Payday Loans in Shandon, California

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No payday loan companies in Shandon, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Resource Lenders 7330 N Palm Ave 106, Fresno, CA 93711 +1 (559) 225 - 0500
Title Loans Express 3775 Beacon Ave, Fremont, CA 94538 +1 (510) 996 - 4453
Check Center - Hayward 24933 Santa Clara St, Hayward, CA 94544 +1 (510) 783 - 4630
loanDepot 901 N Palm Canyon Dr 107, Palm Springs, CA 92262 +1 (760) 797 - 6000
Allied Cash Advance 1350 E Pacheco Blvd, Los Banos, CA 93635 +1 (209) 829 - 1994
CashStand/ Cash Express 1050 E Avenida De Los Arboles, Thousand Oaks, CA 91360 +1 (800) 944 - 9820
Union Bank 1059 C St, Galt, CA 95632 +1 (209) 745 - 8000
Montana Capital Car Title Loans 8421 Rosemead Blvd, Pico Rivera, CA 90660 +1 (562) 206 - 1512
SDCCU La Mesa Branch 8555 Fletcher Pkwy, La Mesa, CA 91942 +1 (877) 732 - 2848
Advance America 2353 N Chester Ave, Bakersfield, CA 93308 +1 (661) 387 - 9285

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shandon, CA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Santa Rosa, CA, Payday Loans in Santee, CA, Payday Loans in Saratoga, CA, Payday Loans in Seaside, CA, Payday Loans in Simi Valley, CA, Guaranteed Loans in South Gate, CA, Payday Loans in South San Francisco, CA and Quick Loan in Stanton, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shandon, CA.

Beautiful sights of Shandon, CA

Payday Loans Available in Shandon, CA By The Following ZIP Codes:

93461

Are Payday Loans Legal In Shandon, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Shandon, CA payday loan calculator

Payday Loans in Shandon, California: A Comprehensive Guide

Payday loans are a type of short-term loan that can help you cover unexpected expenses. Are you living in Shandon, California, and looking for information on payday loans? In this article, we’ll provide you with everything you need to know about payday loans in Shandon, California. Let’s get started.

What are Payday Loans?

Payday loans are a form of credit that is typically offered by payday lenders. These loans are usually for small amounts and are intended to be paid back on a borrower’s next payday. Payday loans can be useful when you need cash quickly to cover unexpected expenses, such as car repairs or medical bills.

Payday Loans in Shandon, California

Payday loans are legal in California, including Shandon. According to California state law, payday loans cannot exceed $300, and lenders can charge a maximum of 15% interest on the loan amount. In addition, payday loans in California must have a term of at least 31 days, and lenders cannot charge more than $15 in fees for every $100 borrowed.

How to Apply for a Payday Loan in Shandon, California

If you live in Shandon, California, and are considering applying for a payday loan, here are some steps to follow:

  • Research various lenders to find one that is trustworthy and offers reasonable interest rates
  • Gather all required documents, such as identification, bank statements, and pay stubs
  • Fill out the application form online or in-person at the lender’s location
  • Wait for the lender’s decision, which may take a few minutes to a few days
  • If approved, review the loan terms and sign the agreement
  • Receive the loan amount in your bank account

Benefits of Payday Loans

While payday loans may not be the best solution for everyone, they do offer some benefits:

  • Fast and easy application process
  • No credit check is required
  • You can receive the loan amount quickly, usually within a day

Drawbacks of Payday Loans

However, payday loans also have some drawbacks that you should be aware of:

  • High interest rates and fees
  • Can lead to a cycle of debt if not paid back on time
  • May not be a long-term solution for financial problems

Interesting Facts and Statistics about Payday Loans in Shandon, California

  • The average payday loan amount in California is $250
  • California has the most payday lending storefronts in the United States, with over 1,600 locations
  • Payday lending generates $3.6 billion in fees each year in the United States

Apply Now for a Payday Loan in Shandon, California

If you need a payday loan in Shandon, California, TheGuaranteedLoans is here to help. We are a connector service that can help connect you with potential lenders quickly and easily. Fill out our online application form, and we’ll match you with a lender that fits your needs. Remember, TheGuaranteedLoans is not a direct lender, and we don’t make credit decisions. Our role is to connect you with potential lenders. Apply now and get the cash you need.

F.A.Q.

Can a payday lender require me to provide collateral in order to take out a loan in Shandon, California?

No, a payday lender cannot require you to provide collateral in order to take out a loan in Shandon, California. Payday loans are unsecured loans, which means that the lender does not have the right to take your property if you fail to repay the loan.

Can a payday lender require me to take out credit insurance in order to take out a loan in Shandon, California?

No, a payday lender cannot require you to take out credit insurance in order to take out a loan in Shandon, California. This type of insurance is optional and the decision to purchase it is up to the borrower.

Look for Short-Term Loans in Other Cities:

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