Payday Loans in Byron, California

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No payday loan companies in Byron, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash 1 297 El Camino Real, San Bruno, CA 94066 +1 (650) 794 - 1234
Inheritance Funding Company, Inc. 235 Montgomery St, San Francisco, CA 94104 +1 (800) 944 - 2072
Community First Credit Union 328 N Main St, Sebastopol, CA 95472 +1 (707) 827 - 3529
Capital Finance Partner 798 Morro Bay Blvd, Morro Bay, CA 93442 +1 (805) 772 - 2925
Quick Title Loans 3071 Firestone Blvd, South Gate, CA 90280 +1 (323) 249 - 0450
Money Line Financial 1425 Irving St, San Francisco, CA 94122 +1 (415) 681 - 3400
24 Hour Payday Loans in San Diego 4121 University Ave, San Diego, CA 92105 +1 (619) 282 - 6893
Family Car Title Loans 2230 Professional Dr, Santa Rosa, CA 95403 +1 (831) 222 - 1555
LEMURIAN LOAN CO 1757 California St, Redding, CA 96001 +1 (530) 246 - 8338
Check Into Cash 13812 Newport Ave Unit 106, Tustin, CA 92780 +1 (714) 667 - 5289

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Byron, CA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Richmond, CA, Bad Credit Loans in Riverside, CA, No Credit Check Loans in Rocklin, CA, Payday Loan for Rohnert Park, CA, Payday Loans in Rosemead, CA, Payday Loan for Roseville, CA, Payday Loans in Rowland Heights, CA and 24-Hour Loan in Sacramento, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Byron, CA.

Beautiful sights of Byron, CA

Payday Loans Available in Byron, CA By The Following ZIP Codes:

94514

Are Payday Loans Legal In Byron, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Byron, CA payday loan calculator

Understanding Payday Loans in Byron, California

Payday loans are a popular financial tool that is used by many individuals in Byron, California, and other parts of the United States. They are particularly useful when unexpected expenses arise that may not be covered by one’s regular income or savings. Payday loans are short-term loans that are specifically designed for this type of situation, helping borrowers to bridge the gap until their next payday.

How Payday Loans Work

To obtain a payday loan in Byron, California, residents must present a valid form of government-issued identification, proof of income, and a checking or savings account. Many payday loan providers in Byron work with individuals who have less-than-perfect credit scores, making it an accessible form of financing to many.

The amount that one can borrow usually ranges from $100-$1,000, with the loan repayment period ranging from one to four weeks. The borrower must agree to a set interest rate, which is usually higher than traditional loans due to its short-term nature and riskier lending to individuals with lower credit scores.

The Benefits and Risks of Payday Loans in Byron, California

One of the most significant benefits of payday loans in Byron, California, is that they are accessible to individuals with less-than-perfect credit scores, making it an option for those who may not otherwise have available lending options. Payday loans also offer a quick and easy application process, with borrowers being able to receive their funds within one to two business days.

However, payday loans also come with risks, particularly around excessive borrowing. The short-term nature of payday loans can make them tempting to overuse, leading to repeated borrowing and a cycle of debt. Additionally, the high-interest rates may make it difficult for borrowers to pay the loan off in full, potentially accruing additional interest and fees.

Interesting Facts about Payday Loans in Byron, California

  • Approximately 12 million Americans borrow payday loans each year
  • Payday loan interest rates in California can reach up to 460% APR
  • Payday loans are heavily regulated in California, with the state imposing strict limits on borrowing and a maximum interest rate, making it a safer borrowing option for residents.

Apply Now for a Payday Loan in Byron, California

If you are a resident of Byron, California, and are in need of a payday loan, TheGuaranteedLoans is here to help. As a connector service, TheGuaranteedLoans will facilitate your connection with potential lenders who can provide you with the funds you need.

Our application process is simple and straightforward, allowing you to apply for a loan from the comfort of your own home. Simply fill out our online application form and wait for potential lenders to contact you directly with their loan offers. Remember, it is important to carefully consider the terms and conditions of any loan before borrowing.

At TheGuaranteedLoans, we strive to provide safe and secure lending options for all our customers. Contact us today to learn more about how we can help you with your borrowing needs.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a senior citizen in Byron, California?

in Byron, California, payday lenders are prohibited from charging higher interest rates or fees to senior citizens. All borrowers, regardless of age, are entitled to the same maximum interest rate and finance charge.

Can I be charged a higher interest rate or fees if I am a member of a minority group in Byron, California?

in Byron, California, payday lenders are prohibited from charging higher interest rates or fees based on a borrower's race, ethnicity, or other minority status. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their minority status.

Look for Short-Term Loans in Other Cities:

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