Payday Loans in Platina, California

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No payday loan companies in Platina, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 14918 Olympic Dr, Clearlake, CA 95422 +1 (707) 994 - 0294
Sure Mortgage Solutions 124 S Halcyon Rd B, Arroyo Grande, CA 93420 +1 (805) 489 - 1257
Ryan Rivera Team at Finance of America Mortgage 11641 Blocker Dr 120, Auburn, CA 95603 +1 (530) 823 - 9100
Sigue Envios de Dinero 353 E Olive Ave, Porterville, CA 93257 +1 (559) 793 - 4311
Advance America 2401 E Orangeburg Ave Ste. 170, Modesto, CA 95355 +1 (209) 579 - 1508
Check Center - Newark 5710 Thornton Ave, Newark, CA 94560 +1 (510) 794 - 1099
Loansmart 3623 Old Conejo Rd 204, Newbury Park, CA 91320 +1 (805) 915 - 2600
Auto Loans Richmond Bad Credit 1190 Macdonald Ave, Richmond, CA 94801 +1 (510) 609 - 1058
California Check Cashing Stores 1521 Monument Blvd, Concord, CA 94520 +1 (925) 682 - 2242
American Eagle Mortgage Inc 2135 Sunset Dr, Escondido, CA 92025 +1 (760) 737 - 0757

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Platina, CA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Azusa, CA, Payday Loans in Bakersfield, CA, 24-Hour Loan in Baldwin Park, CA, Payday Loans in Banning, CA, Payday Loans in Beaumont, CA, Payday Loans in Bell, CA, Payday Loans in Bell Gardens, CA and Short-term Loans in Bellflower, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Platina, CA.

Are Payday Loans Legal In Platina, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Platina, CA payday loan calculator

Understanding Payday Loans in Platina, California

Payday loans are quick and short-term loans that help you borrow money when you need it most. These loans are designed to help you pay for unexpected expenses like medical bills, car repairs, or any other expense that is not part of your regular budget. In Platina, California, payday loans are a legal and popular choice for many people. Here’s what you need to know about payday loans in Platina.

How do Payday Loans Work in Platina, California?

Payday loans work differently than traditional loans. Instead of borrowing a large sum of money over a long period of time, payday loans are typically for small amounts and are meant to be repaid in a short amount of time, usually within a couple of weeks. When you apply for a payday loan in Platina, California, you provide your lender with a postdated check for the amount you want to borrow plus fees and interest. Your lender will then hold onto the check until your next payday, at which time they will deposit it into their account to receive payment for the loan.

What are the Benefits of Getting a Payday Loan in Platina, California?

One of the biggest benefits of getting a payday loan in Platina, California, is that the process is fast and easy. You can typically get approved for a payday loan within minutes, and the money will be deposited into your account within one business day. Additionally, payday loans do not require extensive credit checks, so people with bad credit can still get approved. Finally, payday loans are a great option for those who need money quickly but do not want to take out a traditional loan with a longer repayment period.

What are the Drawbacks of Getting a Payday Loan in Platina, California?

While payday loans in Platina, California, have many benefits, they also have some drawbacks that you should be aware of. For starters, payday loans can be very expensive, with annual interest rates sometimes reaching over 400%. Additionally, if you are unable to repay your loan on time, you may be subject to high fees and penalties. Finally, payday loans should only be used for emergency situations and should not be relied upon as a long-term solution to financial problems.

Apply Now

If you need a payday loan in Platina, California, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to help you find the right loan for your needs. Our online application process is fast and easy, and we can typically connect you with a lender within minutes. To get started, simply fill out our online application today.

Interesting Facts and Statistics about Payday Loans in Platina, California

  • As of 2021, California has an estimated 1,666 payday lenders operating in the state.
  • California payday borrowers take out an average of 11 loans per year, with an average loan size of $251.
  • In 2019, Californians paid nearly $1.3 billion in payday loan fees, averaging out to $338 per borrower.
  • In California, payday loans are limited to $300 per loan and are subject to fees of no more than 15% of the total amount borrowed.

These facts and statistics highlight the prevalence of payday loans in California and the potential costs associated with using them. It is important to understand these facts before taking out a payday loan, and to only use them for emergency situations.

F.A.Q.

How do I apply for a payday loan in Platina, California?

To apply for a payday loan in Platina, California, borrowers must visit a lender's physical location and provide proof of income, a valid ID, and a post-dated check or bank account information for loan repayment.

Are there any restrictions on how payday loan funds can be used in Platina, California?

in Platina, California, payday loan funds must be used for personal, family, or household purposes. They cannot be used for business purposes or to pay off another loan.

Look for Short-Term Loans in Other Cities:

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