Payday Loans in Yermo, California

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No payday loan companies in Yermo, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
California Check Cashing Stores 1100 Washington Blvd, Montebello, CA 90640 +1 (323) 725 - 1493
Briton Mortgage Inc 303 Harris St, Eureka, CA 95503 +1 (707) 443 - 9940
Coast Central Credit Union 40 Glen Rd, Weaverville, CA 96093 +1 (530) 623 - 3374
Check Into Cash 724 S Wolfe Rd, Sunnyvale, CA 94086 +1 (408) 730 - 1899
Advance America 1717 E. Vista Chino, #A-2, Palm Springs, CA 92262 +1 (760) 778 - 5615
Paul Warmerdam - Raymond James 11025 Pioneer Trail 224, Truckee, CA 96161 +1 (530) 613 - 0415
Pacific Coast Mortgage Company 18181 Butterfield Blvd 170, Morgan Hill, CA 95037 +1 (408) 779 - 2278
Orange County's Credit Union - Fullerton 1469 S Harbor Blvd, Fullerton, CA 92832 +1 (888) 354 - 6228
Advance America 55 N Maclay Ave, San Fernando, CA 91340 +1 (818) 838 - 3040
Oportun 242 W Mission Ave suite a, Escondido, CA 92025 +1 (858) 225 - 4879

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Yermo, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Leandro, CA, 24-Hour Loan in San Luis Obispo, CA, No Credit Check Loans in San Marcos, CA, Payday Loans in San Mateo, CA, Guaranteed Loans in San Pablo, CA, Payday Loans in San Rafael, CA, Payday Loans in San Ramon, CA and Payday Loan Without a Credit Check in Santa Ana, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Yermo, CA.

Beautiful sights of Yermo, CA

Are Payday Loans Legal In Yermo, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Yermo, CA payday loan calculator

What Are Payday Loans in Yermo, California?

Payday loans, also known as cash advance loans, are small-dollar loans that are considered suitable for short-term financial aid. Payday loans are best suited for individuals who need urgent cash to settle important financial obligations, such as medical bills, rent, and other unexpected expenses.

These loans are typically given out in smaller amounts and come with higher interest rates than traditional loans. This is due mostly to the fact that payday lenders base loan terms on a borrower’s income and credit history. Payday loans are legal in California, and there are many licensed lenders operating within the state.

How Do Payday Loans Work in Yermo, California?

In Yermo, California, the process of applying for a payday loan is relatively easy. First, the borrower provides evidence of employment and a valid bank account along with the loan application. The lender will then verify the borrower’s identity and information before the loan is processed.

Once approved, the borrower will receive their funds in their designated account within one business day. Borrowers must then repay the loan in full, as well as any associated fees and interest, by their next payday.

Interest Rates on Payday Loans in Yermo, California

Payday loans in Yermo, California, are regulated by the California Department of Business Oversight and are subject to a variety of laws and regulations. These laws dictate how much a lender can charge a borrower in interest fees and other costs related to the loan.

In California, lenders can charge a maximum of 15% of the loan amount in interest fees. For example, if a borrower takes out a $500 payday loan, the maximum interest rate would be $75.

Qualifications for Payday Loans in Yermo, California

Payday loan requirements in Yermo, California, are often less stringent than those for traditional loans. However, there are still some basic requirements that borrowers must meet:

  • Must be at least 18 years of age
  • Must be a United States citizen or permanent resident
  • Must have an active checking account
  • Must provide proof of income (minimum of $1,000 per month is generally required)

Benefits of Payday Loans in Yermo, California

There are several benefits to payday loans, including:

  • Quick approval process – payday loans can be approved in as little as 24 hours, providing swift access to funds when you need them most.
  • Flexibility – payday loans can be used for a variety of purposes. Borrowers are not required to use the funds for specific purposes, unlike other types of loans.
  • No collateral – payday loans are not secured by collateral, making them more accessible to a broader range of borrowers.

Why Choose TheGuaranteedLoans for Your Online Payday Loan in Yermo, California

As a connector service, TheGuaranteedLoans is dedicated to providing you with a reliable platform that connects you to reputable payday loan lenders in your area. Our online application process is fast, easy, and hassle-free. Here are some of the reasons to choose TheGuaranteedLoans for your payday loan needs:

  • Easy Application: Our online application process is simple and fast.
  • Instant Approvals: Our lenders offer fast approvals, often within 24 hours.
  • No Hidden Fees: We make sure you know exactly what you’re getting into before you sign on the dotted line.
  • Secure and Safe: Our platform uses state-of-the-art security measures to keep your information safe.

Interesting Facts About Payday Loans in Yermo, California

  • The average payday loan amount in California is $255, and the average APR (Annual Percentage Rate) is 460%.
  • California has the highest number of payday loan lenders in the country, with over 2,000 licensed lenders.
  • The Consumer Financial Protection Bureau (CFPB) reported that over 80% of payday loans in California are taken out by borrowers who renew their loans multiple times in a year. This can lead to a cycle of debt that can be difficult to break.

Apply Now for a Payday Loan in Yermo, California

If you are in need of financial assistance and are considering a payday loan, TheGuaranteedLoans can help you obtain the money you need. Our platform is designed to connect you with reliable lenders in your area, providing quick and easy access to the funds you need to cover your expenses. Note that TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Apply now for a payday loan in Yermo, California, and get the financial aid you need today.

F.A.Q.

Are payday loans legal in Yermo, California?

Yes, payday loans are legal in Yermo, California. However, the state has strict regulations in place to protect borrowers from predatory lending practices. For example, lenders are required to disclose the full cost of the loan to borrowers, including the APR and all fees.

How do I apply for a payday loan in Yermo, California?

To apply for a payday loan in Yermo, California, you will need to visit a payday lender in person or apply online. You will need to provide proof of income, a valid identification, and proof of a bank account in order to be eligible for a loan.

Look for Short-Term Loans in Other Cities:

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