Payday Loans in Earlimart, California

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No payday loan companies in Earlimart, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Union Bank 3223 Crow Canyon Rd 100, San Ramon, CA 94583 +1 (925) 866 - 0422
Westamerica Commercial Credit 4550 Mangels Blvd, Fairfield, CA 94534 +1 (707) 863 - 6000
American AgCredit 455 E Gobbi St, Ukiah, CA 95482 +1 (707) 462 - 6531
Car Title Loans California 9565 Las Tunas Dr, Temple City, CA 91780 +1 (626) 737 - 8484
El Dorado Savings Bank 6462 Pony Express Trail, Pollock Pines, CA 95726 +1 (530) 644 - 2363
Chase Bank 120 W Las Tunas Dr, San Gabriel, CA 91776 +1 (626) 285 - 9881
Bank of America Financial Center 401 San Anselmo Ave, San Anselmo, CA 94960 +1 (415) 257 - 3790
Fast Auto Loans, Inc. 488 Lewelling Blvd, San Lorenzo, CA 94580 +1 (510) 931 - 4146
Bobby Saadieh - Mortgage Loan Officer - Loan Depot 18525 Sutter Blvd 240, Morgan Hill, CA 95037 +1 (408) 568 - 5019
The Town Group at United American Mortgage Corp 91 Avenida Del Mar 2nd Floor, San Clemente, CA 92672 +1 (949) 510 - 9062

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Earlimart, CA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Lake Elsinore, CA, Payday Loans in Lake Forest, CA, Payday Loan for Lakewood, CA, No Credit Check Loans in Lancaster, CA, 24-Hour Loan in Lawndale, CA, Payday Loans in Lincoln, CA, Online Loans in Livermore, CA and Payday Loans in Lodi, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Earlimart, CA.

Beautiful sights of Earlimart, CA

Payday Loans Available in Earlimart, CA By The Following ZIP Codes:

93217, 93219

Are Payday Loans Legal In Earlimart, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Earlimart, CA payday loan calculator

Understanding Payday Loans in Earlimart, California

Payday loans are a type of short-term loan that are designed to help individuals access quick cash when they need it most. These loans typically have higher interest rates and fees compared to traditional loans, and they are often used to cover unexpected expenses or bills.

In Earlimart, California, payday loans are legal. They are regulated by the Department of Business Oversight, and lenders must abide by certain rules and regulations to ensure that borrowers are protected.

How Do Payday Loans Work in Earlimart, California?

When you apply for a payday loan in Earlimart, California, you’ll typically be asked to provide proof of income and identification. Lenders will review your information and determine whether or not you qualify for a loan.

If you are approved for a loan, you will typically receive your cash within one business day. You will then be required to repay the loan (plus any interest and fees) by your next payday.

Understanding the Costs of Payday Loans in Earlimart, California

It’s important to note that payday loans can be costly. Lenders in Earlimart, California are required to post fee schedules in their stores and online, so be sure to review these before you take out a loan.

Interest rates are typically high, and lenders will often charge additional fees for loan processing and late payments. It’s important to understand these costs before you take out a loan so that you can plan accordingly and avoid falling into debt.

The Benefits and Risks of Payday Loans in Earlimart, California

Payday loans can provide a quick source of cash when you need it most. They are easily accessible and don’t require a good credit score or collateral.

However, payday loans can also be risky. The high interest rates and fees can leave borrowers in a cycle of debt, and missing payments can lead to additional fees and a damaged credit score.

It’s important to weigh the benefits and risks before you decide to take out a payday loan. Consider your financial situation and whether or not you will be able to repay the loan in full by your next payday.

Interesting Facts About Payday Loans in Earlimart, California

  • California residents can borrow up to $300 with a payday loan.
  • The average interest rate for payday loans in California is 372%, according to the California Department of Business Oversight.
  • Payday loans in Earlimart, California are regulated by the California Deferred Deposit Transaction Law. This law requires lenders to follow certain rules and regulations to protect consumers.
  • According to a study by the Pew Charitable Trusts, 69% of payday loan borrowers use the funds to cover recurring expenses such as rent or utilities.

Apply Now for a Payday Loan Today

If you need cash quickly and are considering a payday loan, TheGuaranteedLoans can help. We’re a connector service that can connect you with potential lenders in Earlimart, California.

We’ll help you understand the terms of your loan and work with you to find the right lender for your needs. Apply now for a payday loan and get the cash you need today!

F.A.Q.

Can a payday lender require me to renew my loan if I am unable to repay it on time in Earlimart, California?

Yes, a payday lender can require you to renew your loan if you are unable to repay it on time in Earlimart, California. This means that you will have to pay additional interest and fees in order to extend the loan for another period of time.

Can a payday lender require me to take out multiple loans in order to repay an existing loan in Earlimart, California?

No, a payday lender cannot require you to take out multiple loans in order to repay an existing loan in Earlimart, California. This practice, known as loan stacking, is illegal in the state and can lead to significant financial hardship for borrowers.

Look for Short-Term Loans in Other Cities:

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