Payday Loans in Caliente, California

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No payday loan companies in Caliente, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 151-B W McKnight Way, Grass Valley, CA 95949 +1 (530) 272 - 3855
Oportun 1858 Durfee Ave, South El Monte, CA 91733 +1 (626) 773 - 8737
SchoolFirst FCU 13200 Palm Dr, Desert Hot Springs, CA 92240
Money Mart 1540 N Ben Maddox Way, Visalia, CA 93291 +1 (559) 733 - 7980
Payday Services Plus 2864 G St, Merced, CA 95340 +1 (209) 726 - 9350
The Check Cashing Place 903 N La Brea Ave, Inglewood, CA 90302 +1 (310) 419 - 0412
Fast Auto And Payday Loans 2431 Del Paso Blvd, Sacramento, CA 95815 +1 (916) 239 - 4274
TitleMax Title Loans 1570 W Foothill Blvd, Upland, CA 91786 +1 (909) 579 - 6360
Advance America 1221 Sanguinetti Rd, Sonora, CA 95370 +1 (209) 533 - 3244
Check Center - Chula Vista 1090 3rd Ave, Unit B, Chula Vista, CA 91911 +1 (619) 407 - 4100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Caliente, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Rafael, CA, Payday Loans in San Ramon, CA, Payday Loans in Santa Ana, CA, Payday Loan for Santa Barbara, CA, Emergency Loan in Santa Clara, CA, Online Loans in Santa Clarita, CA, Payday Loan Without a Credit Check in Santa Cruz, CA and Payday Loans in Santa Maria, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Caliente, CA.

Beautiful sights of Caliente, CA

Are Payday Loans Legal In Caliente, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Caliente, CA payday loan calculator

Payday Loans in Caliente, California – What You Need to Know

Payday loans are a type of short-term loan that is designed to help borrowers cover unexpected expenses. These loans offer a quick solution to cash flow problems that can arise between paychecks. In the state of California, payday loans are legal and can be obtained from licensed lenders. In this article, we’ll explore everything you need to know about payday loans in Caliente, California.

How do Payday Loans Work?

Payday loans are typically small loans, usually ranging from $100 to $1,000. These loans are usually due on your next payday and come with high interest rates and fees. To obtain a payday loan, you need to provide proof of your income, an identification card, and a bank account.

The lender will then give you the loan amount, and you’ll be required to sign a loan agreement that outlines the terms and conditions of the loan. The loan agreement will typically include the due date, interest rate, fees, and any other relevant information.

Benefits of Payday Loans in Caliente, California

  • Quick Access to Cash: Payday loans offer a quick solution to cash flow problems, and the application process is straightforward and fast.
  • No Credit Check: Most payday lenders in Caliente, California don’t require a credit check. This means that borrowers with poor credit or no credit history can still qualify for a payday loan.
  • Fewer Requirements: To apply for a payday loan, you need to provide proof of your income, an identification card, and a bank account. You don’t need to provide collateral or have a good credit score.

Drawbacks of Payday Loans in Caliente, California

  • High-Interest Rates and Fees: Payday loans come with high-interest rates and fees. In California, the interest rate on payday loans is capped at 15% of the loan amount. However, this can still amount to a significant expense for borrowers.
  • Debt Trap: Payday loans can lead to a debt trap. If a borrower can’t repay the loan on the due date, they may be forced to roll over the loan, which incurs additional fees and interest payments.
  • Not a Long-Term Solution: Payday loans are not a long-term solution to financial problems. They are designed to be short-term loans that are due on your next paycheck.

Alternatives to Payday Loans in Caliente, California

Before you apply for a payday loan in Caliente, California, consider the following alternatives:

  • Personal Loans: Personal loans are a type of loan that is typically available for larger amounts than payday loans. These loans offer a longer repayment period and lower interest rates.
  • Credit Cards: If you have a credit card, you can use it to cover unexpected expenses. Credit cards offer a lower interest rate than payday loans and can be a good alternative if you can repay the balance quickly.
  • Borrow from Friends or Family: If you have friends or family who are willing to lend you money, borrowing from them may be a more affordable option than a payday loan.

Interesting Facts and Statistics about Payday Loans in Caliente, California

  • The average payday loan borrower in California takes out eight payday loans per year.
  • Payday loans in California have an average annual percentage rate (APR) of 372%.
  • California has more payday lending storefronts than McDonald’s restaurants. In fact, there are approximately 2,000 payday lending shops in California.

Apply Now for a Payday Loan in Caliente, California

If you’re facing unexpected expenses between paychecks, a payday loan can offer a quick solution to your cash flow problems. Apply now on our website to begin the loan application process. As a connector service, TheGuaranteedLoans will facilitate your connection with potential lenders. We’re not a direct lender, so we’re not responsible for the terms and conditions of your loan. Be sure to read the loan agreement carefully before accepting the terms.

Payday loans in Caliente, California can be a useful tool for managing your finances, but they can also lead to a debt trap if you’re not careful. Be sure to consider all of your options before applying for a payday loan and only borrow what you can afford to repay.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a borrower who has defaulted on a payday loan in the past in Caliente, California?

in Caliente, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who have defaulted on a payday loan in the past. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their borrowing history.

What is the maximum number of payday loans I can take out in Caliente, California at one time?

in Caliente, California, borrowers are limited to taking out no more than two payday loans at a time.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa