Payday Loans in Prather, California

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No payday loan companies in Prather, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the Sierra 1126 Main St, Delano, CA 93215 +1 (661) 720 - 2800
Walmart Money Center 927 S China Lake Blvd, Ridgecrest, CA 93555
Pacific Western Bank 197 N Fairview Ave, Goleta, CA 93117 +1 (805) 692 - 1888
Charles Schwab 100 Clock Tower Pl Ste 100, Carmel-By-The-Sea, CA 93923 +1 (831) 622 - 5933
Montana Capital Car Title Loans 10080 Foothill Blvd, Rancho Cucamonga, CA 91730 +1 (909) 245 - 9272
Check Into Cash 707 W 2nd St Suite D, San Bernardino, CA 92410 +1 (909) 384 - 0348
Check `n Go 1865 Herndon Ave Suite C, Clovis, CA 93611 +1 (559) 322 - 5900
Money Mart 26953 Mission Blvd N, Hayward, CA 94544 +1 (510) 728 - 7026
Check Into Cash 1919 Main St, Watsonville, CA 95076 +1 (831) 786 - 3985
Check Into Cash 7937 Auburn Blvd, Citrus Heights, CA 95610 +1 (916) 727 - 1128

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Prather, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Los Banos, CA, Guaranteed Loans in Los Gatos, CA, Short-term Loans in Lynwood, CA, Payday Loans in Madera, CA, No Credit Check Loans in Manhattan Beach, CA, Payday Loans in Manteca, CA, 24-Hour Loan in Martinez, CA and 24-Hour Loan in Menifee, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Prather, CA.

Payday Loans Available in Prather, CA By The Following ZIP Codes:

93651

Are Payday Loans Legal In Prather, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Prather, CA payday loan calculator

Payday Loans in Prather, California: A Comprehensive Guide

When you face unexpected expenses, payday loans can provide a convenient solution. These short-term loans are designed to help you cover urgent expenses until your next paycheck arrives, and they are available to California residents. If you live in Prather, California, you may be wondering how to get a payday loan. This article will guide you through everything you need to know about payday loans in Prather, California.

How Do Payday Loans Work?

Payday loans are short-term loans that typically have to be repaid on your next payday. They are designed to help people get through short periods of financial difficulty and typically range from $100 to $1,000.

The process of getting a payday loan is usually simple. You must be at least 18 years of age and have a stable source of income. You will also need to provide some basic personal information and may have to undergo a credit check. Once approved, you can receive the funds in as little as one business day.

Are Payday Loans Legal in Prather, California?

Yes, payday loans are legal in California, including Prather. The state has specific regulations in place to protect consumers from predatory lending practices. For instance, California has a cap on the amount of interest that can be charged on payday loans. Additionally, lenders are required to provide a written agreement outlining all the terms and conditions of the loan.

What Are the Requirements for a Payday Loan in Prather, California?

The requirements for a payday loan in Prather, California are similar to those in other states. You will need to be at least 18 years old and have a steady source of income. You will also need to provide some basic personal information, including your name, address, and social security number. In some cases, you may also have to provide proof of income, such as a recent pay stub or bank statement.

How to Apply for a Payday Loan in Prather, California

If you are interested in getting a payday loan in Prather, California, the first step is to find a reputable lender. There are many online lenders that offer payday loans to California residents. You can compare rates and terms from different lenders to find the best deal.

Once you have found a lender, you can typically apply online in just a few minutes. You will need to provide some basic personal information and may have to undergo a credit check. If approved, you can receive the funds in as little as one business day.

Advantages of Payday Loans in Prather, California

  • Fast access to funds: If you need money quickly, payday loans can provide a fast and convenient solution. The application process is usually simple, and you can receive the funds in as little as one business day.
  • No collateral required: Payday loans are unsecured loans, so you do not have to provide any collateral to secure the loan.
  • Flexible loan amounts: Payday loans typically range from $100 to $1,000, so you can borrow just what you need to cover your expenses.
  • No credit check: Some lenders do not perform credit checks, making them a good option for people with poor credit.

Interesting Facts and Statistics about Payday Loans in Prather, California

  • According to California state law, the maximum loan amount for payday loans is $300.
  • The maximum fee that lenders can charge for a payday loan in California is 15% of the loan amount. For a $300 loan, the maximum fee would be $45.
  • Over 12 million Americans use payday loans each year, according to the Pew Charitable Trusts.

Apply Now

Getting a payday loan in Prather, California is easy with TheGuaranteedLoans. We connect you with potential lenders who can provide fast and convenient payday loans. Simply fill out our online application form to get started. Please note that we are a connector service, not a direct lender. We work with a network of reputable lenders to provide you with the best loan options available.

Remember, payday loans should be used responsibly and only when necessary. Make sure you understand the terms and conditions of the loan before signing any agreement. If you have any questions or concerns, do not hesitate to contact us.

F.A.Q.

How do I apply for a payday loan in Prather, California?

To apply for a payday loan in Prather, California, you must visit a payday lender in person and provide proof of income, identification, and a blank check from an active checking account.

How long does it take to get a payday loan in Prather, California?

In most cases, payday loans in Prather, California can be approved and disbursed within a few hours.

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