Payday Loans in North Palm Springs, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in North Palm Springs, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Beneficial State Bank 268 N Main St, Porterville, CA 93257 +1 (888) 326 - 2265
Union Bank 634 E Main St, Santa Paula, CA 93060 +1 (805) 933 - 0300
Patelco Credit Union 601 E Calaveras Blvd, Milpitas, CA 95035 +1 (800) 358 - 8228
Get Auto Title Loans San Bernardino CA 2742 Del Rosa Ave N, San Bernardino, CA 92404 +1 (909) 453 - 3547
Advance America 1450 Fillmore St, San Francisco, CA 94115 +1 (415) 345 - 9633
Speedy Cash 8247 Laurel Canyon Blvd, North Hollywood, CA 91605 +1 (818) 252 - 4816
Lendmark Financial Services LLC 355 E Foothill Blvd A, Pomona, CA 91767 +1 (909) 593 - 4464
Advance America 130 E Stetson Ave, Hemet, CA 92543 +1 (951) 929 - 6295
West Coast Cash 1420 High St. A, Delano, CA 93215 +1 (661) 375 - 2274
Caliber Home Loans 1211 Newell Ave #110, Walnut Creek, CA 94596 +1 (925) 358 - 4300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Palm Springs, CA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in West Sacramento, CA, Payday Loans in Westminster, CA, Payday Loans in Whittier, CA, No Credit Check Loans in Wildomar, CA, Same Day Loans in Woodland, CA, Emergency Loan in Yorba Linda, CA, Payday Loans in Yuba City, CA and Payday Loan Companies in Yucaipa, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Palm Springs, CA.

Beautiful sights of North Palm Springs, CA

Are Payday Loans Legal In North Palm Springs, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

North Palm Springs, CA payday loan calculator

Payday Loans in North Palm Springs, California

Life can be unpredictable, and unexpected events can sometimes leave us in a bind. Whether it’s a medical emergency or a car repair, sometimes we need money quickly.

For those who need cash now and don’t have access to traditional loans due to poor credit or insufficient credit history, payday loans can be a viable option. In North Palm Springs, California, payday loans are legal and regulated by state law. Here’s what you need to know.

What is a payday loan?

A payday loan is a short-term loan that is typically due on your next payday. It’s meant to be a quick solution to an urgent financial need. Payday loans are usually for smaller amounts, ranging from $100 to $1000, and are meant to be paid back quickly with the next paycheck.

It’s important to note that payday loans often have high interest rates and fees, so it’s crucial to understand the terms and conditions before agreeing to a loan. Borrowers should also be aware that taking out a payday loan can lead to a cycle of debt, where they borrow again to pay off the previous loan.

How do payday loans work in North Palm Springs, California?

In California, payday loans are legal and regulated by state law. Lenders must be licensed by the Department of Business Oversight and follow strict guidelines.

To take out a payday loan in North Palm Springs, California, borrowers must meet certain requirements:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident
  • Have a regular income source
  • Have a checking account
  • Provide a valid phone number and email address

To apply for a loan, borrowers must typically provide proof of income, such as pay stubs, and a postdated check or authorization to withdraw funds from their bank account on the due date of the loan.

What are the fees and interest rates for payday loans in North Palm Springs, California?

In California, the maximum loan amount for payday loans is $300, and the maximum fee is 15% of the loan amount. For example, if you borrow $200, the maximum fee would be $30.

The interest rate for payday loans in California is typically around 400%. However, it’s important to note that payday loans are meant to be short-term loans, so the actual APR may be much higher if the loan is not paid back on time.

Are there alternatives to payday loans in North Palm Springs, California?

While payday loans can be a helpful solution in an emergency, they are not the only option available. Some alternatives to payday loans include:

  • Personal loans
  • Credit card cash advances
  • Borrowing from family or friends
  • Side jobs or gig work

It’s important to explore all options before taking out a payday loan to ensure that you’re getting the best deal possible.

Interesting Facts and Stats

  • In 2019, Californians took out over 10 million payday loans totaling $2.9 billion.
  • The average payday loan amount in California is $250.
  • About 60% of payday loan borrowers in California are female.
  • California has the largest payday lending market in the United States.

Apply Now

If you’re in need of cash now and are considering a payday loan, TheGuaranteedLoans can help. We’re a connector service that connects borrowers with potential lenders. We don’t lend money ourselves, but we can help you find a lender who can provide you with a loan that meets your needs.

Our online application process is fast and easy. Simply fill out our application form, and we’ll match you with a lender who can provide you with the funds you need. Remember, payday loans should only be used in emergencies and should be repaid on time to avoid high-interest rates and additional fees.

Apply now and take the first step towards getting the cash you need.

F.A.Q.

How do I apply for a payday loan in North Palm Springs, California?

To apply for a payday loan in North Palm Springs, California, borrowers must visit a lender's physical location and provide proof of income, a valid ID, and a post-dated check or bank account information for loan repayment.

Are there any restrictions on how payday loan funds can be used in North Palm Springs, California?

in North Palm Springs, California, payday loan funds must be used for personal, family, or household purposes. They cannot be used for business purposes or to pay off another loan.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa