Payday Loans in Roseville, California

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Payday Loan Companies in Roseville, CA

Company nameAddressZip codePhone number
Advance America 5140 Foothills Blvd Ste. #180 95747 +1 (916) 797 - 1804
Advance America 9951 Fairway Dr Ste. 110 95678 +1 (916) 797 - 1005
BBVA Compass Loan Production Office LPO 1490 Stone Point Dr 250 95661 +1 (916) 289 - 4774
California Check Cashing Stores 820 Sunrise Ave 95661 +1 (916) 773 - 2274
Check `n Go 3981 Foothills Blvd Suite 120 95747 +1 (916) 783 - 1073
Cypress Home Loan Corporation 8775 Sierra College Blvd 100 95661 +1 (916) 782 - 7600
Lead Car Title Loans Roseville 700 Vallejo Ave #89 95678 +1 (916) 246 - 2465
LEVEL Debt 970 Reserve Dr 201 95678 +1 (888) 304 - 7799
Loan Process 333 Sunrise Ave 95661 +1 (916) 774 - 6508
Mariner Finance 1811 Douglas Blvd a6 95661 +1 (279) 201 - 9079
Mechanics Bank - Renaissance Creek Branch 3992 Douglas Blvd 110 95661 +1 (916) 872 - 2000
Mechanics Bank - Roseville Executive Offices 915 Highland Pointe Dr 450 95678 +1 (916) 797 - 8200
PennyMac Loan Services 3013 Douglas Blvd 250 95661 +1 (916) 245 - 1515
Thompson Group Real Estate 805 Douglas Blvd 95678 +1 (916) 721 - 6933
Tiny Cash Payday Loans 9075 Foothills Blvd 3 95747 +1 (916) 248 - 7002
Title Loans Express 576 N Sunrise Ave 95661 +1 (530) 763 - 1143
Umpqua Bank 2998 Douglas Blvd Suite 100 95661 +1 (916) 783 - 8999

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Roseville, CA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Rowland Heights, CA, Payday Loans in Sacramento, CA, No Credit Check Loans in Salinas, CA, Emergency Loan in San Bernardino, CA, Payday Loans in San Bruno, CA, Payday Loans in San Clemente, CA, Payday Loan Without a Credit Check in San Diego, CA and Payday Loans in San Dimas, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Roseville, CA.

Beautiful sights of Roseville, CA

Payday Loans Available in Roseville, CA By The Following ZIP Codes:

95747, 95661, 95678

Are Payday Loans Legal In Roseville, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Roseville, CA payday loan calculator

Payday Loans in Roseville, California

Living in Roseville, California, can be expensive. From rent costs to utilities and groceries, finding money when you need it isn’t always easy.

If you are facing a financial emergency, one option that can help you is payday loans. While payday loans in Roseville, California, are legal, they can be risky if you don’t understand the terms and conditions. In this article, we will discuss what payday loans are in Roseville, more about the legal aspects and provide guidance on alternatives.

What Are Payday Loans in Roseville, California?

Payday loans are small, short-term loans offered by a lender. The lender typically charges a fee for the loan and it must be repaid back within 7–30 days, usually on your next payday. Payday loans can be obtained through a storefront, online or other sources.

In Roseville, California, the maximum loan amount is $300, with a maximum fee of 15%. This means that if you borrow $300, a $45 fee will be charged. The Annual Percentage Rate (APR) is the total cost of the loan, expressed as a percentage per year. The maximum APR on a payday loan in Roseville, California, is 460%.

Are Payday Loans Legal in Roseville, California?

Yes, payday loans are legal in Roseville, California. The state has set specific laws to protect consumers and ensure that lenders follow these regulations.

These laws include the maximum loan and fee amount, the APR and the maximum number of loans you can have at one time. In addition, all payday lenders must be licensed and must provide a copy of the loan agreement detailing the loan amount, fees, APR and repayment terms.

What Are the Alternatives to Payday Loans in Roseville, California?

If you are facing a financial emergency, there are alternatives to payday loans in Roseville, California.

Personal Loan

A personal loan is an unsecured loan taken out from a bank or lender. These loans typically have lower interest rates and repayment terms of 6 – 36 months. They also have a maximum APR of 36%, which is much lower than payday loans.

Credit Card

Using a credit card is another alternative to payday loans. Credit cards are typically unsecured and can be used for purchases or to cover emergency expenses. The interest rate, however, can be quite high if you don’t pay your balance in full each month.

Borrow from a Friend or Family Member

Another option is to borrow money from a friend or family member. This option may not be the most ideal, as it can lead to strained relationships if the loan isn’t paid back on time.

Home Equity Loan

If you own a home, you can take out a home equity loan. This loan uses the equity in your home as collateral and typically has lower interest rates than payday loans. However, if you don’t pay the loan back, you could risk losing your home.

FAQs

Q: Who regulates payday loans in Roseville, California?

A: The California Department of Corporations regulates payday loans in Roseville, California.

Q: Are there any restrictions on how many payday loans I can have?

A: Yes, you can only have one payday loan at a time. You must also wait two weeks between loans.

Q: What if I can’t pay back my payday loan on time?

A: Contact your lender and explain the issue. Most lenders will work with you to find a solution, such as extending the loan or setting up a repayment plan.

Apply Now

If you are facing a financial emergency and need a payday loan in Roseville, California, TheGuaranteedLoans can help. We are not a lender, however, we will connect you with lenders who can help. Fill out our short online application to get started. It’s free and fast.

More F.A.Q.

Can I be charged additional fees for accessing my payday loan through an ATM in Roseville, California?

Yes, some payday lenders in Roseville, California may charge additional fees for accessing your loan through an ATM. It is important to carefully review the terms and conditions of your loan before agreeing to any ATM fees.

Can I be denied a payday loan in Roseville, California if I have outstanding payday loans with other lenders?

Yes, payday lenders in Roseville, California can deny your loan application if you have outstanding payday loans with other lenders. This is because the state limits the number of loans that can be taken out at one time.

How Many Cash Advance Companies are in Roseville, CA?

With the help of our service, you will be able to find 17 cash advance companies in Roseville, CA

What Cash Advance Companies in Roseville, CA are the most popular?

You should check Advance America, BBVA Compass Loan Production Office LPO, and California Check Cashing Stores. Also, you can start your application online on our website.

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