Payday Loans in Dardanelle, California

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No payday loan companies in Dardanelle, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 134 Belle Mill Rd, Red Bluff, CA 96080 +1 (530) 527 - 6895
American AgCredit 1345 Redwood Way, Petaluma, CA 94954 +1 (707) 793 - 9023
C K Check Cashing Corporation 1710 El Camino Real A, San Bruno, CA 94066 +1 (650) 589 - 1700
Advanced Pay USA 6961 Broadway, Lemon Grove, CA 91945 +1 (619) 667 - 9363
California Cash Advance 809 W Rosecrans Ave, Compton, CA 90222 +1 (310) 631 - 2100
U.S. Bank Branch 269 Main St, Weed, CA 96094 +1 (530) 938 - 4141
Advance America 1510-C W El Camino Ave, Sacramento, CA 95833 +1 (916) 569 - 1508
California Coast Credit Union Otay Ranch Branch 1741 Eastlake Pkwy 104, Chula Vista, CA 91915 +1 (858) 495 - 1600
Pezzullo & Gussett CPA's LLP 2213 Main St, Susanville, CA 96130 +1 (530) 257 - 7721
Car Title Loans California 9710 Elk Grove Florin Rd, Elk Grove, CA 95624 +1 (916) 269 - 0625

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dardanelle, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Menifee, CA, Online Loans in Menlo Park, CA, 24-Hour Loan in Merced, CA, Payday Loans in Milpitas, CA, Guaranteed Loans in Mission Viejo, CA, Guaranteed Loans in Modesto, CA, Payday Loan Companies in Monrovia, CA and Payday Loans in Montclair, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dardanelle, CA.

Beautiful sights of Dardanelle, CA

Are Payday Loans Legal In Dardanelle, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Dardanelle, CA payday loan calculator

Welcome to Dardanelle, California, where payday loans are legal and available to those with urgent financial needs. Payday loans are short-term loans that are typically used to cover unexpected expenses or financial emergencies. They are offered to borrowers with a steady source of income and require repayment within a few weeks.

What are Payday Loans in Dardanelle, California?

Payday loans in Dardanelle, California, are a type of short-term loan that is offered to borrowers who need help covering unexpected expenses. These loans typically have higher interest rates than traditional loans and require repayment within a few weeks. They are designed to be repaid in full on the borrower’s next payday and can range from a few hundred dollars to a few thousand dollars.

How Do Payday Loans Work?

Payday loans work by providing borrowers with cash advances against their next paycheck. Borrowers typically apply online or in-store and are required to provide proof of income, a valid ID, and an active checking account. Once approved, borrowers receive cash loans that must be repaid in full, including interest and fees, on their next payday.

Payday loans are a way for people to quickly access cash when they need it most. They are typically used to cover unexpected expenses or financial emergencies, such as medical bills or car repairs.

What Are the Requirements to Get a Payday Loan in Dardanelle, California?

To qualify for a payday loan in Dardanelle, California, borrowers must meet certain requirements. These include:

  • Being at least 18 years old
  • Having a steady source of income
  • Having a valid ID
  • Having an active checking account
  • Being a California resident

Borrowers must also provide proof of income, such as a paycheck stub or bank statement, in order to be approved for a loan. Some lenders may also require additional documentation, such as proof of residency or employment.

What Are the Interest Rates and Fees for Payday Loans in Dardanelle, California?

The interest rates and fees for payday loans in Dardanelle, California, can vary depending on the lender. However, California state law regulates these rates and fees to ensure that borrowers are not charged excessive amounts.

The maximum amount a lender can charge on a payday loan in California is 15% of the loan amount. For example, if a borrower takes out a $500 payday loan, the maximum amount they can be charged in interest and fees is $75. Additionally, lenders are required to provide borrowers with a written agreement that outlines all of the terms and conditions of the loan, including the interest rate and fees.

Benefits of Payday Loans in Dardanelle, California

Payday loans can be a helpful resource for those who need quick access to cash. Some of the benefits of payday loans in Dardanelle, California, include:

  • Quick access to funds
  • Fewer requirements than traditional loans
  • Flexible repayment terms
  • No collateral required
  • Opportunity to build credit

In some cases, payday loans can also be used to improve a borrower’s credit score. By repaying the loan on time and in full, borrowers can show lenders that they are responsible and reliable when it comes to repaying debts.

Interesting Facts about Payday Loans in Dardanelle, California

  • According to a survey by the California Department of Business Oversight, the average payday loan in California is $300 and has an annual percentage rate (APR) of 372%.
  • The number of payday lenders in California has decreased in recent years due to new regulations and consumer protections.
  • The California Deferred Deposit Transaction Law regulates payday lending in the state and requires lenders to provide written agreements with all terms and conditions of the loan.

Apply Now

If you are in need of a payday loan in Dardanelle, California, TheGuaranteedLoans can help connect you with lenders who may be able to meet your needs. As a connector service, we work with a network of potential lenders and can help you find a loan that fits your unique financial situation.

To get started, simply fill out our online application. We will review your information and match you with lenders who may be able to offer you the cash advance you need. Remember, payday loans are a short-term solution and should only be used in emergencies.

If you have any questions or concerns about the payday loan process, our team is here to help. Contact us today to learn more about how we can help you get the cash you need.

F.A.Q.

Can a payday lender require me to authorize an electronic withdrawal from my bank account in order to take out a loan in Dardanelle, California?

Yes, a payday lender can require you to authorize an electronic withdrawal from your bank account in order to take out a loan in Dardanelle, California. This is an alternative to providing a post-dated check and allows the lender to automatically withdraw the loan amount on the due date.

Can a payday lender require me to provide proof of income in order to take out a loan in Dardanelle, California?

Yes, a payday lender can require you to provide proof of income in order to take out a loan in Dardanelle, California. This is to ensure that you have the ability to repay the loan on time. You may be required to provide pay stubs, bank statements, or other documentation to verify your income.

Look for Short-Term Loans in Other Cities:

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