Payday Loans in Isleton, California

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No payday loan companies in Isleton, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Montana Capital Car Title Loans 518 S Glendora Ave, West Covina, CA 91790 +1 (323) 307 - 7525
Jose Rodriguez - Welcome Home Funding Loan Officer NMLS 226250 1930 Howard Rd Suite C, Madera, CA 93637 +1 (559) 718 - 9197
Anderson Lucas Somerville Brgs 1338 Main St, Fortuna, CA 95540 +1 (707) 725 - 4442
Umpqua Bank 801 4th St, Santa Rosa, CA 95404 +1 (707) 579 - 2265
First One 4 Cash 12209 Central Ave, Chino, CA 91710 +1 (909) 590 - 7160
Redwood Credit Union 1705 1st St, Napa, CA 94559 +1 (707) 545 - 4000
Advance America 196 N Madera Ave, Kerman, CA 93630 +1 (559) 842 - 6900
Check Into Cash 4685 Torrance Blvd, Torrance, CA 90503 +1 (310) 921 - 6508
Payday Money Center 13205 Whittier Blvd, Whittier, CA 90602 +1 (562) 693 - 2696
AltaOne Federal Credit Union 1115 King Ave, Ridgecrest, CA 93555 +1 (760) 371 - 7000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Isleton, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Monterey Park, CA, Payday Loans in Moorpark, CA, Payday Loans in Moreno Valley, CA, Payday Loans in Morgan Hill, CA, Emergency Loan in Mountain View, CA, Quick Loan in Murrieta, CA, Emergency Loan in Napa, CA and Quick Loan in National City, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Isleton, CA.

Beautiful sights of Isleton, CA

Payday Loans Available in Isleton, CA By The Following ZIP Codes:

95641

Are Payday Loans Legal In Isleton, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Isleton, CA payday loan calculator

Payday loans are a popular option for people who are experiencing a financial emergency and need access to quick cash. In Isleton, California, the laws surrounding payday loans are a bit different than in other states, so it’s important to understand what payday loans are, how they work, and how to access them if you need them.

What are Payday Loans?

Payday loans are short-term loans typically offered to borrowers who need to cover unexpected expenses but don’t have the funds to do so. These loans are often due on the borrower’s next payday and can be obtained with minimal credit checks or other financial documentation.

In California, payday loans can be issued for up to $300 with a maximum fee of 15% of the loan amount. This means that if you borrow $300, you’ll pay a maximum fee of $45.

How Do Payday Loans Work?

In order to obtain a payday loan in Isleton, California, you’ll need to provide proof of income, such as a pay stub, and a valid form of identification. Once you’re approved, you’ll receive your loan, and it will be due on your next payday.

If you’re unable to pay back your loan on your next payday, you may be able to extend the loan term for an additional fee. However, it’s important to note that these fees can add up quickly and make it difficult to pay back the loan in a timely manner.

The Pros and Cons of Payday Loans

Like any type of financial product, payday loans come with both pros and cons.

The Pros

  • Quick access to cash when you need it most
  • No credit check required in most cases
  • Easy application process

The Cons

  • High interest rates and fees
  • Short loan terms can make repayment difficult
  • Can lead to a cycle of debt if not used responsibly

Interesting Facts and Statistics about Payday Loans in Isleton, California

  • The average payday loan in California is $250
  • California has more payday lending storefronts than McDonald’s restaurants
  • In 2018, California payday lenders charged an average annual percentage rate (APR) of 376%
  • The majority of payday loan borrowers in California earn less than $30,000 per year

If you’re considering a payday loan in Isleton, California, it’s important to be aware of the potential risks and benefits. While these loans can provide quick access to cash, they can also come with high fees and interest rates. It’s important to only borrow what you need and to have a plan in place to pay back the loan in a timely manner.

Apply Now

If you’re in need of a payday loan in Isleton, California, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders to help you find the loan that best fits your needs. Fill out our online application today to get started.

Please note that TheGuaranteedLoans is not a direct lender and is unable to guarantee loan approval. We are a connector service that facilitates connections between borrowers and potential lenders.

F.A.Q.

Can a payday lender require me to sign a contract in order to take out a loan in Isleton, California?

Yes, a payday lender can require you to sign a contract in order to take out a loan in Isleton, California. This contract will outline the terms of the loan, including the interest rate, fees, repayment schedule, and other important details.

Can a payday lender charge me a fee for taking out a loan in Isleton, California?

Yes, a payday lender can charge you a fee for taking out a loan in Isleton, California. This fee is typically a percentage of the amount borrowed and is added to the total cost of the loan. For example, a lender may charge a $10 fee for every $100 borrowed.

Look for Short-Term Loans in Other Cities:

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