Payday Loans in Ballico, California

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No payday loan companies in Ballico, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
usanewloan 1125 E Broadway, Glendale, CA 91205 +1 (888) 775 - 0859
Loan Depot 8383 Wilshire Blvd 800, Beverly Hills, CA 90211
Payday Loans CA-4, Murphys, CA 95247
Reed Hazard - Branch Manager 621 S El Camino Real, San Clemente, CA 92672 +1 (949) 973 - 5226
Augusta Financial, Inc 25129 The Old Rd 350, Santa Clarita, CA 91381 +1 (661) 260 - 2970
Lendmark Financial Services LLC 40008 10th St W Suite E, Palmdale, CA 93551 +1 (661) 267 - 1157
Provident Credit Union Redwood Shores Community Branch 210 Redwood Shores Pkwy, Redwood City, CA 94065 +1 (800) 632 - 4600
Enterprise Rent-A-Car 10266 Truckee Airport Rd Suite B, Truckee, CA 96161 +1 (530) 550 - 1550
Atlas Financial Group 6225 S Walnut St A, Loomis, CA 95650 +1 (916) 660 - 0733
First Security Lending 2001 W Magnolia Blvd, Burbank, CA 91506 +1 (818) 239 - 5120

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ballico, CA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in El Dorado Hills, CA, Payday Loans in El Monte, CA, Payday Loans in Elk Grove, CA, Payday Loans in Encinitas, CA, Payday Loans in Escondido, CA, Payday Loans in Fair Oaks, CA, Bad Credit Loans in Fairfield, CA and Same Day Loans in Fallbrook, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ballico, CA.

Payday Loans Available in Ballico, CA By The Following ZIP Codes:

95303

Are Payday Loans Legal In Ballico, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Ballico, CA payday loan calculator

Payday loans are a hot topic amongst financial experts, borrowers, and lenders alike. These short-term loans are known for their high interest rates and often criticized for trapping borrowers in never-ending cycles of debt.

What are Payday Loans?

Payday loans are short-term loans that help bridge the gap between paychecks. They are typically due on the borrower’s next payday and come with high interest rates and fees. Lenders usually require that you provide proof of income or employment and a post-dated check or access to your banking account.

Payday loans are available in many states, including California. Ballico, California, is one of the many cities where payday loans are legal. But, before you decide to take out a payday loan in Ballico, California, there are some things you need to know.

How do Payday Loans in Ballico, California Work?

In California, the maximum loan amount for payday loans is $300, and the maximum term is 31 days. The fee for a $100 payday loan can’t exceed $15, which means that a $300 loan would have a $45 fee. The APR for a 14-day, $100 loan is 460%, and for a 31-day, $100 loan, it’s 214%. These interest rates and fees can add up quickly and make it challenging for borrowers to pay back their loans on time.

If you can’t pay back your payday loan on time, you can request a repayment plan, which gives you more time to pay off your loan. If you fail to reimburse your payday loan even with the repayment plan, the lender can charge you an additional fee and can take legal action against you.

Payday Loans vs. Other Loans

It’s essential to understand the differences between payday loans and other types of loans before deciding which one is right for you. Payday loans are short-term loans with high fees and interest rates, typically designed for emergency situations. Auto title loans and personal loans are other options for people who need money quickly, but these loans have different interest rates and terms.

Personal loans are another option. These loans typically have a longer repayment period, lower interest rates, and can range from $1,000 to $100,000. However, personal loans usually require a credit check and might take more time to be approved. On the other hand, payday loans don’t require a credit check, but you’ll need to have a steady income to be eligible for a loan.

Interesting Facts and Statistics About Payday Loans in Ballico, California

  • There are more payday lenders in California than McDonald’s restaurants.
  • In 2016, Californians borrowed $3.3 billion in payday loans, up from $2.9 billion in 2015.
  • Online payday lenders in California charge high-interest rates up to 1,400%.
  • The average payday loan is for 17 days and has a $15 fee for every $100 borrowed.
  • Payday lenders made $2.7 billion in fees from California residents between 2012 and 2017.

How to Apply for a Payday Loan in Ballico, California

Applying for a payday loan in Ballico, California, is simple. You can visit any payday loan store, fill out an online application, or call a lender. TheGuaranteedLoans is a connector service that can facilitate your requests for payday loans in Ballico, California. We work with a large network of lenders who are ready to help you. We’re not a direct lender, and our services are free of charge. You can apply for a payday loan today, and we’ll connect you with a lender who can help you.

Apply Now:

Don’t let financial emergencies get you down. Apply now for a payday loan in Ballico, California, and get the cash you need in as little as one business day. TheGuaranteedLoans is here to help you with your financial needs.

F.A.Q.

Can a payday lender require me to take out multiple loans in order to repay an existing loan in Ballico, California?

No, a payday lender cannot require you to take out multiple loans in order to repay an existing loan in Ballico, California. This practice, known as loan stacking, is illegal in the state and can lead to significant financial hardship for borrowers.

Can a payday lender require me to provide personal information, such as my social security number, in order to take out a loan in Ballico, California?

Yes, a payday lender can require you to provide personal information, such as your social security number, in order to take out a loan in Ballico, California. This information is used to verify your identity and determine your eligibility for a loan.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa