Payday Loans in Challenge, California

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No payday loan companies in Challenge, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 671 E Nees Ave, Fresno, CA 93720 +1 (559) 431 - 9008
Check Into Cash 2087 W Shaw Ave, Fresno, CA 93711 +1 (559) 248 - 0651
TNL Car Title Loans 9245 Laguna Springs Dr, Elk Grove, CA 95758 +1 (916) 553 - 2995
TNL Car Title Loans 10318 E Rosecrans Ave, Ste 431, Bellflower, CA 90706 +1 (562) 276 - 2561
Montana Capital Car Title Loans 711 E Valley Pkwy, Escondido, CA 92025 +1 (760) 227 - 7644
Moneytree 518 Oceanside Blvd #112, Oceanside, CA 92054 +1 (760) 433 - 0800
Nix Neighborhood Lending 6583 Atlantic Ave #110, Long Beach, CA 90805 +1 (562) 428 - 5800
Advance America 895 Markham Ave, Vacaville, CA 95688 +1 (707) 451 - 9713
Mechanics Bank - Oroville Branch 2227 Myers St, Oroville, CA 95966 +1 (530) 532 - 0800
Ontario Check N' Loan 1123 N Mountain Ave, Ontario, CA 91762 +1 (909) 391 - 3100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Challenge, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Baldwin Park, CA, Payday Loans in Banning, CA, Payday Loan Without a Credit Check in Beaumont, CA, Quick Loan in Bell, CA, Payday Loans in Bell Gardens, CA, Payday Loan Without a Credit Check in Bellflower, CA, Guaranteed Loans in Beverly Hills, CA and Quick Loan in Brea, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Challenge, CA.

Are Payday Loans Legal In Challenge, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Challenge, CA payday loan calculator

Payday loans can be a useful financial tool when you need quick cash. In Challenge, California, payday loans are legal, and consumers have access to a variety of lenders who can provide this type of loan.

What are payday loans?

Payday loans are small, short-term loans that are typically due on your next payday. They are intended to help you cover unexpected expenses or provide a quick infusion of cash when you need it.

These loans can be obtained from a variety of lenders, including online lenders, brick and mortar stores, and credit unions. The application process is generally quick and easy, and you can typically receive funds within a few hours to a few days.

How do payday loans work in Challenge, California?

In California, the maximum loan amount for payday loans is $300, and the maximum fee is 15% of the loan amount. The loan term must be at least 31 days, which gives borrowers more time to pay back the loan than in other states where the loan term is shorter.

Here are the steps to follow to obtain a payday loan in California:

  • Find a licensed lender: Make sure the lender you choose is licensed to operate in the state.
  • Submit an application: Most lenders allow you to apply online or in-person.
  • Provide documentation: You will need to provide your ID, proof of income, and other personal information to complete the application process.
  • Receive funds: If approved, you can receive your funds via check, cash, or direct deposit.
  • Repay the loan: Make sure you understand the repayment terms and due date for your loan. If you are unable to repay on time, you may incur additional fees or penalties.

Interesting facts and statistics about payday loans in Challenge, California

According to the California Department of Business Oversight, in 2019, there were approximately 10.2 million payday loans made to consumers in the state, totaling over $4.2 billion in loans. The average loan size was $385, and the average fee was $17 per $100 borrowed.

It’s important to note that payday loans can be expensive and should only be used for short-term emergencies. The high fees and interest rates can quickly add up and make it difficult to repay the loan in full. Consumer advocates recommend that borrowers explore alternative options, such as credit counseling or assistance programs, before turning to payday loans.

Apply now

If you are in need of a payday loan in Challenge, California, visit TheGuaranteedLoans website to learn more about our lender network and apply online. We are a connector service, not a direct lender, and we work with a variety of licensed lenders to help you find the right loan for your needs.

Our simple application process takes just a few minutes to complete, and you can receive a loan decision in minutes. If approved, you can receive your funds within 24 hours.

Remember, payday loans can be a useful financial tool when used responsibly. Make sure you understand the terms and fees of your loan before accepting funds, and repay on time to avoid additional fees and penalties.

F.A.Q.

How do I apply for a payday loan in Challenge, California?

To apply for a payday loan in Challenge, California, you will need to visit a payday lender in person or apply online. You will need to provide proof of income, a valid identification, and proof of a bank account in order to be eligible for a loan.

How much can I borrow with a payday loan in Challenge, California?

The maximum amount that you can borrow with a payday loan in Challenge, California depends on your income and the lender's policies. In general, payday loans in Challenge, California range from $100 to $255.

Look for Short-Term Loans in Other Cities:

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