Payday Loans in Fields Landing, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Fields Landing, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Money Centers Moreno Valley 24893 Sunnymead Boulevard, Moreno Valley, CA 92553 +1 (951) 924 - 3300
Speedy Cash Lompoc, CA 93436 +1 (805) 291 - 4743
U.S. Bank Branch 936 State St, Santa Barbara, CA 93101 +1 (805) 957 - 2222
Mariner Finance 3603 Coffee Rd STE 200, Bakersfield, CA 93308 +1 (661) 214 - 5638
Reverse Mortgage Lending 3565 Del Rey St 302, San Diego, CA 92109 +1 (800) 730 - 6558
Oportun 316 Main St, Watsonville, CA 95076 +1 (831) 920 - 6173
Loan Process 333 Sunrise Ave, Roseville, CA 95661 +1 (916) 774 - 6508
Oportun 8320 Sepulveda Blvd, North Hills, CA 91343 +1 (855) 444 - 7001
Cash 2 Go 4180 N Sierra Way, San Bernardino, CA 92407 +1 (909) 881 - 4166
Car Title Loan USA 6350 W Ramsey St, Banning, CA 92220 +1 (888) 744 - 8953

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fields Landing, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Newport Beach, CA, Payday Loans in North Highlands, CA, Payday Loans in Norwalk, CA, Quick Loan in Novato, CA, Emergency Loan in Oakland, CA, Payday Loan Without a Credit Check in Oakley, CA, No Credit Check Loans in Oceanside, CA and Payday Loans in Ontario, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fields Landing, CA.

Beautiful sights of Fields Landing, CA

Payday Loans Available in Fields Landing, CA By The Following ZIP Codes:

95537

Are Payday Loans Legal In Fields Landing, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Fields Landing, CA payday loan calculator

Understanding Payday Loans in Fields Landing, California

Payday loans are a type of short-term loan that is designed to help borrowers cover unexpected expenses or financial emergencies. In Fields Landing, California, payday loans are legal and can be a viable option for individuals who need fast cash. However, it’s essential to understand the ins and outs of payday loans and the risks involved before making the decision to apply for one.

How Do Payday Loans Work?

Payday loans are typically for small amounts, ranging from $100 to $1000, and have short repayment terms of around two weeks. To apply for a payday loan in Fields Landing, California, borrowers must provide proof of income, a valid identification document, and an active checking account. Once approved, the funds can be deposited into the borrower’s checking account within one to two business days.

To repay the loan, the borrower must either allow the lender to withdraw the funds from their checking account or provide a post-dated check for the total amount borrowed plus any fees and interest. If the borrower cannot repay the loan on time, they may be charged additional fees and interest, which can increase the total cost of the loan exponentially.

The Risks of Payday Loans

Payday loans can be helpful in times of financial need, but they have significant risks that borrowers must consider before applying. One of the most significant risks of payday loans is the high-interest rates. According to California law, payday lenders can charge up to 15% of the total loan amount in interest, which can add up quickly.

Additionally, if a borrower cannot repay the loan on time, they may face rollover fees, which can significantly increase the total cost of the loan. Rollover fees occur when a borrower cannot repay the loan on time and requests an extension. In these cases, the lender may charge additional fees and interest, which can push the total cost of the loan well beyond what the borrower can afford.

The Benefits of Payday Loans

Despite the risks involved, there are some benefits to payday loans in Fields Landing, California. For example, payday loans are often easier to qualify for than traditional loans, as borrowers do not need to have a high credit score or provide collateral.

Additionally, payday loans can be processed quickly, and the funds can be deposited into the borrower’s checking account within one to two business days. This can be helpful for individuals who need fast cash to cover unexpected expenses, such as a car repair or medical bill.

Interesting Facts or Statistics About Payday Loans in Fields Landing, California

  • According to the California Department of Business Oversight, the average payday loan in California is for $251, and the average APR (annual percentage rate) is 372%.
  • Between 2019 and 2020, there were over 10,000 payday loan complaints reported to the California Department of Business Oversight, highlighting the potential risks involved in these types of loans.
  • Payday lenders in California are required to be licensed with the Department of Business Oversight and must follow certain rules and regulations to ensure consumer protection.

Apply Now for a Payday Loan in Fields Landing, California

If you need fast cash to cover unexpected expenses in Fields Landing, California, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is easy and straightforward, and we work with a network of trusted lenders who can offer competitive rates and repayment terms.

It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. This means we do not make lending decisions or provide funding directly to borrowers. Instead, we facilitate the connection between borrowers and potential lenders, allowing you to compare rates and terms and find the loan that’s right for you.

To get started, fill out our online application today and see if you qualify for a payday loan in Fields Landing, California.

F.A.Q.

Can a payday lender require me to authorize an electronic withdrawal from my bank account in order to take out a loan in Fields Landing, California?

Yes, a payday lender can require you to authorize an electronic withdrawal from your bank account in order to take out a loan in Fields Landing, California. This is an alternative to providing a post-dated check and allows the lender to automatically withdraw the loan amount on the due date.

Can a payday lender require me to provide proof of income in order to take out a loan in Fields Landing, California?

Yes, a payday lender can require you to provide proof of income in order to take out a loan in Fields Landing, California. This is to ensure that you have the ability to repay the loan on time. You may be required to provide pay stubs, bank statements, or other documentation to verify your income.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa