Payday Loans in Montrose, California

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No payday loan companies in Montrose, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
American AgCredit 403 US-395, Alturas, CA 96101 +1 (530) 233 - 4304
Cash Loan 888 / Prstamo Efectivo 5550 Franklin Blvd Suite 103, Sacramento, CA 95820 +1 (916) 573 - 4949
Pcoc Dba Orange Check Cashing 821 N Tustin St, Orange, CA 92867 +1 (714) 633 - 6541
Loansmart 3623 Old Conejo Rd 204, Newbury Park, CA 91320 +1 (805) 915 - 2600
Chase Bank 5400 Carpinteria Ave, Carpinteria, CA 93013 +1 (805) 684 - 4114
CCS Title Loan Services - LoanMart Glendale 1023-B, S Brand Blvd Suite B, Glendale, CA 91204 +1 (818) 646 - 2099
Oro Jewelry and Loan 800 Plumas St, Yuba City, CA 95991 +1 (530) 822 - 0222
Santa Barbara County Federal Credit Union 2623 De La Vina St, Santa Barbara, CA 93105 +1 (805) 682 - 3357
Check `n Go 1575 Winchester Blvd Suite D, Campbell, CA 95008 +1 (408) 866 - 8000
Apoyo Financiero San Pablo 3340 D-1, San Pablo Dam Rd, El Sobrante, CA 94803 +1 (510) 854 - 7768

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Montrose, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Union City, CA, Payday Loans in Upland, CA, Payday Loans in Vacaville, CA, Payday Loan for Vallejo, CA, Payday Loans in Ventura, CA, Payday Loans in Victorville, CA, 24-Hour Loan in Visalia, CA and Payday Loans in Vista, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Montrose, CA.

Beautiful sights of Montrose, CA

Payday Loans Available in Montrose, CA By The Following ZIP Codes:

91020, 91214

Are Payday Loans Legal In Montrose, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Montrose, CA payday loan calculator

Understanding Payday Loans in Montrose, California

If you’re facing a financial emergency, a payday loan may be an option to consider. Payday loans are short-term loans that typically come with high interest rates and fees. In Montrose, California, payday loans are legal, but it’s important to understand how they work and the potential risks involved.

How Payday Loans Work in Montrose, California

In California, payday lenders can offer loans up to $300, and the maximum loan term is 31 days. The lender will typically charge a fee for the loan, which can range from $17.65 to $44 per $100 borrowed. This fee must be clearly displayed as an annual percentage rate (APR), and the lender must provide the borrower with a written agreement outlining the terms of the loan.

To apply for a payday loan in Montrose, California, you must provide some basic personal and financial information, such as your name, address, employment status, and income. The lender will then use this information to determine whether to approve your loan application, and if so, how much you can borrow.

The Risks of Payday Loans

While payday loans can be a quick source of cash in an emergency, they come with significant risks that borrowers should be aware of. The high interest rates and fees associated with these loans can make them very expensive, and if you’re unable to pay back the loan on time, you could end up in a cycle of debt that’s hard to escape.

Additionally, payday lenders have been known to engage in predatory practices, such as targeting low-income borrowers, offering loans with deceptive terms, and using aggressive collection tactics.

Interesting Facts and Statistics

  • According to a report from the California Department of Business Oversight, the average payday loan in California is for $250, and the average fee is $44 per $100 borrowed.
  • In Montrose, California, there are several payday lenders located on Honolulu Avenue, including Advance America, Check Into Cash, and ACE Cash Express.
  • A survey by the Pew Charitable Trusts found that 69% of payday loan borrowers in California use the loans to cover recurring expenses, such as rent or utilities.

Applying for a Payday Loan in Montrose, California

If you decide to apply for a payday loan in Montrose, California, it’s important to do so through a reputable lender. TheGuaranteedLoans can help connect you with potential lenders in your area who offer payday loans.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. This means that we can help facilitate your connection with potential lenders, but we aren’t responsible for the terms of the loan or the fees and interest rates involved.

To get started, simply fill out our online application form with some basic information about yourself and your financial situation. We’ll then use this information to match you with potential lenders who may be able to offer you a payday loan.

The Bottom Line

Payday loans can be a risky option for borrowers in Montrose, California and elsewhere. If you’re considering taking out a payday loan, be sure to understand the terms of the loan and the potential risks involved.

If you’re facing a financial emergency and need help finding a loan, TheGuaranteedLoans can help. Apply now to get connected with potential lenders in your area.

F.A.Q.

Can I renew or rollover a payday loan in Montrose, California?

in Montrose, California, payday loans cannot be renewed or rolled over, so borrowers must repay the loan in full on the due date. If a borrower is unable to repay the loan in full, they may be eligible for a payment plan with the lender.

How do I apply for a payday loan in Montrose, California?

To apply for a payday loan in Montrose, California, borrowers must visit a lender's physical location and provide proof of income, a valid ID, and a post-dated check or bank account information for loan repayment.

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