lending 11226 Long Beach Blvd, Lynwood, CA 90262 +1 (310) 603 - 5889
Oak Valley Community Bank - Sonora Downtown 85 Mono Way, Sonora, CA 95370 +1 (209) 396 - 7720
Check `n Go 1049 N Mountain Ave, Ontario, CA 91762 +1 (909) 986 - 4009
Swift Title Loans Arroyo Grande 1455 E Grand Ave, Arroyo Grande, CA 93420 +1 (805) 317 - 7802
Advance America 410 N 11th Ave Ste. 103, Hanford, CA 93230 +1 (559) 582 - 7191

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Newcastle, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Orange, CA, Payday Loan Without a Credit Check in Orangevale, CA, Payday Loans in Oxnard, CA, Payday Loans in Pacifica, CA, Payday Loans in Pala, CA, 24-Hour Loan in Palm Desert, CA, Payday Loans in Palm Springs, CA and No Credit Check Loans in Palmdale, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Newcastle, CA.

Beautiful sights of Newcastle, CA

Payday Loans Available in Newcastle, CA By The Following ZIP Codes:

95658

Are Payday Loans Legal In Newcastle, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Newcastle, CA payday loan calculator

Payday Loans in Newcastle, California: Everything You Need to Know

If you’re a resident of Newcastle, California, and you’re in need of immediate cash, a payday loan might be the right option for you. It’s a short-term loan designed to cover unexpected expenses, such as car repairs or medical bills until your next payday. However, before you consider applying for one, here’s everything you need to know.

How Do Payday Loans Work?

Payday loans are an unsecured form of credit that require the borrower to pay back the borrowed amount along with interests and fees on their next payday. In California, payday loans are legal, and the maximum loan amount is $300 with a maximum fee of 15% of the loan amount. Lenders are also allowed to charge up to 36% of the interest rate.

When you apply for a payday loan in Newcastle, California, the lender will require you to provide proof of employment and a regular income source, a valid ID, and a checking account. Before approving your loan, the lender will also ask you to sign an agreement that outlines the loan terms, including fees, interest rates, and due dates.

The Pros and Cons of Payday Loans

Like any other form of credit, payday loans have both advantages and disadvantages. Here are some of the pros and cons:

Pros

  • Payday loans are easy and quick to obtain, and you can get your cash in as little as 24 hours after approval.
  • You don’t need a good credit score to qualify for a payday loan.
  • Payday loans can be helpful when you need money to cover unexpected expenses.

Cons

  • Payday loans are very expensive. The interest rates and fees are high, and you can end up paying more than you borrowed.
  • Payday loans can become a cycle of debt when you can’t pay back the loan on time and have to take out another loan to cover the previous one.
  • Payday loans can negatively affect your credit score if you default on the loan.

Interesting Facts and Statistics About Payday Loans in Newcastle, California

  • As of 2021, there are more than 2,000 payday lending locations in California according to the California Department of Business Oversight.
  • In 2020, the average payday loan in California was $251 according to the California Department of Business Oversight.
  • A survey conducted by the Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or renewed within two weeks, and 11% of borrowers take out more than ten payday loans in a row

Apply Now

If you’ve decided that a payday loan is the right option for you, you can apply for one online through TheGuaranteedLoans. We’re not a direct lender, but a connector service that will facilitate your connection with potential lenders. Our application process is simple, and we’ll match you with a lender that suits your needs. Fill out our online application form today!

Remember to borrow responsibly and only take out a payday loan if you’re confident you can pay it back on time.

F.A.Q.

How long do I have to repay a payday loan in Newcastle, California?

In general, you will have to repay a payday loan in Newcastle, California within 30 days of taking out the loan. However, the exact repayment period may vary depending on the lender's policies and the terms of your loan.

Can a payday lender repossess my property if I fail to repay my loan in Newcastle, California?

No, a payday lender cannot repossess your property if you fail to repay your loan in Newcastle, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Look for Short-Term Loans in Other Cities:

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