Payday Loans in Mountain Ranch, California

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No payday loan companies in Mountain Ranch, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Family Car Title Loans 2230 Professional Dr, Santa Rosa, CA 95403 +1 (831) 222 - 1555
ACE Cash Express 804 W Highland Ave c, San Bernardino, CA 92405 +1 (909) 881 - 7373
THE MANFRED GROUP 120 S Main Ave, Fallbrook, CA 92028 +1 (760) 723 - 2232
Union Bank 655 Main St, Watsonville, CA 95076 +1 (831) 761 - 4324
Nix Neighborhood Lending 2934 W Manchester Blvd, Inglewood, CA 90305 +1 (323) 751 - 0409
DolEx Dollar Express 816 S Pacific Ave, San Pedro, CA 90731 +1 (888) 246 - 2527
Check Into Cash 3881 Mission Ave Suite C-3, Oceanside, CA 92054 +1 (760) 967 - 1538
Fast Auto and Payday Loans, Inc. 2830 Arden Way, Sacramento, CA 95825 +1 (916) 979 - 9009
Multiservicios Chavez 438 Tecate Rd, Tecate, CA 91980 +1 (619) 478 - 5159
Check `n Go 2100 Standiford Ave, Modesto, CA 95350 +1 (209) 524 - 7830

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mountain Ranch, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hawthorne, CA, Payday Loans in Hayward, CA, Payday Loans in Hemet, CA, Payday Loans in Hesperia, CA, Guaranteed Loans in Highland, CA, Payday Loans in Hollister, CA, Payday Loans in Huntington Beach, CA and Payday Loans in Huntington Park, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mountain Ranch, CA.

Beautiful sights of Mountain Ranch, CA

Payday Loans Available in Mountain Ranch, CA By The Following ZIP Codes:

95246

Are Payday Loans Legal In Mountain Ranch, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mountain Ranch, CA payday loan calculator

Payday Loans in Mountain Ranch, California

If you’re in need of a quick cash injection, a payday loan can seem like an attractive option. These short-term loans are intended to help you bridge the gap between paychecks, and can be a lifesaver in an emergency. However, it’s important to understand all the facts before you take out a payday loan in Mountain Ranch, California. Here’s what you need to know:

How Payday Loans Work in Mountain Ranch

In California, the legal limit for a payday loan is $300. These loans are typically due on your next payday, and they come with high interest rates and fees. You’ll need to provide proof of income and a valid ID to qualify for a payday loan in Mountain Ranch.

One of the biggest risks of payday loans is that they often carry a cycle of debt. Borrowers who can’t repay their loan on time often roll the loan over, incurring additional fees and interest. This can lead to a dangerous cycle of borrowing that’s hard to break.

Alternatives to Payday Loans

If you’re struggling to pay your bills and need extra cash, there are other options to consider. One option is to reach out to your creditors and see if they’ll work with you to establish a payment plan. Many creditors are willing to work with you if you’re upfront and honest about your situation.

Another option is to look into credit counseling services. These services can help you develop a budget and a plan to pay down your debts, without taking out another loan. You can find credit counseling services through the National Foundation for Credit Counseling.

Interesting facts about Payday loans in Mountain Ranch, California

  • Mountain Ranch, California is a small town located in Calaveras County with a population of approximately 1,600 people.
  • California has more payday loan stores than any other state in the US.
  • The average APR on a payday loan in California is 372%.
  • In 2019, the state of California passed legislation to cap interest rates on payday loans at 36%, making it one of the few states to do so.

Apply Now

If you’ve weighed your options and decided that a payday loan is right for you, TheGuaranteedLoans can help connect you with potential lenders in Mountain Ranch, California. Remember, we are a connection service and not a direct lender. Fill out our online application to get started today.

While payday loans can provide quick cash in an emergency, it’s important to understand all the risks involved. Explore all your options before taking out a loan, and avoid falling into the cycle of debt that can come with payday loans.

F.A.Q.

Do I need to have good credit to get a payday loan in Mountain Ranch, California?

No, payday loans in Mountain Ranch, California do not require good credit. Lenders may still perform a credit check, but bad credit is not necessarily a disqualifying factor.

How do I apply for a payday loan in Mountain Ranch, California?

To apply for a payday loan in Mountain Ranch, California, you must visit a payday lender in person and provide proof of income, identification, and a blank check from an active checking account.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa